FFMH Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	83.97	102.46	46.61	25.46	29	103.23
Investment Securities	603.29	287.12	336.35	378.04	445.12	447.88
Mortgage-Backed Securities	-	295.15	278.89	331.89	383.06	446.72
Total Investments	603.29	582.27	615.23	709.92	828.18	894.6
Gross Loans	1,013	1,007	1,000	1,020	966.82	888.19
Allowance for Loan Losses	-8.03	-8.04	-7.95	-7.67	-9.38	-9.61
Other Adjustments to Gross Loans	-	-1.4	-1.4	-1.5	-0.65	-1.3
Net Loans	1,005	997.65	990.87	1,011	956.79	877.29
Property, Plant & Equipment	28.71	28.85	29.19	30.36	32.34	32.87
Goodwill	9.02	9.02	9.02	9.02	9.02	9.02
Loans Held for Sale	0.59	0.89	-	0.47	-	2.2
Long-Term Deferred Tax Assets	15.23	14.69	22.8	24.86	30.96	4.46
Other Long-Term Assets	51	49.72	48.94	53.69	49.92	44.93
Total Assets	1,796	1,788	1,765	1,872	1,942	1,973
Accounts Payable	21.42	16.97	17.13	17.1	13.71	13.8
Interest Bearing Deposits	1,108	1,072	1,049	1,024	1,246	1,242
Institutional Deposits	-	36.6	72.1	130.5	18.1	26.34
Non-Interest Bearing Deposits	493.04	484.55	482.4	463.86	534.47	522.73
Total Deposits	1,601	1,593	1,604	1,619	1,799	1,791
Current Portion of Leases	-	0.65	-	-	0.61	-
Long-Term Debt	-	-	-	104	-	-
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	25	-
Long-Term Leases	-	1.29	2.52	3.08	2.77	3.87
Pension & Post-Retirement Benefits	-	4.17	4.37	4.62	4.91	5.24
Total Liabilities	1,623	1,616	1,628	1,747	1,846	1,814
Common Stock	39.6	39.73	40.39	41.74	42.75	43.17
Additional Paid-In Capital	0.17	0.16	0.09	-	-	-
Retained Earnings	168.01	164.27	152.27	143.25	132.91	119.51
Comprehensive Income & Other	-34.14	-32.62	-55.17	-60.84	-79.09	-4.14
Total Common Equity	173.63	171.53	137.58	124.15	96.57	158.54
Minority Interest	0.1	0.1	0.1	0.1	0.1	0.1
Shareholders' Equity	173.73	171.62	137.67	124.24	96.67	158.63
Total Liabilities & Equity	1,796	1,788	1,765	1,872	1,942	1,973
Total Debt	-	1.95	2.52	107.08	28.37	3.87
Net Cash (Debt)	83.97	100.52	44.09	-81.62	0.63	99.36
Net Cash Growth	31.30%	127.98%	-	-	-99.36%	-18.78%
Net Cash Per Share	20.99	25.03	10.70	-19.30	0.15	22.87
Filing Date Shares Outstanding	3.96	3.97	4.04	4.17	4.28	4.32
Total Common Shares Outstanding	3.96	3.97	4.04	4.17	4.28	4.32
Book Value Per Share	43.85	43.17	34.06	29.74	22.59	36.72
Tangible Book Value	164.61	162.51	128.56	115.13	87.55	149.52
Tangible Book Value Per Share	41.57	40.90	31.83	27.58	20.48	34.63

Source: S&P Global Market Intelligence. Banks template. Financial Sources.