FFW Corporation (FFWC)

FFW Corporation Income Statement

Financials in millions USD. Fiscal year is July - June.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Interest Income on Loans	24.04	23.18	21.25	17.4	13.66	13.77
Interest Income on Investments	4.13	4.38	4	4.22	3.17	2.97
Total Interest Income	28.17	27.56	25.25	21.62	16.83	16.74
Interest Paid on Deposits	9.82	11.08	10.61	5.22	1.42	2.05
Interest Paid on Borrowings	0.66	0.2	0.16	0.01	0	0
Total Interest Expense	10.49	11.28	10.77	5.22	1.42	2.05
Net Interest Income	17.68	16.28	14.48	16.4	15.41	14.7
Net Interest Income Growth (YoY)	18.07%	12.45%	-11.72%	6.42%	4.84%	3.67%
Gain (Loss) on Sale of Assets	0.02	0.03	-	-0.02	0.03	0.01
Gain (Loss) on Sale of Investments	-	-	-	-0	-	0.1
Other Non-Interest Income	4.44	4.56	4	3.84	3.89	3.24
Total Non-Interest Income	4.96	5.07	4.14	4.01	4.44	6.96
Non-Interest Income Growth (YoY)	4.52%	22.35%	3.46%	-9.81%	-36.20%	65.85%
Revenues Before Loan Losses	22.64	21.35	18.62	20.4	19.85	21.66
Provision for Loan Losses	0.3	0.2	-	0.55	0.41	0.35
Revenue	22.34	21.15	18.62	19.85	19.44	21.31
Revenue Growth (YoY)	13.72%	13.58%	-6.21%	2.10%	-8.76%	17.95%
Salaries and Employee Benefits	7.93	7.9	7.54	7.34	7.1	6.68
Occupancy Expenses	1.29	1.3	1.27	1.25	1.3	1.34
Federal Deposit Insurance	0.39	0.35	0.28	0.2	0.14	0.13
Selling, General & Administrative	3.93	3.65	3.19	2.77	2.72	3.4
Other Non-Interest Expense	2.07	1.76	1.89	1.81	1.6	2.04
Total Non-Interest Expense	15.64	15.01	14.22	13.43	12.93	13.67
EBT Excluding Unusual Items	6.7	6.14	4.4	6.42	6.51	7.64
Pretax Income	6.7	6.14	4.4	6.42	6.51	7.64
Income Tax Expense	0.7	0.6	0.31	0.72	0.79	1.16
Net Income	5.99	5.54	4.09	5.7	5.72	6.48
Net Income to Common	5.99	5.54	4.09	5.7	5.72	6.48
Net Income Growth	27.01%	35.51%	-28.23%	-0.40%	-11.66%	29.22%
Basic Shares Outstanding	1	1	1	1	1	1
Diluted Shares Outstanding	1	1	1	1	1	1
Shares Change (YoY)	-3.60%	-1.77%	-0.52%	-0.99%	0.15%	0.38%
EPS (Basic)	5.52	5.01	3.63	5.03	5.00	5.67
EPS (Diluted)	5.51	5.01	3.63	5.03	5.00	5.67
EPS Growth	31.64%	37.95%	-27.85%	0.60%	-11.79%	28.73%
Dividend Per Share	1.220	1.200	1.160	1.120	-	1.000
Dividend Growth	3.39%	3.45%	3.57%	-	-	8.70%
Effective Tax Rate	10.51%	9.80%	6.98%	11.27%	12.15%	15.23%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.