Foresight Financial Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	70.89	69.28	59.92	42.99	40
Interest Income on Investments	11.8	11.42	10.61	9.47	7.38
Total Interest Income	82.69	80.7	70.53	52.46	47.38
Interest Paid on Deposits	28.55	29.86	19.8	6.29	5.9
Interest Paid on Borrowings	1.47	1.86	1.45	0.5	0.25
Total Interest Expense	30.02	31.72	21.26	6.79	6.15
Net Interest Income	52.67	48.99	49.27	45.67	41.23
Net Interest Income Growth (YoY)	7.53%	-0.58%	7.88%	10.78%	3.49%
Gain (Loss) on Sale of Investments	-	-0.11	-0.19	-0.25	0.13
Other Non-Interest Income	8.18	6.53	7.13	7.69	6.71
Total Non-Interest Income	8.5	7.19	7.56	8.41	9.49
Non-Interest Income Growth (YoY)	18.18%	-4.80%	-10.14%	-11.43%	3.34%
Revenues Before Loan Losses	61.18	56.18	56.83	54.08	50.72
Provision for Loan Losses	2.68	1.05	1.11	0.55	0.76
Revenue	58.5	55.13	55.72	53.53	49.97
Revenue Growth (YoY)	6.11%	-1.07%	4.09%	7.13%	10.45%
Salaries and Employee Benefits	26.03	24.3	22.32	22.21	21.09
Occupancy Expenses	3.04	2.4	2.3	2.31	2.29
Selling, General & Administrative	7.39	5.17	4.65	5.01	6.12
Other Non-Interest Expense	11.89	7.01	7.38	6.34	5.96
Total Non-Interest Expense	48.35	38.89	36.6	35.82	35.35
EBT Excluding Unusual Items	10.14	16.23	19.12	17.71	14.62
Pretax Income	10.14	16.23	19.12	17.71	14.62
Income Tax Expense	2.27	3.57	4.57	4.08	3.24
Net Income	7.87	12.66	14.55	13.63	11.39
Net Income to Common	7.87	12.66	14.55	13.63	11.39
Net Income Growth	-37.87%	-12.94%	6.75%	19.67%	10.65%
Basic Shares Outstanding	4	4	4	4	4
Diluted Shares Outstanding	4	4	4	4	4
Shares Change (YoY)	2.75%	-1.09%	-0.29%	-2.80%	-1.50%
EPS (Basic)	2.18	3.61	4.08	3.82	3.11
EPS (Diluted)	2.17	3.59	4.08	3.81	3.09
EPS Growth	-39.55%	-12.01%	7.09%	23.30%	12.36%
Dividend Per Share	0.800	0.740	0.660	0.590	0.430
Dividend Growth	8.11%	12.12%	11.86%	37.21%	19.44%
Effective Tax Rate	22.41%	21.99%	23.92%	23.05%	22.14%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.