Foresight Financial Group Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	7.87	12.66	14.55	13.63	11.39
Depreciation & Amortization	1.47	1.46	1.67	1.11	1.05
Gain (Loss) on Sale of Assets	-0.08	-0.01	-0.04	-0.2	0.07
Gain (Loss) on Sale of Investments	4.29	1.91	2.28	3.17	4.44
Provision for Credit Losses	2.68	1.05	1.11	0.55	0.76
Net Decrease (Increase) in Loans Originated / Sold - Operating	-0.37	0.91	0.04	2.8	2.73
Change in Other Net Operating Assets	1.54	-3.43	-6.87	-1.48	-1.4
Other Operating Activities	0.15	-0.76	-0.01	-0.12	-0.4
Operating Cash Flow	16.26	12.78	17.91	19.98	18.66
Operating Cash Flow Growth	27.21%	-28.63%	-10.36%	7.08%	2.42%
Capital Expenditures	-1.37	-1.41	-1.3	-1.57	-0.46
Investment in Securities	-39.15	-8.52	29.96	-3.74	-84.38
Net Decrease (Increase) in Loans Originated / Sold - Investing	-30.35	-32.33	-119.59	-109.2	-28.06
Other Investing Activities	0.94	1.37	0.73	-0.03	1.2
Investing Cash Flow	-69.94	-40.89	-90.2	-114.55	-111.69
Short-Term Debt Issued	-	4.65	1.15	1.19	3.96
Long-Term Debt Issued	25.77	48.41	64.44	18.95	5
Total Debt Issued	25.77	53.06	65.59	20.14	8.96
Short-Term Debt Repaid	-20.82	-16.54	-4.74	-0.53	-1.59
Long-Term Debt Repaid	-13.25	-33.46	-45.85	-28.66	-22.71
Total Debt Repaid	-34.07	-49.99	-50.6	-29.19	-24.3
Net Debt Issued (Repaid)	-8.3	3.07	15	-9.05	-15.34
Issuance of Common Stock	-	4.8	-	-	-
Repurchase of Common Stock	-0.01	-2.1	-1.37	-1.53	-4.17
Common Dividends Paid	-2.89	-2.53	-2.29	-1.93	-1.54
Net Increase (Decrease) in Deposit Accounts	27.85	43.15	62.84	59.26	80.98
Financing Cash Flow	16.65	46.39	74.18	46.75	59.93
Net Cash Flow	-37.02	18.28	1.9	-47.82	-33.1
Free Cash Flow	14.89	11.38	16.61	18.41	18.2
Free Cash Flow Growth	30.92%	-31.52%	-9.75%	1.11%	2.43%
Free Cash Flow Margin	32.04%	22.97%	33.40%	34.39%	36.43%
Free Cash Flow Per Share	4.11	3.22	4.66	5.14	4.95
Cash Interest Paid	30.72	30.84	19.94	6.51	6.44
Cash Income Tax Paid	0.89	4.64	3.6	2.88	3.11

Source: S&P Global Market Intelligence. Banks template. Financial Sources.