First Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	-	14.9	6.56	6.09	15.21	32.48
Investment Securities	-	84.34	33.56	34.96	31.52	15.93
Mortgage-Backed Securities	-	-	57.71	69.37	75.88	33.92
Total Investments	-	84.34	91.27	104.33	107.4	49.85
Gross Loans	-	178.51	185.3	170.45	170.08	191.69
Allowance for Loan Losses	-	-2.24	-2.24	-2.62	-2.63	-2.87
Net Loans	-	176.27	183.06	167.82	167.45	188.82
Property, Plant & Equipment	-	6.91	7.15	7.48	7.47	7.09
Accrued Interest Receivable	-	1.02	1.16	1.01	0.83	1
Restricted Cash	-	0.25	0.25	0.25	0.25	0.25
Long-Term Deferred Tax Assets	-	3.33	3.15	3.3	0.42	0.26
Other Real Estate Owned & Foreclosed	-	-	-	-	1.29	-
Other Long-Term Assets	-	6.67	6.44	6.37	6.01	5.89
Total Assets	-	293.68	299.05	296.64	306.33	285.64
Accrued Expenses	-	2.73	2.52	2.27	1.82	1.98
Interest Bearing Deposits	-	155.49	151.67	156.53	181.4	176.87
Institutional Deposits	-	38.53	35.13	26.81	19.38	18.86
Non-Interest Bearing Deposits	-	70.27	68.13	76.13	71.03	60.21
Total Deposits	-	264.3	254.92	259.48	271.81	255.95
Short-Term Borrowings	-	-	10	5.41	-	3.93
Current Portion of Long-Term Debt	-	9.25	14.25	13.75	-	0.1
Accrued Interest Payable	-	0.25	0.57	0.04	0.02	0.05
Long-Term Debt	-	-	-	-	8	-
Total Liabilities	-	276.53	282.26	280.95	281.65	262
Common Stock	-	1.1	1.1	1.1	1.1	1.1
Additional Paid-In Capital	-	1.14	1.12	1.12	1.12	1.12
Retained Earnings	-	28.39	27.79	27.16	25.26	23.06
Treasury Stock	-	-2.47	-2.61	-2.61	-2.61	-2.61
Comprehensive Income & Other	-	-11.01	-10.61	-11.08	-0.18	0.97
Shareholders' Equity	-	17.15	16.78	15.69	24.69	23.63
Total Liabilities & Equity	-	293.68	299.05	296.64	306.33	285.64
Total Debt	-	9.25	24.25	19.16	8	4.03
Net Cash (Debt)	-	5.65	-17.69	-13.07	7.21	28.45
Net Cash Growth	-	-	-	-	-74.67%	-
Net Cash Per Share	-	10.38	-32.94	-24.32	13.41	52.93
Filing Date Shares Outstanding	-	0.54	0.54	0.54	0.54	0.54
Total Common Shares Outstanding	-	0.54	0.54	0.54	0.54	0.54
Book Value Per Share	-	31.51	31.22	29.19	45.92	43.96
Tangible Book Value	-	17.15	16.78	15.69	24.69	23.63
Tangible Book Value Per Share	-	31.51	31.22	29.19	45.92	43.96

Source: S&P Global Market Intelligence. Banks template. Financial Sources.