First Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Cash & Equivalents	14.9	6.56	6.09	15.21	32.48	Upgrade
Investment Securities	84.34	33.56	34.96	31.52	15.93	Upgrade
Mortgage-Backed Securities	-	57.71	69.37	75.88	33.92	Upgrade
Total Investments	84.34	91.27	104.33	107.4	49.85	Upgrade
Gross Loans	178.51	185.3	170.45	170.08	191.69	Upgrade
Allowance for Loan Losses	-2.24	-2.24	-2.62	-2.63	-2.87	Upgrade
Net Loans	176.27	183.06	167.82	167.45	188.82	Upgrade
Property, Plant & Equipment	6.91	7.15	7.48	7.47	7.09	Upgrade
Accrued Interest Receivable	1.02	1.16	1.01	0.83	1	Upgrade
Restricted Cash	0.25	0.25	0.25	0.25	0.25	Upgrade
Long-Term Deferred Tax Assets	3.33	3.15	3.3	0.42	0.26	Upgrade
Other Real Estate Owned & Foreclosed	-	-	-	1.29	-	Upgrade
Other Long-Term Assets	6.67	6.44	6.37	6.01	5.89	Upgrade
Total Assets	293.68	299.05	296.64	306.33	285.64	Upgrade
Accrued Expenses	2.73	2.52	2.27	1.82	1.98	Upgrade
Interest Bearing Deposits	155.49	151.67	156.53	181.4	176.87	Upgrade
Institutional Deposits	38.53	35.13	26.81	19.38	18.86	Upgrade
Non-Interest Bearing Deposits	70.27	68.13	76.13	71.03	60.21	Upgrade
Total Deposits	264.3	254.92	259.48	271.81	255.95	Upgrade
Short-Term Borrowings	-	10	5.41	-	3.93	Upgrade
Current Portion of Long-Term Debt	9.25	14.25	13.75	-	0.1	Upgrade
Accrued Interest Payable	0.25	0.57	0.04	0.02	0.05	Upgrade
Long-Term Debt	-	-	-	8	-	Upgrade
Total Liabilities	276.53	282.26	280.95	281.65	262	Upgrade
Common Stock	1.1	1.1	1.1	1.1	1.1	Upgrade
Additional Paid-In Capital	1.14	1.12	1.12	1.12	1.12	Upgrade
Retained Earnings	28.39	27.79	27.16	25.26	23.06	Upgrade
Treasury Stock	-2.47	-2.61	-2.61	-2.61	-2.61	Upgrade
Comprehensive Income & Other	-11.01	-10.61	-11.08	-0.18	0.97	Upgrade
Shareholders' Equity	17.15	16.78	15.69	24.69	23.63	Upgrade
Total Liabilities & Equity	293.68	299.05	296.64	306.33	285.64	Upgrade
Total Debt	9.25	24.25	19.16	8	4.03	Upgrade
Net Cash (Debt)	5.65	-17.69	-13.07	7.21	28.45	Upgrade
Net Cash Growth	-	-	-	-74.67%	-	Upgrade
Net Cash Per Share	10.38	-32.94	-24.32	13.41	52.93	Upgrade
Filing Date Shares Outstanding	0.54	0.54	0.54	0.54	0.54	Upgrade
Total Common Shares Outstanding	0.54	0.54	0.54	0.54	0.54	Upgrade
Book Value Per Share	31.51	31.22	29.19	45.92	43.96	Upgrade
Tangible Book Value	17.15	16.78	15.69	24.69	23.63	Upgrade
Tangible Book Value Per Share	31.51	31.22	29.19	45.92	43.96	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.