First Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	28.48	14.9	6.56	6.09	15.21
Investment Securities	46.15	84.34	33.56	34.96	31.52
Mortgage-Backed Securities	48.01	-	57.71	69.37	75.88
Total Investments	94.17	84.34	91.27	104.33	107.4
Gross Loans	173.85	178.51	185.3	170.45	170.08
Allowance for Loan Losses	-2.59	-2.24	-2.24	-2.62	-2.63
Net Loans	171.27	176.27	183.06	167.82	167.45
Property, Plant & Equipment	6.46	6.91	7.15	7.48	7.47
Accrued Interest Receivable	1.34	1.02	1.16	1.01	0.83
Restricted Cash	0.25	0.25	0.25	0.25	0.25
Long-Term Deferred Tax Assets	2.34	3.33	3.15	3.3	0.42
Other Real Estate Owned & Foreclosed	-	-	-	-	1.29
Other Long-Term Assets	6.9	6.67	6.44	6.37	6.01
Total Assets	311.2	293.68	299.05	296.64	306.33
Accrued Expenses	2.36	2.73	2.52	2.27	1.82
Interest Bearing Deposits	165.07	155.49	151.67	156.53	181.4
Institutional Deposits	46.17	38.53	35.13	26.81	19.38
Non-Interest Bearing Deposits	66.92	70.27	68.13	76.13	71.03
Total Deposits	278.16	264.3	254.92	259.48	271.81
Short-Term Borrowings	-	-	10	5.41	-
Current Portion of Long-Term Debt	1.25	1.25	14.25	13.75	-
Accrued Interest Payable	0.24	0.25	0.57	0.04	0.02
Long-Term Debt	8	8	-	-	8
Total Liabilities	290.01	276.53	282.26	280.95	281.65
Common Stock	1.1	1.1	1.1	1.1	1.1
Additional Paid-In Capital	1.18	1.14	1.12	1.12	1.12
Retained Earnings	21.49	28.39	27.79	27.16	25.26
Treasury Stock	-2.45	-2.47	-2.61	-2.61	-2.61
Comprehensive Income & Other	-0.13	-11.01	-10.61	-11.08	-0.18
Shareholders' Equity	21.19	17.15	16.78	15.69	24.69
Total Liabilities & Equity	311.2	293.68	299.05	296.64	306.33
Total Debt	9.25	9.25	24.25	19.16	8
Net Cash (Debt)	19.23	5.65	-17.69	-13.07	7.21
Net Cash Growth	240.50%	-	-	-	-74.67%
Net Cash Per Share	35.25	10.38	-32.94	-24.32	13.41
Filing Date Shares Outstanding	0.55	0.54	0.54	0.54	0.54
Total Common Shares Outstanding	0.55	0.54	0.54	0.54	0.54
Book Value Per Share	38.85	31.51	31.22	29.19	45.92
Tangible Book Value	21.19	17.15	16.78	15.69	24.69
Tangible Book Value Per Share	38.85	31.51	31.22	29.19	45.92