Fleetwood Bank Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2014
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '14 Dec 31, 2014
Net Income	1.42	1.55	1.52	1.35	1.17
Depreciation & Amortization	0.38	0.28	0.36	0.39	0.29
Gain (Loss) on Sale of Assets	-	-	-	-	0.05
Gain (Loss) on Sale of Investments	0.15	0.17	0.33	0.62	0.08
Total Asset Writedown	-	-	-	-	0.09
Provision for Credit Losses	0.33	0.33	0.15	0.12	0.24
Accrued Interest Receivable	-0.24	0.16	-0.06	0.01	0.02
Other Operating Activities	-0.28	-0.21	-0.13	-0.14	-0.23
Operating Cash Flow	3.63	4.09	2.14	1.71	1.88
Operating Cash Flow Growth	-11.20%	91.62%	25.15%	-9.45%	-0.89%
Capital Expenditures	-1.25	-0.26	-0.38	-0.72	-0.1
Investment in Securities	8.17	4.55	-21.78	-69.27	2.19
Net Decrease (Increase) in Loans Originated / Sold - Investing	-14.91	-12.04	-6.7	-9.06	-3.57
Other Investing Activities	0.5	-0.6	-0.03	0.13	1.16
Investing Cash Flow	-7.49	-8.35	-28.88	-78.92	-0.32
Long-Term Debt Issued	3	15	-	-	-
Total Debt Issued	3	15	-	-	-
Short-Term Debt Repaid	-	-	-	-	-2.96
Long-Term Debt Repaid	-15	-	-	-	-
Total Debt Repaid	-15	-	-	-	-2.96
Net Debt Issued (Repaid)	-12	15	-	-	-2.96
Issuance of Common Stock	-	-	-	0.03	-
Repurchase of Common Stock	-0.06	-0.04	-	-	-
Common Dividends Paid	-0.6	-0.6	-0.6	-0.6	-0.56
Net Increase (Decrease) in Deposit Accounts	15.81	-9.34	23.07	50	2.62
Financing Cash Flow	3.15	5.02	22.47	49.42	-0.91
Net Cash Flow	-0.71	0.76	-4.28	-27.8	0.66
Free Cash Flow	2.38	3.83	1.76	0.98	1.79
Free Cash Flow Growth	-37.85%	118.17%	78.82%	-45.02%	0.34%
Free Cash Flow Margin	20.98%	33.14%	15.61%	9.65%	22.56%
Free Cash Flow Per Share	7.97	12.76	5.84	3.27	5.82
Cash Interest Paid	4.23	2.04	0.23	0.32	0.78
Cash Income Tax Paid	0.18	0.29	0.16	-	0.27

Source: S&P Global Market Intelligence. Banks template. Financial Sources.