First Community Financial Corporation (FMFP)

First Community Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	24.79	23.97	22.5	18.68	16.85
Interest Income on Investments	5.65	5.86	5.46	4.87	4.18
Total Interest Income	30.44	29.82	27.95	23.55	21.03
Interest Paid on Deposits	10.75	10.85	8.62	2.18	2.32
Interest Paid on Borrowings	1.09	3.32	2.72	1.13	0.7
Total Interest Expense	11.85	14.17	11.34	3.31	3.02
Net Interest Income	18.6	15.65	16.61	20.25	18.01
Net Interest Income Growth (YoY)	18.82%	-5.78%	-17.95%	12.39%	15.17%
Trust Income	0.7	0.62	0.68	0.68	0.71
Gain (Loss) on Sale of Assets	-	-	0.01	-	0.05
Gain (Loss) on Sale of Investments	0.24	0.04	-0.09	-0.08	0.13
Other Non-Interest Income	2.81	2.62	2.4	2.15	2.07
Total Non-Interest Income	4.99	4.2	3.86	3.5	3.55
Non-Interest Income Growth (YoY)	18.86%	8.79%	10.14%	-1.30%	4.42%
Revenues Before Loan Losses	23.58	19.85	20.47	23.75	21.56
Provision for Loan Losses	1.51	-0.01	1.65	0.55	0.13
Revenue	22.08	19.85	18.82	23.2	21.44
Revenue Growth (YoY)	11.20%	5.47%	-18.86%	8.22%	16.26%
Salaries and Employee Benefits	10.68	9.5	9.28	8.76	7.88
Occupancy Expenses	1.29	1.25	1.28	1.4	1.58
Federal Deposit Insurance	0.59	0.6	0.54	0.39	0.27
Selling, General & Administrative	5.11	4.77	4.73	4.58	4.17
Other Non-Interest Expense	2.49	2.3	2.04	2.09	1.69
Total Non-Interest Expense	20.16	18.42	17.88	17.22	15.58
EBT Excluding Unusual Items	1.91	1.43	0.94	5.98	5.85
Pretax Income	1.91	1.43	0.94	5.98	5.85
Income Tax Expense	-0.19	0.33	-0.26	0.74	0.69
Net Income	2.1	1.1	1.2	5.24	5.17
Net Income to Common	2.1	1.1	1.2	5.24	5.17
Net Income Growth	90.55%	-8.17%	-77.13%	1.45%	27.11%
Basic Shares Outstanding	3	3	3	3	3
Diluted Shares Outstanding	3	3	3	3	3
Shares Change (YoY)	-	-	-	0.15%	0.06%
EPS (Basic)	0.74	0.39	0.42	1.85	1.83
EPS (Diluted)	0.74	0.39	0.42	1.85	1.83
EPS Growth	90.55%	-8.17%	-77.13%	1.30%	27.03%
Dividend Per Share	0.150	-	0.640	0.640	0.710
Dividend Growth	-	-	-	-9.86%	1.43%
Effective Tax Rate	-	23.22%	-	12.36%	11.72%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.