First Community Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	2.1	1.1	1.2	5.24	5.17
Depreciation & Amortization	0.44	0.53	0.55	0.55	0.59
Gain (Loss) on Sale of Assets	-	-	-0.01	-	-0.05
Gain (Loss) on Sale of Investments	-0	0.26	0.51	0.68	0.58
Provision for Credit Losses	1.55	-0.04	1.65	0.55	0.13
Accrued Interest Receivable	0.38	0.34	-0.26	-0.15	-0.13
Change in Other Net Operating Assets	-0.3	-0.17	-	-	-
Other Operating Activities	-0.33	-0.31	-0.42	-0.3	-0.3
Operating Cash Flow	3.6	2.3	2.41	6.81	6.48
Operating Cash Flow Growth	56.78%	-4.85%	-64.60%	5.11%	28.59%
Capital Expenditures	-1.04	-0.83	-0.54	-0.31	-0.24
Sale of Property, Plant and Equipment	-	-	-	-	0.55
Investment in Securities	15.65	11.82	5.03	13.05	-67.78
Net Decrease (Increase) in Loans Originated / Sold - Investing	19.46	17.31	-12.72	-52.12	-23.75
Other Investing Activities	0.44	0.47	0.42	-1.32	0.17
Investing Cash Flow	34.51	28.77	-7.72	-40.7	-91.05
Short-Term Debt Issued	-	-	-	38.86	-
Long-Term Debt Issued	-	20	113	-	-
Total Debt Issued	-	20	113	38.86	-
Short-Term Debt Repaid	-8	-20	-14.01	-	-0.68
Long-Term Debt Repaid	-2	-53	-77	-5	-6
Total Debt Repaid	-10	-73	-91.01	-5	-6.68
Net Debt Issued (Repaid)	-10	-53	21.99	33.86	-6.68
Issuance of Common Stock	-	-	-	-	0.13
Common Dividends Paid	-0.25	-	-1.81	-2.26	-2.26
Net Increase (Decrease) in Deposit Accounts	-10.32	23.35	-24.61	-4.86	95.27
Financing Cash Flow	-20.57	-29.65	-4.43	26.74	86.46
Net Cash Flow	17.54	1.42	-9.73	-7.15	1.89
Free Cash Flow	2.56	1.47	1.88	6.5	6.25
Free Cash Flow Growth	74.20%	-21.70%	-71.13%	4.07%	31.11%
Free Cash Flow Margin	11.59%	7.40%	9.97%	28.02%	29.13%
Free Cash Flow Per Share	0.90	0.52	0.66	2.30	2.21
Cash Interest Paid	11.91	14.28	11.06	3.17	3.08
Cash Income Tax Paid	0.3	0.25	0.24	0.83	0.87

Source: S&P Global Market Intelligence. Banks template. Financial Sources.