First Niles Financial, Inc. (FNFI)
OTCMKTS · Delayed Price · Currency is USD
8.01
+0.01 (0.12%)
At close: Jan 9, 2026

First Niles Financial Statistics

Total Valuation

FNFI has a market cap or net worth of 12.32 million.

Market Cap12.32M
Enterprise Value n/a

Important Dates

The next estimated earnings date is Wednesday, February 18, 2026.

Earnings Date Feb 18, 2026
Ex-Dividend Date Dec 5, 2025

Share Statistics

FNFI has 1.54 million shares outstanding. The number of shares has increased by 1.54% in one year.

Current Share Class 1.54M
Shares Outstanding 1.54M
Shares Change (YoY) +1.54%
Shares Change (QoQ) +7.72%
Owned by Insiders (%) n/a
Owned by Institutions (%) 0.06%
Float n/a

Valuation Ratios

The trailing PE ratio is 17.52.

PE Ratio 17.52
Forward PE n/a
PS Ratio 1.40
PB Ratio 0.72
P/TBV Ratio 0.72
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 4.19%.

Return on Equity (ROE) 4.19%
Return on Assets (ROA) 0.42%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee 799,455
Profits Per Employee 60,091
Employee Count 11
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FNFI has paid 236,000 in taxes.

Income Tax 236,000
Effective Tax Rate 26.31%

Stock Price Statistics

The stock price has decreased by -4.07% in the last 52 weeks. The beta is 0.29, so FNFI's price volatility has been lower than the market average.

Beta (5Y) 0.29
52-Week Price Change -4.07%
50-Day Moving Average 7.98
200-Day Moving Average 8.63
Relative Strength Index (RSI) 53.14
Average Volume (20 Days) 838

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, FNFI had revenue of 8.79 million and earned 661,000 in profits. Earnings per share was 0.46.

Revenue8.79M
Gross Profit 8.79M
Operating Income 1.00M
Pretax Income 897,000
Net Income 661,000
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 0.46
Full Income Statement

Balance Sheet

Cash & Cash Equivalents n/a
Total Debt 52.53M
Net Cash -52.53M
Net Cash Per Share -34.14
Equity (Book Value) 17.04M
Book Value Per Share 11.47
Working Capital 34.33M
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 11.39%
Pretax Margin 10.20%
Profit Margin 7.52%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 0.24, which amounts to a dividend yield of 3.00%.

Dividend Per Share 0.24
Dividend Yield 3.00%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 52.49%
Buyback Yield -1.54%
Shareholder Yield 1.46%
Earnings Yield 5.36%
FCF Yield n/a
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2