First Ottawa Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	91.79	29.55	27.62	52.81	19.18	33.09
Investment Securities	196.3	49.67	40.84	46.75	54.55	46.44
Mortgage-Backed Securities	-	137.26	119.95	66.3	13.27	9.2
Total Investments	196.3	186.93	160.79	113.05	67.82	55.65
Gross Loans	1,580	1,450	1,248	1,105	823.03	732.17
Allowance for Loan Losses	-	-22.23	-21.04	-16.02	-12.12	-9.76
Net Loans	1,580	1,428	1,227	1,089	810.91	722.4
Property, Plant & Equipment	12.48	12.75	13.77	14.71	14.6	10.06
Goodwill	-	2.45	2.45	2.45	2.45	2.45
Loans Held for Sale	0.47	-	1.25	35.46	19.97	63.58
Accrued Interest Receivable	24.91	5.97	5.62	3.99	2.58	3.12
Other Real Estate Owned & Foreclosed	-	-	-	-	0.65	1.12
Other Long-Term Assets	39.96	49.84	45.78	36.76	28.47	8.33
Total Assets	1,946	1,718	1,489	1,355	970.88	905.56
Interest Bearing Deposits	1,749	1,079	835.78	665.92	452.83	427.43
Institutional Deposits	-	42.32	48.97	40.99	23.94	22.79
Non-Interest Bearing Deposits	-	391.29	350.98	375.85	362.81	240.01
Total Deposits	1,749	1,513	1,236	1,083	839.58	690.23
Current Portion of Long-Term Debt	-	36.25	-	-	-	-
Long-Term Debt	53.2	51.25	153.5	189.8	58.5	159
Long-Term Leases	-	3.32	3.78	4.33	4.78	-
Other Long-Term Liabilities	15.65	9.11	9.33	6.29	4.35	4.26
Total Liabilities	1,818	1,613	1,402	1,283	907.21	853.49
Common Stock	127.61	1.01	0.99	0.98	0.94	0.91
Additional Paid-In Capital	-	24.13	22.05	20.87	17.89	15.9
Retained Earnings	-	90.93	73.31	60.2	49.29	39.05
Treasury Stock	-	-4.83	-4.83	-4.83	-4.83	-4.83
Comprehensive Income & Other	-	-6.03	-4.91	-5.72	0.38	1.04
Shareholders' Equity	127.61	105.21	86.61	71.5	63.67	52.07
Total Liabilities & Equity	1,946	1,718	1,489	1,355	970.88	905.56
Total Debt	53.2	90.82	157.28	194.13	63.28	159
Net Cash (Debt)	38.59	-61.27	-129.66	-141.32	-44.1	-125.91
Net Cash Per Share	41.56	-67.02	-143.95	-161.08	-52.13	-152.67
Filing Date Shares Outstanding	0.94	0.92	0.9	0.89	0.86	0.83
Total Common Shares Outstanding	0.94	0.92	0.9	0.89	0.86	0.83
Book Value Per Share	136.26	113.83	95.75	80.16	74.34	63.06
Tangible Book Value	127.61	102.77	84.16	69.06	61.22	49.63
Tangible Book Value Per Share	136.26	111.18	93.04	77.42	71.48	60.10

Source: S&P Global Market Intelligence. Banks template. Financial Sources.