First Ottawa Bancshares, Inc. (FOTB)

First Ottawa Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	34.24	29.55	27.62	52.81	19.18
Investment Securities	51.17	49.67	40.84	46.75	54.55
Mortgage-Backed Securities	148.54	137.26	119.95	66.3	13.27
Total Investments	199.71	186.93	160.79	113.05	67.82
Gross Loans	1,678	1,450	1,248	1,105	823.03
Allowance for Loan Losses	-24.37	-22.23	-21.04	-16.02	-12.12
Net Loans	1,654	1,428	1,227	1,089	810.91
Property, Plant & Equipment	12.9	12.75	13.77	14.71	14.6
Goodwill	2.45	2.45	2.45	2.45	2.45
Loans Held for Sale	62.41	-	1.25	35.46	19.97
Accrued Interest Receivable	7.15	5.97	5.62	3.99	2.58
Other Real Estate Owned & Foreclosed	-	-	-	-	0.65
Other Long-Term Assets	58.73	49.84	45.78	36.76	28.47
Total Assets	2,036	1,718	1,489	1,355	970.88
Interest Bearing Deposits	1,300	1,079	835.78	665.92	452.83
Institutional Deposits	51.3	42.32	48.97	40.99	23.94
Non-Interest Bearing Deposits	394.96	391.29	350.98	375.85	362.81
Total Deposits	1,746	1,513	1,236	1,083	839.58
Current Portion of Long-Term Debt	91.7	-	-	-	-
Current Portion of Leases	0.61	-	-	-	-
Long-Term Debt	46.25	87.5	153.5	189.8	58.5
Long-Term Leases	2.67	3.32	3.78	4.33	4.78
Other Long-Term Liabilities	13.88	9.11	9.33	6.29	4.35
Total Liabilities	1,901	1,613	1,402	1,283	907.21
Common Stock	1.03	1.01	0.99	0.98	0.94
Additional Paid-In Capital	26.47	24.13	22.05	20.87	17.89
Retained Earnings	114.48	90.93	73.31	60.2	49.29
Treasury Stock	-4.83	-4.83	-4.83	-4.83	-4.83
Comprehensive Income & Other	-2.8	-6.03	-4.91	-5.72	0.38
Shareholders' Equity	134.35	105.21	86.61	71.5	63.67
Total Liabilities & Equity	2,036	1,718	1,489	1,355	970.88
Total Debt	141.22	90.82	157.28	194.13	63.28
Net Cash (Debt)	-106.99	-61.27	-129.66	-141.32	-44.1
Net Cash Per Share	-114.52	-67.02	-143.95	-161.08	-52.13
Filing Date Shares Outstanding	0.94	0.92	0.9	0.89	0.86
Total Common Shares Outstanding	0.94	0.92	0.9	0.89	0.86
Book Value Per Share	142.73	113.83	95.75	80.16	74.34
Tangible Book Value	131.9	102.77	84.16	69.06	61.22
Tangible Book Value Per Share	140.13	111.18	93.04	77.42	71.48

Source: S&P Global Market Intelligence. Banks template. Financial Sources.