First Ottawa Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	40.38	34.24	29.55	27.62	52.81	19.18
Investment Securities	207.67	51.17	49.67	40.84	46.75	54.55
Mortgage-Backed Securities	-	148.54	137.26	119.95	66.3	13.27
Total Investments	207.67	199.71	186.93	160.79	113.05	67.82
Gross Loans	1,670	1,678	1,450	1,248	1,105	823.03
Allowance for Loan Losses	-	-24.37	-22.23	-21.04	-16.02	-12.12
Net Loans	1,670	1,654	1,428	1,227	1,089	810.91
Property, Plant & Equipment	12.64	12.9	12.75	13.77	14.71	14.6
Goodwill	-	2.45	2.45	2.45	2.45	2.45
Loans Held for Sale	33.46	62.41	-	1.25	35.46	19.97
Accrued Interest Receivable	27.86	7.15	5.97	5.62	3.99	2.58
Other Real Estate Owned & Foreclosed	3	-	-	-	-	0.65
Other Long-Term Assets	43.81	58.73	49.84	45.78	36.76	28.47
Total Assets	2,038	2,036	1,718	1,489	1,355	970.88
Interest Bearing Deposits	1,826	1,300	1,079	835.78	665.92	452.83
Institutional Deposits	-	51.3	42.32	48.97	40.99	23.94
Non-Interest Bearing Deposits	-	394.96	391.29	350.98	375.85	362.81
Total Deposits	1,826	1,746	1,513	1,236	1,083	839.58
Current Portion of Long-Term Debt	-	91.7	-	-	-	-
Current Portion of Leases	-	0.61	-	-	-	-
Long-Term Debt	51.95	46.25	87.5	153.5	189.8	58.5
Long-Term Leases	-	2.67	3.32	3.78	4.33	4.78
Other Long-Term Liabilities	20.11	13.88	9.11	9.33	6.29	4.35
Total Liabilities	1,898	1,901	1,613	1,402	1,283	907.21
Common Stock	140.48	1.03	1.01	0.99	0.98	0.94
Additional Paid-In Capital	-	26.47	24.13	22.05	20.87	17.89
Retained Earnings	-	114.48	90.93	73.31	60.2	49.29
Treasury Stock	-	-4.83	-4.83	-4.83	-4.83	-4.83
Comprehensive Income & Other	-	-2.8	-6.03	-4.91	-5.72	0.38
Shareholders' Equity	140.48	134.35	105.21	86.61	71.5	63.67
Total Liabilities & Equity	2,038	2,036	1,718	1,489	1,355	970.88
Total Debt	51.95	141.22	90.82	157.28	194.13	63.28
Net Cash (Debt)	-11.57	-106.99	-61.27	-129.66	-141.32	-44.1
Net Cash Per Share	-12.37	-114.52	-67.02	-143.95	-161.08	-52.13
Filing Date Shares Outstanding	0.23	0.94	0.92	0.9	0.89	0.86
Total Common Shares Outstanding	0.23	0.94	0.92	0.9	0.89	0.86
Book Value Per Share	604.21	142.73	113.83	95.75	80.16	74.34
Tangible Book Value	140.48	131.9	102.77	84.16	69.06	61.22
Tangible Book Value Per Share	604.21	140.13	111.18	93.04	77.42	71.48