First Ottawa Bancshares, Inc. (FOTB)

First Ottawa Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	40.38	34.24	29.55	27.62	52.81	19.18
Investment Securities	207.67	51.17	49.67	40.84	46.75	54.55
Mortgage-Backed Securities	-	148.54	137.26	119.95	66.3	13.27
Total Investments	207.67	199.71	186.93	160.79	113.05	67.82
Gross Loans	1,670	1,678	1,450	1,248	1,105	823.03
Allowance for Loan Losses	-	-24.37	-22.23	-21.04	-16.02	-12.12
Net Loans	1,670	1,654	1,428	1,227	1,089	810.91
Property, Plant & Equipment	12.64	12.9	12.75	13.77	14.71	14.6
Goodwill	-	2.45	2.45	2.45	2.45	2.45
Loans Held for Sale	33.46	62.41	-	1.25	35.46	19.97
Accrued Interest Receivable	27.86	7.15	5.97	5.62	3.99	2.58
Other Real Estate Owned & Foreclosed	3	-	-	-	-	0.65
Other Long-Term Assets	43.81	58.73	49.84	45.78	36.76	28.47
Total Assets	2,038	2,036	1,718	1,489	1,355	970.88

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Bearing Deposits	1,826	1,300	1,079	835.78	665.92	452.83
Institutional Deposits	-	51.3	42.32	48.97	40.99	23.94
Non-Interest Bearing Deposits	-	394.96	391.29	350.98	375.85	362.81
Total Deposits	1,826	1,746	1,513	1,236	1,083	839.58
Current Portion of Long-Term Debt	-	91.7	-	-	-	-
Current Portion of Leases	-	0.61	-	-	-	-
Long-Term Debt	51.95	46.25	87.5	153.5	189.8	58.5
Long-Term Leases	-	2.67	3.32	3.78	4.33	4.78
Other Long-Term Liabilities	20.11	13.88	9.11	9.33	6.29	4.35
Total Liabilities	1,898	1,901	1,613	1,402	1,283	907.21

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	140.48	1.03	1.01	0.99	0.98	0.94
Additional Paid-In Capital	-	26.47	24.13	22.05	20.87	17.89
Retained Earnings	-	114.48	90.93	73.31	60.2	49.29
Treasury Stock	-	-4.83	-4.83	-4.83	-4.83	-4.83
Comprehensive Income & Other	-	-2.8	-6.03	-4.91	-5.72	0.38
Shareholders' Equity	140.48	134.35	105.21	86.61	71.5	63.67
Total Liabilities & Equity	2,038	2,036	1,718	1,489	1,355	970.88

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	51.95	141.22	90.82	157.28	194.13	63.28
Net Cash (Debt)	-11.57	-106.99	-61.27	-129.66	-141.32	-44.1
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-12.32	-114.52	-67.02	-143.95	-161.08	-52.13
Filing Date Shares Outstanding	0.95	0.94	0.92	0.9	0.89	0.86
Total Common Shares Outstanding	0.95	0.94	0.92	0.9	0.89	0.86
Book Value Per Share	147.93	142.73	113.83	95.75	80.16	74.34
Tangible Book Value	140.48	131.9	102.77	84.16	69.06	61.22
Tangible Book Value Per Share	147.93	140.13	111.18	93.04	77.42	71.48

Data Source: S&P Global Market Intelligence Last updated: Mar 31, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jul 25, 2026

Data Sources Report a data error