FS Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Cash & Equivalents	77.43	94.99	94.36	89.7	72.3	100.54	Upgrade
Investment Securities	297.94	264.61	235.56	294.49	318.62	175.79	Upgrade
Total Investments	297.94	264.61	235.56	294.49	318.62	175.79	Upgrade
Gross Loans	852.01	829.17	787.79	747.16	672.85	690.55	Upgrade
Allowance for Loan Losses	-7.65	-7.29	-	-6.71	-6.6	-6.63	Upgrade
Net Loans	844.36	821.88	787.79	740.45	666.25	683.92	Upgrade
Property, Plant & Equipment	11.07	11.14	10.22	10.4	10.34	10.74	Upgrade
Other Intangible Assets	2.6	2.6	-	2.6	2.6	-	Upgrade
Other Long-Term Assets	32.92	33.47	36.88	39.51	21.93	22.53	Upgrade
Total Assets	1,268	1,230	1,165	1,179	1,094	993.51	Upgrade
Interest Bearing Deposits	783.78	777.87	795.81	756.46	685.01	592.89	Upgrade
Institutional Deposits	65.01	62.75	-	23.86	19.58	-	Upgrade
Non-Interest Bearing Deposits	271.66	252.81	255.3	286.64	274.27	261.89	Upgrade
Total Deposits	1,120	1,093	1,051	1,067	978.86	854.78	Upgrade
Short-Term Borrowings	4.73	5.01	-	6.97	7.61	-	Upgrade
Federal Home Loan Bank Debt, Long-Term	10	10	5.07	10	-	39.44	Upgrade
Other Long-Term Liabilities	8.07	8.46	7.23	7.38	5.36	4.64	Upgrade
Total Liabilities	1,143	1,117	1,063	1,091	991.82	898.86	Upgrade
Common Stock	0.15	0.15	101.41	0.15	0.15	94.64	Upgrade
Additional Paid-In Capital	3.15	3.18	-	3.09	3.15	-	Upgrade
Retained Earnings	149.85	138.51	-	117.28	104.91	-	Upgrade
Treasury Stock	-15.45	-11.5	-	-8.89	-7.51	-	Upgrade
Comprehensive Income & Other	-13.08	-17.01	-	-23.63	1.86	-	Upgrade
Shareholders' Equity	124.62	113.33	101.41	88	102.56	94.64	Upgrade
Total Liabilities & Equity	1,268	1,230	1,165	1,179	1,094	993.51	Upgrade
Total Debt	14.73	15.01	5.07	16.97	7.61	39.44	Upgrade
Net Cash (Debt)	62.7	79.98	89.29	72.73	64.7	61.1	Upgrade
Net Cash Growth	-2.78%	-10.42%	22.76%	12.42%	5.89%	126.53%	Upgrade
Net Cash Per Share	15.04	18.75	20.75	16.78	14.83	13.89	Upgrade
Filing Date Shares Outstanding	4.12	4.22	4.27	4.3	4.33	4.37	Upgrade
Total Common Shares Outstanding	4.12	4.22	4.27	4.3	4.33	4.37	Upgrade
Book Value Per Share	30.28	26.85	23.77	20.46	23.67	21.63	Upgrade
Tangible Book Value	122.02	110.73	101.41	85.4	99.96	94.64	Upgrade
Tangible Book Value Per Share	29.65	26.24	23.77	19.86	23.07	21.63	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.