FS Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	68.81	111.78	94.99	94.36	89.7	72.3
Investment Securities	257.47	237.72	264.61	235.56	294.49	318.62
Total Investments	257.47	237.72	264.61	235.56	294.49	318.62
Gross Loans	894.84	886.92	829.17	787.79	747.16	672.85
Allowance for Loan Losses	-8.29	-8.25	-7.29	-	-6.71	-6.6
Net Loans	886.55	878.66	821.88	787.79	740.45	666.25
Property, Plant & Equipment	10.67	10.81	11.14	10.22	10.4	10.34
Other Intangible Assets	2.6	2.6	2.6	-	2.6	2.6
Other Long-Term Assets	32.55	32.36	33.47	36.88	39.51	21.93
Total Assets	1,260	1,275	1,230	1,165	1,179	1,094
Interest Bearing Deposits	762.59	769.43	777.87	795.81	756.46	685.01
Institutional Deposits	64.21	64.36	62.75	-	23.86	19.58
Non-Interest Bearing Deposits	276.38	288.93	252.81	255.3	286.64	274.27
Total Deposits	1,103	1,123	1,093	1,051	1,067	978.86
Short-Term Borrowings	5.05	4.14	5.01	-	6.97	7.61
Federal Home Loan Bank Debt, Long-Term	10	10	10	5.07	10	-
Other Long-Term Liabilities	8.37	8.45	8.46	7.23	7.38	5.36
Total Liabilities	1,127	1,145	1,117	1,063	1,091	991.82
Common Stock	0.15	0.15	0.15	101.41	0.15	0.15
Additional Paid-In Capital	2.71	3.01	3.18	-	3.09	3.15
Retained Earnings	158.47	154.33	138.51	-	117.28	104.91
Treasury Stock	-15.3	-15.6	-11.5	-	-8.89	-7.51
Comprehensive Income & Other	-12.45	-11.72	-17.01	-	-23.63	1.86
Shareholders' Equity	133.59	130.17	113.33	101.41	88	102.56
Total Liabilities & Equity	1,260	1,275	1,230	1,165	1,179	1,094
Total Debt	15.05	14.14	15.01	5.07	16.97	7.61
Net Cash (Debt)	53.77	97.65	79.98	89.29	72.73	64.7
Net Cash Growth	-51.58%	22.08%	-10.42%	22.76%	12.42%	5.89%
Net Cash Per Share	12.98	23.50	18.75	20.75	16.78	14.83
Filing Date Shares Outstanding	4.13	4.12	4.22	4.27	4.3	4.33
Total Common Shares Outstanding	4.13	4.12	4.22	4.27	4.3	4.33
Book Value Per Share	32.33	31.61	26.85	23.77	20.46	23.67
Tangible Book Value	130.98	127.57	110.73	101.41	85.4	99.96
Tangible Book Value Per Share	31.70	30.98	26.24	23.77	19.86	23.07

Source: S&P Global Market Intelligence. Banks template. Financial Sources.