FS Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	104.5	111.78	94.99	94.36	89.7	72.3
Investment Securities	260.61	237.72	264.61	235.56	294.49	318.62
Total Investments	260.61	237.72	264.61	235.56	294.49	318.62
Gross Loans	910.56	886.92	829.17	787.79	747.16	672.85
Allowance for Loan Losses	-8.46	-8.25	-7.29	-	-6.71	-6.6
Net Loans	902.1	878.66	821.88	787.79	740.45	666.25
Property, Plant & Equipment	10.61	10.81	11.14	10.22	10.4	10.34
Other Intangible Assets	2.6	2.6	2.6	-	2.6	2.6
Other Long-Term Assets	32.62	32.36	33.47	36.88	39.51	21.93
Total Assets	1,315	1,275	1,230	1,165	1,179	1,094
Interest Bearing Deposits	802.08	769.43	777.87	795.81	756.46	685.01
Institutional Deposits	71.73	64.36	62.75	-	23.86	19.58
Non-Interest Bearing Deposits	279.29	288.93	252.81	255.3	286.64	274.27
Total Deposits	1,153	1,123	1,093	1,051	1,067	978.86
Short-Term Borrowings	5.58	4.14	5.01	-	6.97	7.61
Federal Home Loan Bank Debt, Long-Term	10	10	10	5.07	10	-
Other Long-Term Liabilities	8.81	8.45	8.46	7.23	7.38	5.36
Total Liabilities	1,177	1,145	1,117	1,063	1,091	991.82
Common Stock	0.15	0.15	0.15	101.41	0.15	0.15
Additional Paid-In Capital	2.72	3.01	3.18	-	3.09	3.15
Retained Earnings	163.23	154.33	138.51	-	117.28	104.91
Treasury Stock	-17.48	-15.6	-11.5	-	-8.89	-7.51
Comprehensive Income & Other	-11.54	-11.72	-17.01	-	-23.63	1.86
Shareholders' Equity	137.09	130.17	113.33	101.41	88	102.56
Total Liabilities & Equity	1,315	1,275	1,230	1,165	1,179	1,094
Total Debt	15.58	14.14	15.01	5.07	16.97	7.61
Net Cash (Debt)	88.92	97.65	79.98	89.29	72.73	64.7
Net Cash Growth	-21.46%	22.08%	-10.42%	22.76%	12.42%	5.89%
Net Cash Per Share	21.49	23.50	18.75	20.75	16.78	14.83
Filing Date Shares Outstanding	4.09	4.12	4.22	4.27	4.3	4.33
Total Common Shares Outstanding	4.09	4.12	4.22	4.27	4.3	4.33
Book Value Per Share	33.55	31.61	26.85	23.77	20.46	23.67
Tangible Book Value	134.48	127.57	110.73	101.41	85.4	99.96
Tangible Book Value Per Share	32.91	30.98	26.24	23.77	19.86	23.07