Grand Bank Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	26.45	26.12	22.19	36.18	29.82
Investment Securities	86.39	78.62	74.02	66.22	79.22
Mortgage-Backed Securities	55.54	51.71	49.05	50.06	59.2
Total Investments	141.93	130.33	123.07	116.27	138.42
Gross Loans	324.16	318.89	309.6	304.19	293.11
Allowance for Loan Losses	-1.17	-1.3	-1.34	-1.82	-1.72
Net Loans	322.99	317.59	308.27	302.37	291.39
Property, Plant & Equipment	2.51	2.42	2.49	2.72	2.9
Investments in Real Estate	1.68	1.57	1.59	1.6	1.57
Accrued Interest Receivable	1.31	1.23	1.23	1.13	0.93
Long-Term Deferred Tax Assets	-	-	-	0.03	-
Other Long-Term Assets	6.77	6.56	6.49	6.45	6.1
Total Assets	505.11	487.06	466.3	467.17	471.88
Interest Bearing Deposits	213.64	218.72	208.32	220.48	224.46
Institutional Deposits	45.71	39.61	35.77	18.09	10.58
Non-Interest Bearing Deposits	110.08	113.35	110.45	148.44	135.61
Total Deposits	369.42	371.68	354.54	387.01	370.65
Short-Term Borrowings	-	-	8	-	-
Current Portion of Long-Term Debt	16.78	23.28	18.05	-	-
Federal Home Loan Bank Debt, Long-Term	13.43	-	-	3.16	3.69
Pension & Post-Retirement Benefits	-	-	0.09	0.1	0.1
Long-Term Deferred Tax Liabilities	6.28	3.72	2.11	-	5.17
Other Long-Term Liabilities	1.29	0.76	0.93	0.89	1.14
Total Liabilities	407.18	399.44	383.71	391.15	380.75
Common Stock	0.18	0.18	0.18	0.18	0.18
Additional Paid-In Capital	11.08	10.82	10.61	10.38	10.1
Retained Earnings	117.6	109.6	102.05	93.97	97.91
Treasury Stock	-26.56	-25.78	-23.77	-20.37	-17.69
Comprehensive Income & Other	-4.37	-7.2	-6.48	-8.15	0.63
Shareholders' Equity	97.92	87.62	82.59	76.01	91.13
Total Liabilities & Equity	505.11	487.06	466.3	467.17	471.88
Total Debt	30.2	23.28	26.05	3.16	3.69
Net Cash (Debt)	-3.75	2.83	-3.87	33.02	26.13
Net Cash Growth	-	-	-	26.37%	-26.67%
Net Cash Per Share	-372.07	276.83	-361.78	3020.77	2348.92
Filing Date Shares Outstanding	0.01	0.01	0.01	0.01	0.01
Total Common Shares Outstanding	0.01	0.01	0.01	0.01	0.01
Book Value Per Share	9756.00	8677.63	8002.81	7069.00	8231.42
Tangible Book Value	97.92	87.62	82.59	76.01	91.13
Tangible Book Value Per Share	9756.00	8677.63	8002.81	7069.00	8231.42