Grand River Commerce, Inc. (GNRV)
OTCMKTS · Delayed Price · Currency is USD
5.49
+0.15 (2.81%)
Jul 31, 2026, 3:51 PM EST
Grand River Commerce Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 48.04 | 46.62 | 23.51 | 21.98 | 46.83 | 84.32 |
Investment Securities | 16.32 | 6.9 | 5.3 | 5.66 | 5.99 | 5.87 |
Mortgage-Backed Securities | - | 9.95 | 7.13 | 8.22 | 9.05 | 12.23 |
Total Investments | 16.32 | 16.85 | 12.43 | 13.88 | 15.04 | 18.1 |
Gross Loans | 437.99 | 445.66 | 479.96 | 500.54 | 461.29 | 382.21 |
Allowance for Loan Losses | -5 | -5 | -5.14 | -5.41 | -5.93 | -4.87 |
Net Loans | 432.99 | 440.66 | 474.82 | 495.13 | 455.36 | 377.34 |
Property, Plant & Equipment | 1.02 | 2.38 | 3.05 | 3.81 | 4.16 | 4.54 |
Loans Held for Sale | 1.22 | 0.73 | 0.5 | 1.26 | 0.27 | 1.01 |
Accrued Interest Receivable | 4.23 | 1.53 | 1.49 | 1.55 | 1.27 | 0.88 |
Other Current Assets | 0.01 | 0.01 | 0.02 | 3.35 | 2.61 | - |
Long-Term Deferred Tax Assets | 3.77 | 3.91 | 4.18 | 4.05 | 2.19 | 1 |
Other Long-Term Assets | - | 2.14 | 2.26 | 2.23 | 1.87 | 1.79 |
Total Assets | 511.66 | 517.47 | 524.51 | 549.08 | 530.25 | 489.45 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 350.71 | 324.05 | 309.58 | 322.71 | 292.51 | 287.43 |
Institutional Deposits | - | 32.72 | 35.72 | 39.56 | 44.74 | 32.53 |
Non-Interest Bearing Deposits | 88.19 | 88.03 | 89.83 | 96 | 124.42 | 107.9 |
Total Deposits | 438.9 | 444.8 | 435.12 | 458.28 | 461.67 | 427.86 |
Current Portion of Long-Term Debt | - | 10 | 18 | 17 | 10 | - |
Current Portion of Leases | - | 0.28 | - | - | - | - |
Accrued Interest Payable | 2.85 | 0.73 | 0.69 | 0.95 | 0.26 | 0.06 |
Other Current Liabilities | - | 0.34 | 0.34 | 0.98 | 0.51 | - |
Long-Term Debt | 15.72 | 15.68 | 15.53 | 15.37 | 8.05 | 8.02 |
Federal Home Loan Bank Debt, Long-Term | 17.5 | 7.5 | 17.5 | 17.5 | 4.5 | 4.5 |
Long-Term Leases | - | 1.06 | 1.7 | 2.2 | 2.1 | 2.2 |
Other Long-Term Liabilities | - | 0.77 | 0.63 | 1.18 | 0.32 | 1.38 |
Total Liabilities | 474.97 | 481.15 | 489.51 | 513.45 | 487.41 | 444.02 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 |
Additional Paid-In Capital | 40.99 | 40.99 | 40.99 | 40.99 | 41.16 | 39.49 |
Retained Earnings | -2.99 | -3.37 | -4 | -3.48 | 3.82 | 6 |
Comprehensive Income & Other | -1.38 | -1.37 | -2.06 | -1.96 | -2.21 | -0.12 |
Shareholders' Equity | 36.69 | 36.32 | 35 | 35.63 | 42.84 | 45.44 |
Total Liabilities & Equity | 511.66 | 517.47 | 524.51 | 549.08 | 530.25 | 489.45 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 33.22 | 34.52 | 52.73 | 52.07 | 24.65 | 14.72 |
Net Cash (Debt) | 14.81 | 12.1 | -29.21 | -30.09 | 22.18 | 69.6 |
Net Cash Growth | - | - | - | - | -68.13% | 45.57% |
Net Cash Per Share | 2.10 | 1.72 | -4.15 | -4.27 | 3.16 | 9.80 |
Filing Date Shares Outstanding | 7.04 | 7.04 | 7.04 | 7.04 | 7.03 | 6.73 |
Total Common Shares Outstanding | 7.04 | 7.04 | 7.04 | 7.04 | 7.03 | 6.73 |
Book Value Per Share | 5.21 | 5.16 | 4.97 | 5.06 | 6.10 | 6.75 |
Tangible Book Value | 36.69 | 36.32 | 35 | 35.63 | 42.84 | 45.44 |
Tangible Book Value Per Share | 5.21 | 5.16 | 4.97 | 5.06 | 6.10 | 6.75 |