High Country Bancorp, Inc. (HCBC)

High Country Bancorp Balance Sheet

Financials in millions USD. Fiscal year is July - June.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021	Jun 30, 2020
Cash & Equivalents	8.13	10.56	8.62	78.4	63.46	21.67
Investment Securities	59.65	39.05	45.86	42.28	27.82	23.08
Mortgage-Backed Securities	-	22.52	22.91	21.04	11.41	9.52
Total Investments	59.65	61.57	68.77	63.32	39.23	32.6
Gross Loans	412.54	398.96	351.41	301.64	288.46	264.35
Allowance for Loan Losses	-	-4.62	-3.03	-2.71	-2.72	-2.74
Other Adjustments to Gross Loans	-	-2.67	-2.38	-2.09	-2.49	-1.99
Net Loans	412.54	391.68	346.01	296.84	283.26	259.63
Property, Plant & Equipment	6.44	6.21	6.63	7.33	7.9	7.2
Loans Held for Sale	0.7	0.01	0.11	-	2.34	2.71
Accrued Interest Receivable	1.91	1.94	1.58	1.27	1.28	1.57
Other Current Assets	2.93	0.74	0.76	0.87	0.77	0.3
Long-Term Deferred Tax Assets	1.31	1.54	1.43	1.47	0.25	0.43
Other Real Estate Owned & Foreclosed	0.26	0.01	-	-	-	-
Other Long-Term Assets	6.26	6.18	6.03	5.9	5.77	5.64
Total Assets	500.13	480.43	439.93	455.39	404.26	331.75
Interest Bearing Deposits	350.01	285.42	256.22	264.96	231.74	186.83
Institutional Deposits	-	8.32	5.78	2.87	3.73	3.51
Non-Interest Bearing Deposits	64.47	96.33	112.39	145.06	125.55	90.94
Total Deposits	414.48	390.07	374.38	412.89	361.02	281.27
Short-Term Borrowings	20.3	25.4	22.7	-	-	-
Current Portion of Leases	-	0.1	-	-	-	-
Current Income Taxes Payable	4.77	4.74	3.73	4.58	4.78	4.23
Accrued Interest Payable	0.03	0.02	0	0	0	0
Federal Home Loan Bank Debt, Long-Term	20	20	-	-	-	10.5
Long-Term Leases	-	0.45	0.64	0.72	0.81	0.75
Other Long-Term Liabilities	0.44	0.28	0.19	0.17	0.2	0.13
Total Liabilities	460.02	441.06	401.64	418.37	366.81	296.88
Common Stock	0.01	0.01	0.01	0.01	0.01	0.01
Additional Paid-In Capital	10.23	10.25	10.42	11.23	11.01	11.15
Retained Earnings	33.39	32.85	32.36	29.72	27.42	24.5
Treasury Stock	-0.96	-0.96	-1.25	-1.25	-1.25	-1.25
Comprehensive Income & Other	-2.56	-2.78	-3.25	-2.69	0.27	0.45
Shareholders' Equity	40.11	39.38	38.29	37.02	37.46	34.87
Total Liabilities & Equity	500.13	480.43	439.93	455.39	404.26	331.75
Total Debt	40.3	45.95	23.34	0.72	0.81	11.25
Net Cash (Debt)	-31.67	-34.89	-13.48	78.92	64.15	11.92
Net Cash Growth	-	-	-	23.03%	438.23%	31.17%
Net Cash Per Share	-31.04	-34.01	-13.16	76.39	61.65	12.40
Filing Date Shares Outstanding	1.02	1.02	1.02	1.03	1.03	1.04
Total Common Shares Outstanding	1.02	1.02	1.02	1.03	1.03	1.04
Book Value Per Share	39.49	38.59	37.53	35.86	36.23	33.53
Tangible Book Value	40.11	39.38	38.29	37.02	37.46	34.87
Tangible Book Value Per Share	39.49	38.59	37.53	35.86	36.23	33.53

Source: S&P Global Market Intelligence. Banks template. Financial Sources.