High Country Bancorp, Inc. (HCBC)

High Country Bancorp Balance Sheet

Financials in millions USD. Fiscal year is July - June.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2024	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021	Jun 30, 2020
Cash & Equivalents	11.15	10.56	8.62	78.4	63.46	21.67
Investment Securities	60.72	39.05	45.86	42.28	27.82	23.08
Mortgage-Backed Securities	-	22.52	22.91	21.04	11.41	9.52
Total Investments	60.72	61.57	68.77	63.32	39.23	32.6
Gross Loans	405.59	398.96	351.41	301.64	288.46	264.35
Allowance for Loan Losses	-	-4.62	-3.03	-2.71	-2.72	-2.74
Other Adjustments to Gross Loans	-	-2.67	-2.38	-2.09	-2.49	-1.99
Net Loans	405.59	391.68	346.01	296.84	283.26	259.63
Property, Plant & Equipment	6.34	6.21	6.63	7.33	7.9	7.2
Loans Held for Sale	0.65	0.01	0.11	-	2.34	2.71
Accrued Interest Receivable	1.94	1.94	1.58	1.27	1.28	1.57
Other Current Assets	2.84	0.74	0.76	0.87	0.77	0.3
Long-Term Deferred Tax Assets	0.78	1.54	1.43	1.47	0.25	0.43
Other Real Estate Owned & Foreclosed	0.33	0.01	-	-	-	-
Other Long-Term Assets	6.22	6.18	6.03	5.9	5.77	5.64
Total Assets	496.56	480.43	439.93	455.39	404.26	331.75
Interest Bearing Deposits	311.21	293.74	261.99	264.96	231.74	186.83
Institutional Deposits	-	-	-	2.87	3.73	3.51
Non-Interest Bearing Deposits	100.06	96.33	112.39	145.06	125.55	90.94
Total Deposits	411.28	390.07	374.38	412.89	361.02	281.27
Short-Term Borrowings	20.2	25.4	22.7	-	-	-
Current Portion of Leases	-	0.1	-	-	-	-
Current Income Taxes Payable	3.83	4.74	3.73	4.58	4.78	4.23
Accrued Interest Payable	0.03	0.02	0	0	0	0
Federal Home Loan Bank Debt, Long-Term	20	20	-	-	-	10.5
Long-Term Leases	-	0.45	0.64	0.72	0.81	0.75
Other Long-Term Liabilities	0.31	0.28	0.19	0.17	0.2	0.13
Total Liabilities	455.64	441.06	401.64	418.37	366.81	296.88
Common Stock	0.01	0.01	0.01	0.01	0.01	0.01
Additional Paid-In Capital	10.25	10.25	10.42	11.23	11.01	11.15
Retained Earnings	33.14	32.85	32.36	29.72	27.42	24.5
Treasury Stock	-0.96	-0.96	-1.25	-1.25	-1.25	-1.25
Comprehensive Income & Other	-1.51	-2.78	-3.25	-2.69	0.27	0.45
Shareholders' Equity	40.92	39.38	38.29	37.02	37.46	34.87
Total Liabilities & Equity	496.56	480.43	439.93	455.39	404.26	331.75
Total Debt	40.2	45.95	23.34	0.72	0.81	11.25
Net Cash (Debt)	-28.56	-34.89	-13.48	78.92	64.15	11.92
Net Cash Growth	-	-	-	23.03%	438.23%	31.17%
Net Cash Per Share	-27.87	-34.01	-13.16	76.39	61.65	12.40
Filing Date Shares Outstanding	1.02	1.02	1.02	1.03	1.03	1.04
Total Common Shares Outstanding	1.02	1.02	1.02	1.03	1.03	1.04
Book Value Per Share	40.22	38.59	37.53	35.86	36.23	33.53
Tangible Book Value	40.92	39.38	38.29	37.02	37.46	34.87
Tangible Book Value Per Share	40.22	38.59	37.53	35.86	36.23	33.53

Source: S&P Capital IQ. Banks template. Financial Sources.