High Country Bancorp, Inc. (HCBC)

High Country Bancorp Balance Sheet

Financials in millions USD. Fiscal year is July - June.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Cash & Equivalents	8.36	9.62	10.56	8.62	78.4	63.46
Investment Securities	60.37	36.25	39.05	45.86	42.28	27.82
Mortgage-Backed Securities	-	24.2	22.52	22.91	21.04	11.41
Total Investments	60.37	60.45	61.57	68.77	63.32	39.23
Gross Loans	434.58	431.46	398.96	351.41	301.64	288.46
Allowance for Loan Losses	-	-4.74	-4.62	-3.03	-2.71	-2.72
Other Adjustments to Gross Loans	-	-2.89	-2.67	-2.38	-2.09	-2.49
Net Loans	434.58	423.83	391.68	346.01	296.84	283.26
Property, Plant & Equipment	6.4	6.61	6.21	6.63	7.33	7.9
Loans Held for Sale	0.68	2.11	0.01	0.11	-	2.34
Accrued Interest Receivable	1.95	1.82	1.94	1.58	1.27	1.28
Other Current Assets	2.55	2.09	0.74	0.76	0.87	0.77
Long-Term Deferred Tax Assets	1.32	1.04	1.54	1.43	1.47	0.25
Other Real Estate Owned & Foreclosed	-	-	0.01	-	-	-
Other Long-Term Assets	6.32	6.34	6.18	6.03	5.9	5.77
Total Assets	522.53	513.9	480.43	439.93	455.39	404.26
Interest Bearing Deposits	376.76	351.75	285.42	256.22	264.96	231.74
Institutional Deposits	-	14.18	8.32	5.78	2.87	3.73
Non-Interest Bearing Deposits	54.62	57.72	96.33	112.39	145.06	125.55
Total Deposits	431.38	423.65	390.07	374.38	412.89	361.02
Short-Term Borrowings	18.7	19.1	25.4	22.7	-	-
Current Portion of Leases	-	0.1	-	-	-	-
Current Income Taxes Payable	4.4	3.7	4.74	3.73	4.58	4.78
Accrued Interest Payable	0.1	0.08	0.02	0	0	0
Federal Home Loan Bank Debt, Long-Term	25	25	20	-	-	-
Long-Term Leases	-	0.35	0.55	0.64	0.72	0.81
Other Long-Term Liabilities	-	0.01	0.28	0.19	0.17	0.2
Total Liabilities	479.58	471.99	441.06	401.64	418.37	366.81
Common Stock	0.01	0.01	0.01	0.01	0.01	0.01
Additional Paid-In Capital	10.03	9.99	10.25	10.42	11.23	11.01
Retained Earnings	34.77	34.5	32.85	32.36	29.72	27.42
Treasury Stock	-0.66	-0.66	-0.96	-1.25	-1.25	-1.25
Comprehensive Income & Other	-1.2	-1.93	-2.78	-3.25	-2.69	0.27
Shareholders' Equity	42.96	41.92	39.38	38.29	37.02	37.46
Total Liabilities & Equity	522.53	513.9	480.43	439.93	455.39	404.26
Total Debt	43.7	44.55	45.95	23.34	0.72	0.81
Net Cash (Debt)	-35.1	-34.44	-34.89	-13.48	78.92	64.15
Net Cash Growth	-	-	-	-	23.03%	438.23%
Net Cash Per Share	-34.76	-33.99	-34.01	-13.16	76.39	61.65
Filing Date Shares Outstanding	1.01	1.01	1.02	1.02	1.03	1.03
Total Common Shares Outstanding	1.01	1.01	1.02	1.02	1.03	1.03
Book Value Per Share	42.74	41.70	38.59	37.53	35.86	36.23
Tangible Book Value	42.96	41.92	39.38	38.29	37.02	37.46
Tangible Book Value Per Share	42.74	41.70	38.59	37.53	35.86	36.23

Source: S&P Global Market Intelligence. Banks template. Financial Sources.