High Country Bancorp Balance Sheet

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Cash & Equivalents	11.23	9.62	10.56	8.62	78.4	63.46
Investment Securities	59.92	36.25	39.05	45.86	42.28	27.82
Mortgage-Backed Securities	-	24.2	22.52	22.91	21.04	11.41
Total Investments	59.92	60.45	61.57	68.77	63.32	39.23
Gross Loans	442.25	431.46	398.96	351.41	301.64	288.46
Allowance for Loan Losses	-	-4.74	-4.62	-3.03	-2.71	-2.72
Other Adjustments to Gross Loans	-	-2.89	-2.67	-2.38	-2.09	-2.49
Net Loans	442.25	423.83	391.68	346.01	296.84	283.26
Property, Plant & Equipment	6.24	6.61	6.21	6.63	7.33	7.9
Loans Held for Sale	1.6	2.11	0.01	0.11	-	2.34
Accrued Interest Receivable	1.94	1.82	1.94	1.58	1.27	1.28
Other Current Assets	2.7	2.09	0.74	0.76	0.87	0.77
Long-Term Deferred Tax Assets	1.36	1.04	1.54	1.43	1.47	0.25
Other Real Estate Owned & Foreclosed	-	-	0.01	-	-	-
Other Long-Term Assets	6.37	6.34	6.18	6.03	5.9	5.77
Total Assets	533.61	513.9	480.43	439.93	455.39	404.26
Interest Bearing Deposits	376.8	351.75	285.42	256.22	264.96	231.74
Institutional Deposits	-	14.18	8.32	5.78	2.87	3.73
Non-Interest Bearing Deposits	57.73	57.72	96.33	112.39	145.06	125.55
Total Deposits	434.53	423.65	390.07	374.38	412.89	361.02
Short-Term Borrowings	18.6	19.1	25.4	22.7	-	-
Current Portion of Leases	-	0.1	-	-	-	-
Current Income Taxes Payable	7.23	3.7	4.74	3.73	4.58	4.78
Accrued Interest Payable	0.09	0.08	0.02	0	0	0
Federal Home Loan Bank Debt, Long-Term	29	25	20	-	-	-
Long-Term Leases	-	0.35	0.55	0.64	0.72	0.81
Other Long-Term Liabilities	-	0.01	0.28	0.19	0.17	0.2
Total Liabilities	489.45	471.99	441.06	401.64	418.37	366.81
Common Stock	0.01	0.01	0.01	0.01	0.01	0.01
Additional Paid-In Capital	10.08	9.99	10.25	10.42	11.23	11.01
Retained Earnings	35.81	34.5	32.85	32.36	29.72	27.42
Treasury Stock	-0.66	-0.66	-0.96	-1.25	-1.25	-1.25
Comprehensive Income & Other	-1.08	-1.93	-2.78	-3.25	-2.69	0.27
Shareholders' Equity	44.16	41.92	39.38	38.29	37.02	37.46
Total Liabilities & Equity	533.61	513.9	480.43	439.93	455.39	404.26
Total Debt	47.6	44.55	45.95	23.34	0.72	0.81
Net Cash (Debt)	-36.12	-34.44	-34.89	-13.48	78.92	64.15
Net Cash Growth	-	-	-	-	23.03%	438.23%
Net Cash Per Share	-35.88	-33.99	-34.01	-13.16	76.39	61.65
Filing Date Shares Outstanding	1.01	1.01	1.02	1.02	1.03	1.03
Total Common Shares Outstanding	1.01	1.01	1.02	1.02	1.03	1.03
Book Value Per Share	43.89	41.70	38.59	37.53	35.86	36.23
Tangible Book Value	44.16	41.92	39.38	38.29	37.02	37.46
Tangible Book Value Per Share	43.89	41.70	38.59	37.53	35.86	36.23

Source: S&P Global Market Intelligence. Banks template. Financial Sources.