High Country Bancorp, Inc. (HCBC)

Accolade Balance Sheet

Financials in millions USD. Fiscal year is July - June.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021	Jun 30, 2020
Cash & Equivalents	12.84	10.56	8.62	78.4	63.46	21.67
Investment Securities	59.49	39.05	45.86	42.28	27.82	23.08
Mortgage-Backed Securities	-	22.52	22.91	21.04	11.41	9.52
Total Investments	59.49	61.57	68.77	63.32	39.23	32.6
Gross Loans	413.17	398.96	351.41	301.64	288.46	264.35
Allowance for Loan Losses	-	-4.62	-3.03	-2.71	-2.72	-2.74
Other Adjustments to Gross Loans	-	-2.67	-2.38	-2.09	-2.49	-1.99
Net Loans	413.17	391.68	346.01	296.84	283.26	259.63
Property, Plant & Equipment	6.5	6.21	6.63	7.33	7.9	7.2
Loans Held for Sale	0.46	0.01	0.11	-	2.34	2.71
Accrued Interest Receivable	1.9	1.94	1.58	1.27	1.28	1.57
Other Current Assets	2.23	0.74	0.76	0.87	0.77	0.3
Long-Term Deferred Tax Assets	1	1.54	1.43	1.47	0.25	0.43
Other Real Estate Owned & Foreclosed	-	0.01	-	-	-	-
Other Long-Term Assets	6.3	6.18	6.03	5.9	5.77	5.64
Total Assets	503.89	480.43	439.93	455.39	404.26	331.75
Interest Bearing Deposits	363.09	285.42	256.22	264.96	231.74	186.83
Institutional Deposits	-	8.32	5.78	2.87	3.73	3.51
Non-Interest Bearing Deposits	60.6	96.33	112.39	145.06	125.55	90.94
Total Deposits	423.7	390.07	374.38	412.89	361.02	281.27
Short-Term Borrowings	14.5	25.4	22.7	-	-	-
Current Portion of Leases	-	0.1	-	-	-	-
Current Income Taxes Payable	3.78	4.74	3.73	4.58	4.78	4.23
Accrued Interest Payable	0.07	0.02	0	0	0	0
Federal Home Loan Bank Debt, Long-Term	20	20	-	-	-	10.5
Long-Term Leases	-	0.45	0.64	0.72	0.81	0.75
Other Long-Term Liabilities	0.45	0.28	0.19	0.17	0.2	0.13
Total Liabilities	462.5	441.06	401.64	418.37	366.81	296.88
Common Stock	0.01	0.01	0.01	0.01	0.01	0.01
Additional Paid-In Capital	9.94	10.25	10.42	11.23	11.01	11.15
Retained Earnings	34.07	32.85	32.36	29.72	27.42	24.5
Treasury Stock	-0.66	-0.96	-1.25	-1.25	-1.25	-1.25
Comprehensive Income & Other	-1.98	-2.78	-3.25	-2.69	0.27	0.45
Shareholders' Equity	41.39	39.38	38.29	37.02	37.46	34.87
Total Liabilities & Equity	503.89	480.43	439.93	455.39	404.26	331.75
Total Debt	34.5	45.95	23.34	0.72	0.81	11.25
Net Cash (Debt)	-21.17	-34.89	-13.48	78.92	64.15	11.92
Net Cash Growth	-	-	-	23.03%	438.23%	31.17%
Net Cash Per Share	-20.82	-34.01	-13.16	76.39	61.65	12.40
Filing Date Shares Outstanding	1.01	1.02	1.02	1.03	1.03	1.04
Total Common Shares Outstanding	1.01	1.02	1.02	1.03	1.03	1.04
Book Value Per Share	41.18	38.59	37.53	35.86	36.23	33.53
Tangible Book Value	41.39	39.38	38.29	37.02	37.46	34.87
Tangible Book Value Per Share	41.18	38.59	37.53	35.86	36.23	33.53

Source: S&P Global Market Intelligence. Banks template. Financial Sources.