High Country Bancorp, Inc. (HCBC)

High Country Bancorp Balance Sheet

Financials in millions USD. Fiscal year is July - June.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Cash & Equivalents	9.62	10.56	8.62	78.4	63.46
Investment Securities	36.25	39.05	45.86	42.28	27.82
Mortgage-Backed Securities	24.2	22.52	22.91	21.04	11.41
Total Investments	60.45	61.57	68.77	63.32	39.23
Gross Loans	431.46	398.96	351.41	301.64	288.46
Allowance for Loan Losses	-4.74	-4.62	-3.03	-2.71	-2.72
Other Adjustments to Gross Loans	-2.89	-2.67	-2.38	-2.09	-2.49
Net Loans	423.83	391.68	346.01	296.84	283.26
Property, Plant & Equipment	6.61	6.21	6.63	7.33	7.9
Loans Held for Sale	2.11	0.01	0.11	-	2.34
Accrued Interest Receivable	1.82	1.94	1.58	1.27	1.28
Other Current Assets	2.09	0.74	0.76	0.87	0.77
Long-Term Deferred Tax Assets	1.04	1.54	1.43	1.47	0.25
Other Real Estate Owned & Foreclosed	-	0.01	-	-	-
Other Long-Term Assets	6.34	6.18	6.03	5.9	5.77
Total Assets	513.9	480.43	439.93	455.39	404.26
Interest Bearing Deposits	351.75	285.42	256.22	264.96	231.74
Institutional Deposits	14.18	8.32	5.78	2.87	3.73
Non-Interest Bearing Deposits	57.72	96.33	112.39	145.06	125.55
Total Deposits	423.65	390.07	374.38	412.89	361.02
Short-Term Borrowings	19.1	25.4	22.7	-	-
Current Portion of Leases	0.1	-	-	-	-
Current Income Taxes Payable	3.7	4.74	3.73	4.58	4.78
Accrued Interest Payable	0.08	0.02	0	0	0
Federal Home Loan Bank Debt, Long-Term	25	20	-	-	-
Long-Term Leases	0.35	0.55	0.64	0.72	0.81
Other Long-Term Liabilities	0.01	0.28	0.19	0.17	0.2
Total Liabilities	471.99	441.06	401.64	418.37	366.81
Common Stock	0.01	0.01	0.01	0.01	0.01
Additional Paid-In Capital	9.99	10.25	10.42	11.23	11.01
Retained Earnings	34.5	32.85	32.36	29.72	27.42
Treasury Stock	-0.66	-0.96	-1.25	-1.25	-1.25
Comprehensive Income & Other	-1.93	-2.78	-3.25	-2.69	0.27
Shareholders' Equity	41.92	39.38	38.29	37.02	37.46
Total Liabilities & Equity	513.9	480.43	439.93	455.39	404.26
Total Debt	44.55	45.95	23.34	0.72	0.81
Net Cash (Debt)	-34.44	-34.89	-13.48	78.92	64.15
Net Cash Growth	-	-	-	23.03%	438.23%
Net Cash Per Share	-33.99	-34.01	-13.16	76.39	61.65
Filing Date Shares Outstanding	1.01	1.02	1.02	1.03	1.03
Total Common Shares Outstanding	1.01	1.02	1.02	1.03	1.03
Book Value Per Share	41.70	38.59	37.53	35.86	36.23
Tangible Book Value	41.92	39.38	38.29	37.02	37.46
Tangible Book Value Per Share	41.70	38.59	37.53	35.86	36.23

Source: S&P Global Market Intelligence. Banks template. Financial Sources.