High Country Bancorp, Inc. (HCBC)

High Country Bancorp Balance Sheet

Financials in millions USD. Fiscal year is July - June.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Cash & Equivalents	8.41	9.62	10.56	8.62	78.4	63.46
Investment Securities	58.04	36.25	39.05	45.86	42.28	27.82
Mortgage-Backed Securities	-	24.2	22.52	22.91	21.04	11.41
Total Investments	58.04	60.45	61.57	68.77	63.32	39.23
Gross Loans	439.62	431.46	398.96	351.41	301.64	288.46
Allowance for Loan Losses	-	-4.74	-4.62	-3.03	-2.71	-2.72
Other Adjustments to Gross Loans	-	-2.89	-2.67	-2.38	-2.09	-2.49
Net Loans	439.62	423.83	391.68	346.01	296.84	283.26
Property, Plant & Equipment	6.2	6.61	6.21	6.63	7.33	7.9
Loans Held for Sale	0.49	2.11	0.01	0.11	-	2.34
Accrued Interest Receivable	2	1.82	1.94	1.58	1.27	1.28
Other Current Assets	2.01	2.09	0.74	0.76	0.87	0.77
Long-Term Deferred Tax Assets	1.35	1.04	1.54	1.43	1.47	0.25
Other Real Estate Owned & Foreclosed	-	-	0.01	-	-	-
Other Long-Term Assets	6.41	6.34	6.18	6.03	5.9	5.77
Total Assets	524.52	513.9	480.43	439.93	455.39	404.26

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Interest Bearing Deposits	386.7	351.75	285.42	256.22	264.96	231.74
Institutional Deposits	-	14.18	8.32	5.78	2.87	3.73
Non-Interest Bearing Deposits	51.18	57.72	96.33	112.39	145.06	125.55
Total Deposits	437.88	423.65	390.07	374.38	412.89	361.02
Short-Term Borrowings	9	19.1	25.4	22.7	-	-
Current Portion of Leases	-	0.1	-	-	-	-
Current Income Taxes Payable	4.31	3.7	4.74	3.73	4.58	4.78
Accrued Interest Payable	0.17	0.08	0.02	0	0	0
Federal Home Loan Bank Debt, Long-Term	29	25	20	-	-	-
Long-Term Leases	-	0.35	0.55	0.64	0.72	0.81
Other Long-Term Liabilities	-	0.01	0.28	0.19	0.17	0.2
Total Liabilities	480.36	471.99	441.06	401.64	418.37	366.81

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Common Stock	0.01	0.01	0.01	0.01	0.01	0.01
Additional Paid-In Capital	9.82	9.99	10.25	10.42	11.23	11.01
Retained Earnings	35.92	34.5	32.85	32.36	29.72	27.42
Treasury Stock	-0.38	-0.66	-0.96	-1.25	-1.25	-1.25
Comprehensive Income & Other	-1.21	-1.93	-2.78	-3.25	-2.69	0.27
Shareholders' Equity	44.17	41.92	39.38	38.29	37.02	37.46
Total Liabilities & Equity	524.52	513.9	480.43	439.93	455.39	404.26

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Total Debt	38	44.55	45.95	23.34	0.72	0.81
Net Cash (Debt)	-29.59	-34.44	-34.89	-13.48	78.92	64.15
Net Cash Growth	-	-	-	-	23.03%	438.23%
Net Cash Per Share	-29.59	-33.99	-34.01	-13.16	76.39	61.65
Filing Date Shares Outstanding	1	1.01	1.02	1.02	1.03	1.03
Total Common Shares Outstanding	1	1.01	1.02	1.02	1.03	1.03
Book Value Per Share	44.28	41.70	38.59	37.53	35.86	36.23
Tangible Book Value	44.17	41.92	39.38	38.29	37.02	37.46
Tangible Book Value Per Share	44.28	41.70	38.59	37.53	35.86	36.23

Data Source: S&P Global Market Intelligence Last updated: Mar 31, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jul 29, 2026

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