High Country Bancorp Balance Sheet

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Cash & Equivalents	8.41	9.62	10.56	8.62	78.4	63.46
Investment Securities	58.04	36.25	39.05	45.86	42.28	27.82
Mortgage-Backed Securities	-	24.2	22.52	22.91	21.04	11.41
Total Investments	58.04	60.45	61.57	68.77	63.32	39.23
Gross Loans	-	431.46	398.96	351.41	301.64	288.46
Allowance for Loan Losses	-	-4.74	-4.62	-3.03	-2.71	-2.72
Other Adjustments to Gross Loans	-	-2.89	-2.67	-2.38	-2.09	-2.49
Net Loans	-	423.83	391.68	346.01	296.84	283.26
Property, Plant & Equipment	6.2	6.61	6.21	6.63	7.33	7.9
Loans Held for Sale	440.11	2.11	0.01	0.11	-	2.34
Accrued Interest Receivable	2	1.82	1.94	1.58	1.27	1.28
Other Current Assets	2.01	2.09	0.74	0.76	0.87	0.77
Long-Term Deferred Tax Assets	1.35	1.04	1.54	1.43	1.47	0.25
Other Real Estate Owned & Foreclosed	-	-	0.01	-	-	-
Other Long-Term Assets	6.41	6.34	6.18	6.03	5.9	5.77
Total Assets	524.52	513.9	480.43	439.93	455.39	404.26
Interest Bearing Deposits	386.7	351.75	285.42	256.22	264.96	231.74
Institutional Deposits	-	14.18	8.32	5.78	2.87	3.73
Non-Interest Bearing Deposits	51.18	57.72	96.33	112.39	145.06	125.55
Total Deposits	437.88	423.65	390.07	374.38	412.89	361.02
Short-Term Borrowings	9	19.1	25.4	22.7	-	-
Current Portion of Leases	-	0.1	-	-	-	-
Current Income Taxes Payable	4.31	3.7	4.74	3.73	4.58	4.78
Accrued Interest Payable	0.17	0.08	0.02	0	0	0
Federal Home Loan Bank Debt, Long-Term	29	25	20	-	-	-
Long-Term Leases	-	0.35	0.55	0.64	0.72	0.81
Other Long-Term Liabilities	-	0.01	0.28	0.19	0.17	0.2
Total Liabilities	480.36	471.99	441.06	401.64	418.37	366.81
Common Stock	0.01	0.01	0.01	0.01	0.01	0.01
Additional Paid-In Capital	9.82	9.99	10.25	10.42	11.23	11.01
Retained Earnings	35.92	34.5	32.85	32.36	29.72	27.42
Treasury Stock	-0.38	-0.66	-0.96	-1.25	-1.25	-1.25
Comprehensive Income & Other	-1.21	-1.93	-2.78	-3.25	-2.69	0.27
Shareholders' Equity	44.17	41.92	39.38	38.29	37.02	37.46
Total Liabilities & Equity	524.52	513.9	480.43	439.93	455.39	404.26
Total Debt	38	44.55	45.95	23.34	0.72	0.81
Net Cash (Debt)	-29.59	-34.44	-34.89	-13.48	78.92	64.15
Net Cash Growth	-	-	-	-	23.03%	438.23%
Net Cash Per Share	-29.59	-33.99	-34.01	-13.16	76.39	61.65
Filing Date Shares Outstanding	0.95	1.01	1.02	1.02	1.03	1.03
Total Common Shares Outstanding	0.95	1.01	1.02	1.02	1.03	1.03
Book Value Per Share	46.57	41.70	38.59	37.53	35.86	36.23
Tangible Book Value	44.17	41.92	39.38	38.29	37.02	37.46
Tangible Book Value Per Share	46.57	41.70	38.59	37.53	35.86	36.23

Source: S&P Global Market Intelligence. Banks template. Financial Sources.