High Country Bancorp, Inc. (HCBC)

High Country Bancorp Balance Sheet

Financials in millions USD. Fiscal year is July - June.

Assets

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Cash & Equivalents	15.56	11.65	9.62	10.56	8.62	78.4
Investment Securities	62.11	24.27	36.25	39.05	45.86	42.28
Mortgage-Backed Securities	-	34.57	24.2	22.52	22.91	21.04
Total Investments	62.11	58.84	60.45	61.57	68.77	63.32
Gross Loans	451.15	448.05	431.46	398.96	351.41	301.64
Allowance for Loan Losses	-	-5.3	-4.74	-4.62	-3.03	-2.71
Other Adjustments to Gross Loans	-	-2.86	-2.89	-2.67	-2.38	-2.09
Net Loans	451.15	439.9	423.83	391.68	346.01	296.84
Property, Plant & Equipment	5.89	6.03	6.61	6.21	6.63	7.33
Loans Held for Sale	0.31	0.48	2.11	0.01	0.11	-
Accrued Interest Receivable	2.02	1.87	1.82	1.94	1.58	1.27
Other Current Assets	2.53	2.36	2.09	0.74	0.76	0.87
Long-Term Deferred Tax Assets	1.98	1.75	1.04	1.54	1.43	1.47
Other Real Estate Owned & Foreclosed	-	-	-	0.01	-	-
Other Long-Term Assets	6.5	6.45	6.34	6.18	6.03	5.9
Total Assets	548.06	529.32	513.9	480.43	439.93	455.39

Liabilities

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Interest Bearing Deposits	419.3	375.55	351.75	285.42	256.22	264.96
Institutional Deposits	-	21.39	14.18	8.32	5.78	2.87
Non-Interest Bearing Deposits	50.39	53.16	57.72	96.33	112.39	145.06
Total Deposits	469.69	450.09	423.65	390.07	374.38	412.89
Short-Term Borrowings	-	-	19.1	25.4	22.7	-
Current Portion of Leases	-	0.11	-	-	-	-
Current Income Taxes Payable	4.75	4.8	3.7	4.74	3.73	4.58
Accrued Interest Payable	0.19	0.16	0.08	0.02	0	0
Federal Home Loan Bank Debt, Long-Term	29	29	25	20	-	-
Long-Term Leases	-	0.36	0.45	0.55	0.64	0.72
Other Long-Term Liabilities	0.26	0.22	0.01	0.28	0.19	0.17
Total Liabilities	503.88	484.75	471.99	441.06	401.64	418.37

Shareholders' Equity

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Common Stock	0.01	0.01	0.01	0.01	0.01	0.01
Additional Paid-In Capital	9.71	9.86	9.99	10.25	10.42	11.23
Retained Earnings	37.81	37.19	34.5	32.85	32.36	29.72
Treasury Stock	-0.38	-0.38	-0.66	-0.96	-1.25	-1.25
Comprehensive Income & Other	-2.98	-2.11	-1.93	-2.78	-3.25	-2.69
Shareholders' Equity	44.17	44.57	41.92	39.38	38.29	37.02
Total Liabilities & Equity	548.06	529.32	513.9	480.43	439.93	455.39

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Jun 30, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022
Total Debt	29	29.47	44.55	45.95	23.34	0.72
Net Cash (Debt)	-13.44	-17.82	-34.44	-34.89	-13.48	78.92
Net Cash Growth	-	-	-	-	-	23.03%
Net Cash Per Share	-13.43	-17.76	-33.99	-34.01	-13.16	76.39
Filing Date Shares Outstanding	1	1	1.01	1.02	1.02	1.03
Total Common Shares Outstanding	1	1	1.01	1.02	1.02	1.03
Book Value Per Share	44.36	44.68	41.70	38.59	37.53	35.86
Tangible Book Value	44.17	44.57	41.92	39.38	38.29	37.02
Tangible Book Value Per Share	44.36	44.68	41.70	38.59	37.53	35.86

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 13, 2026

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