High Country Bancorp, Inc. (HCBC)

High Country Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is July - June.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct 30, 2025	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Market Capitalization	34	30	31	39	45	47
Market Cap Growth	6.91%	-2.44%	-20.17%	-13.97%	-3.47%	27.84%
Last Close Price	33.39	29.45	27.91	32.92	35.80	35.44
PE Ratio	9.46	8.42	9.48	8.48	10.59	9.55
PS Ratio	1.46	1.31	1.55	1.86	2.15	2.17
PB Ratio	0.80	0.72	0.78	1.01	1.21	1.24
P/FCF Ratio	-	-	6.10	8.61	6.95	8.24
P/OCF Ratio	203.37	182.37	5.67	8.09	6.50	6.56
Debt / Equity Ratio	1.06	1.06	1.17	0.61	0.02	0.02
Debt / FCF Ratio	-	-	9.08	5.20	0.11	0.14
Return on Equity (ROE)	8.80%	8.80%	8.38%	12.10%	11.39%	13.47%
Return on Assets (ROA)	0.72%	0.72%	0.71%	1.02%	0.99%	1.32%
Earnings Yield	10.65%	11.88%	10.55%	11.79%	9.45%	10.47%
FCF Yield	-3.24%	-3.61%	16.41%	11.61%	14.39%	12.13%
Dividend Yield	6.45%	6.79%	7.17%	6.08%	5.59%	5.64%
Payout Ratio	56.66%	53.85%	59.33%	42.11%	45.70%	40.16%
Buyback Yield / Dilution	1.24%	1.24%	-0.17%	0.87%	0.72%	-8.22%
Total Shareholder Return	7.59%	8.03%	7.00%	6.94%	6.30%	-2.58%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.