Home Loan Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019 - 2015
Period Ending	Mar '25 Mar 31, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021	Jun '20 Jun 30, 2020	2019 - 2015
Market Capitalization	46	41	40	47	45	42	Upgrade
Market Cap Growth	6.30%	3.25%	-14.39%	3.07%	9.44%	-15.14%	Upgrade
Last Close Price	33.05	26.99	25.43	28.01	25.77	22.29	Upgrade
PE Ratio	7.23	7.57	7.76	11.28	11.84	11.58	Upgrade
PS Ratio	2.97	2.87	3.04	4.14	4.22	4.17	Upgrade
PB Ratio	1.14	1.06	1.12	1.42	1.42	1.36	Upgrade
P/FCF Ratio	6.56	6.83	8.47	25.26	8.54	Upgrade
P/OCF Ratio	6.22	6.56	7.19	24.35	8.37	Upgrade
Debt / Equity Ratio	0.66	1.10	0.90	0.13	0.15	0.18	Upgrade
Debt / FCF Ratio	-	6.77	5.45	0.77	2.64	1.11	Upgrade
Return on Equity (ROE)	-	14.68%	15.03%	12.75%	12.25%	11.97%	Upgrade
Return on Assets (ROA)	-	1.76%	1.90%	1.64%	1.54%	1.56%	Upgrade
Earnings Yield	13.86%	13.22%	12.88%	8.86%	8.45%	8.64%	Upgrade
FCF Yield	15.25%	14.65%	11.81%	3.96%	11.71%	Upgrade
Dividend Yield	5.84%	4.00%	4.25%	3.86%	4.19%	-	Upgrade
Payout Ratio	0.00%	49.30%	51.95%	61.03%	61.22%	65.52%	Upgrade
Buyback Yield / Dilution	-0.60%	-0.21%	-0.05%	-	-0.04%	-0.04%	Upgrade
Total Shareholder Return	5.24%	3.79%	4.20%	3.86%	4.15%	-0.04%	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.