Home Loan Financial Corporation (HLFN)

Home Loan Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is July - June.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 11, 2026	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Market Capitalization	57	46	41	40	47	45
Market Cap Growth	20.71%	11.36%	3.25%	-14.39%	3.07%	9.44%
Last Close Price	40.24	31.11	25.37	23.91	26.33	24.23
PE Ratio	7.59	6.40	7.57	7.76	11.28	11.84
PS Ratio	3.23	2.73	2.87	3.04	4.14	4.22
PB Ratio	1.29	1.06	1.06	1.12	1.42	1.42
P/FCF Ratio	-	5.60	6.56	6.83	8.47	25.26
P/OCF Ratio	-	5.57	6.22	6.56	7.19	24.35
Debt / Equity Ratio	0.69	0.69	1.10	0.90	0.13	0.15
Debt / FCF Ratio	-	3.64	6.77	5.45	0.77	2.64
Net Debt / Equity Ratio	0.44	0.47	0.86	0.67	-0.12	-0.97
Net Debt / FCF Ratio	-	2.47	5.31	4.04	-0.71	-17.28
Return on Equity (ROE)	17.94%	17.46%	14.68%	15.03%	12.75%	12.25%
Return on Assets (ROA)	2.10%	2.09%	1.76%	1.90%	1.64%	1.54%
Earnings Yield	13.18%	15.64%	13.22%	12.88%	8.86%	8.45%
FCF Yield	-	17.86%	15.25%	14.65%	11.81%	3.96%
Dividend Yield	5.22%	3.54%	4.26%	4.52%	4.10%	4.46%
Payout Ratio	-	37.74%	49.30%	51.95%	61.03%	61.22%
Buyback Yield / Dilution	-0.39%	-0.29%	-0.21%	-0.05%	-	-0.04%
Total Shareholder Return	4.83%	3.24%	4.04%	4.47%	4.10%	4.42%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.