Home Loan Financial Corporation (HLFN)

Home Loan Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is July - June.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jul 21, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021	Jun 30, 2020
Market Capitalization	48	41	40	47	45	42
Market Cap Growth	13.78%	3.25%	-14.39%	3.07%	9.44%	-15.14%
Last Close Price	34.46	26.76	25.21	27.77	25.55	22.10
PE Ratio	7.20	7.57	7.76	11.28	11.84	11.58
PS Ratio	2.98	2.87	3.04	4.14	4.22	4.17
PB Ratio	1.15	1.06	1.12	1.42	1.42	1.36
P/FCF Ratio	-	6.56	6.83	8.47	25.26	8.54
P/OCF Ratio	-	6.22	6.56	7.19	24.35	8.37
Debt / Equity Ratio	0.70	1.10	0.90	0.13	0.15	0.18
Debt / FCF Ratio	-	6.77	5.45	0.77	2.64	1.11
Return on Equity (ROE)	16.95%	14.68%	15.03%	12.75%	12.25%	11.97%
Return on Assets (ROA)	2.04%	1.76%	1.90%	1.64%	1.54%	1.56%
Earnings Yield	13.94%	13.22%	12.88%	8.86%	8.45%	8.64%
FCF Yield	-	15.25%	14.65%	11.81%	3.96%	11.71%
Dividend Yield	5.61%	4.04%	4.28%	3.89%	4.23%	-
Payout Ratio	-	49.30%	51.95%	61.03%	61.22%	65.52%
Buyback Yield / Dilution	-0.81%	-0.21%	-0.05%	-	-0.04%	-0.04%
Total Shareholder Return	4.80%	3.82%	4.24%	3.89%	4.19%	-0.04%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.