Home Loan Financial Corporation (HLFN)
OTCMKTS · Delayed Price · Currency is USD
47.00
0.00 (0.00%)
Sep 21, 2026, 4:00 PM EST

Home Loan Financial Statistics

Total Valuation

HLFN has a market cap or net worth of 66.25 million.

Market Cap66.25M
Enterprise Value n/a

Important Dates

The next estimated earnings date is Friday, October 16, 2026.

Earnings Date Oct 16, 2026
Ex-Dividend Date Jul 31, 2026

Share Statistics

HLFN has 1.41 million shares outstanding. The number of shares has decreased by -0.10% in one year.

Current Share Class 1.41M
Shares Outstanding 1.41M
Shares Change (YoY) -0.10%
Shares Change (QoQ) -0.49%
Owned by Insiders (%) n/a
Owned by Institutions (%) 1.13%
Float n/a

Valuation Ratios

The trailing PE ratio is 7.56.

PE Ratio 7.56
Forward PE n/a
PS Ratio 3.41
PB Ratio 1.33
P/TBV Ratio 1.33
P/FCF Ratio 6.59
P/OCF Ratio 6.46
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 1.64
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 18.78%.

Return on Equity (ROE) 18.78%
Return on Assets (ROA) 2.34%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 3.99%
Revenue Per Employee n/a
Profits Per Employee n/a
Employee Count n/a
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, HLFN has paid 2.26 million in taxes.

Income Tax 2.26M
Effective Tax Rate 20.47%

Stock Price Statistics

The stock price has increased by +40.09% in the last 52 weeks. The beta is 0.13, so HLFN's price volatility has been lower than the market average.

Beta (5Y) 0.13
52-Week Price Change +40.09%
50-Day Moving Average 43.07
200-Day Moving Average 34.74
Relative Strength Index (RSI) 53.94
Average Volume (20 Days) 516

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 0.03

Income Statement

In the last 12 months, HLFN had revenue of 19.41 million and earned 8.76 million in profits. Earnings per share was 6.22.

Revenue19.41M
Gross Profit 19.41M
Operating Income 11.19M
Pretax Income 11.02M
Net Income 8.76M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 6.22
Full Income Statement

Balance Sheet

The company has 10.56 million in cash and 16.50 million in debt, with a net cash position of -5.94 million or -4.22 per share.

Cash & Cash Equivalents 10.56M
Total Debt 16.50M
Net Cash -5.94M
Net Cash Per Share -4.22
Equity (Book Value) 49.62M
Book Value Per Share 35.21
Working Capital -322.34M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 10.25 million and capital expenditures -203,322, giving a free cash flow of 10.05 million.

Operating Cash Flow 10.25M
Capital Expenditures -203,322
Depreciation & Amortization n/a
Net Borrowing -13.51M
Free Cash Flow 10.05M
FCF Per Share 7.13
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 57.66%
Pretax Margin 56.77%
Profit Margin 45.15%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 51.76%

Dividends & Yields

This stock pays an annual dividend of 2.10, which amounts to a dividend yield of 4.47%.

Dividend Per Share 2.10
Dividend Yield 4.47%
Dividend Growth (YoY) 4.76%
Years of Dividend Growth 2
Payout Ratio 33.89%
FCF Payout Ratio 30.87%
Buyback Yield 0.10%
Shareholder Yield 4.57%
Earnings Yield 13.23%
FCF Yield 15.16%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 29, 2005. It was a forward split with a ratio of 1.002.

Last Split Date Aug 29, 2005
Split Type Forward
Split Ratio 1.002

Scores

Altman Z-Score n/a
Piotroski F-Score 4