Insurance Australia Group Balance Sheet

Financials in millions AUD. Fiscal year is July - June.

Millions AUD. Fiscal year is Jul - Jun.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Investments in Debt Securities	10,567	10,356	9,738	9,912	9,350
Investments in Equity & Preferred Securities	1,343	1,325	1,202	1,344	1,425
Total Investments	11,910	11,681	10,940	11,256	10,775
Cash & Equivalents	2,253	1,841	1,353	938	1,998
Reinsurance Recoverable	6,687	6,373	7,264	8,036	7,442
Other Receivables	638	874	550	4,461	4,184
Deferred Policy Acquisition Cost	-	-	-	1,030	993
Property, Plant & Equipment	517	520	591	592	610
Goodwill	2,824	2,811	2,830	2,823	2,829
Other Intangible Assets	1,088	947	802	588	391
Other Current Assets	44	14	3	342	348
Long-Term Deferred Tax Assets	206	448	657	955	977
Long-Term Deferred Charges	-	-	-	2,916	2,745
Other Long-Term Assets	142	108	97	146	157
Total Assets	26,309	25,617	25,087	34,083	33,449
Accounts Payable	843	982	711	182	207
Accrued Expenses	1	1	1	1,289	1,346
Insurance & Annuity Liabilities	13,846	13,919	14,234	-	-
Unpaid Claims	-	-	-	13,964	13,312
Unearned Premiums	-	-	-	6,831	6,527
Reinsurance Payable	-	-	-	1,292	1,194
Current Portion of Leases	81	70	74	74	79
Current Income Taxes Payable	274	118	33	13	124
Long-Term Debt	2,556	2,499	2,139	2,055	1,987
Long-Term Leases	320	368	423	455	506
Long-Term Deferred Tax Liabilities	55	46	-	-	-
Other Current Liabilities	-	-	-	780	828
Other Long-Term Liabilities	125	107	76	636	716
Total Liabilities	18,523	18,500	18,030	27,583	26,893
Common Stock	6,799	6,836	7,264	7,386	7,386
Retained Earnings	483	-195	-635	-1,202	-1,120
Comprehensive Income & Other	47	19	24	-21	-20
Total Common Equity	7,329	6,660	6,653	6,163	6,246
Minority Interest	457	457	404	337	310
Shareholders' Equity	7,786	7,117	7,057	6,500	6,556
Total Liabilities & Equity	26,309	25,617	25,087	34,083	33,449
Filing Date Shares Outstanding	2,359	2,368	2,439	2,462	2,461
Total Common Shares Outstanding	2,359	2,368	2,439	2,462	2,461
Total Debt	2,957	2,937	2,636	2,584	2,572
Net Cash (Debt)	-704	-1,096	-1,283	-1,646	-574
Net Cash Per Share	-0.28	-0.39	-0.45	-0.60	-0.24
Book Value Per Share	3.11	2.81	2.73	2.50	2.54
Tangible Book Value	3,417	2,902	3,021	2,752	3,026
Tangible Book Value Per Share	1.45	1.23	1.24	1.12	1.23

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.