Intact Financial Corporation (IFCZF)
OTCMKTS · Delayed Price · Currency is USD
201.40
+2.39 (1.20%)
Nov 21, 2025, 9:30 AM EST
Intact Financial Cash Flow Statement
Financials in millions CAD. Fiscal year is January - December.
Millions CAD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Net Income | 3,071 | 2,297 | 1,316 | 2,454 | 2,067 | 1,082 | Upgrade |
Depreciation & Amortization | 514 | 448 | 410 | 409 | 329 | 249 | Upgrade |
Other Amortization | 278 | 278 | 187 | 154 | 132 | 65 | Upgrade |
Gain (Loss) on Sale of Assets | -165 | -303 | -50 | -421 | -243 | -10 | Upgrade |
Gain (Loss) on Sale of Investments | -512 | -279 | -286 | 446 | -290 | 60 | Upgrade |
Stock-Based Compensation | 165 | 135 | 120 | 152 | 95 | 65 | Upgrade |
Change in Accounts Receivable | 1,139 | 1,192 | 879 | - | -90 | -246 | Upgrade |
Change in Unearned Revenue | - | - | - | - | 434 | 375 | Upgrade |
Change in Insurance Reserves / Liabilities | - | - | - | 365 | 783 | 887 | Upgrade |
Change in Other Net Operating Assets | -109 | -232 | -1,129 | -67 | 59 | 140 | Upgrade |
Other Operating Activities | 157 | -60 | 495 | 276 | -27 | -193 | Upgrade |
Operating Cash Flow | 4,468 | 3,387 | 1,846 | 3,665 | 3,146 | 2,352 | Upgrade |
Operating Cash Flow Growth | 66.03% | 83.48% | -49.63% | 16.50% | 33.76% | 82.33% | Upgrade |
Capital Expenditures | -403 | -429 | -458 | -411 | -327 | -163 | Upgrade |
Cash Acquisitions | - | - | -869 | -239 | -11,076 | - | Upgrade |
Investment in Securities | -1,794 | -1,330 | -678 | -3,391 | -1,778 | -2,279 | Upgrade |
Investing Cash Flow | -2,197 | -1,614 | -2,005 | -2,746 | -5,972 | -2,442 | Upgrade |
Long-Term Debt Issued | - | 298 | 799 | 1,258 | 2,254 | 894 | Upgrade |
Total Debt Issued | 201 | 298 | 799 | 1,258 | 2,254 | 894 | Upgrade |
Total Debt Repaid | -493 | -866 | -320 | -2,113 | -1,526 | -291 | Upgrade |
Net Debt Issued (Repaid) | -292 | -568 | 479 | -855 | 728 | 603 | Upgrade |
Issuance of Common Stock | - | 11 | 551 | - | 4,311 | - | Upgrade |
Repurchases of Common Stock | -364 | -204 | -128 | -262 | -81 | -49 | Upgrade |
Issuance of Preferred Stock | - | - | 296 | 146 | - | 150 | Upgrade |
Common Dividends Paid | -926 | -863 | -778 | -702 | -626 | -475 | Upgrade |
Preferred Dividends Paid | -90 | -90 | -84 | -60 | -53 | -52 | Upgrade |
Total Dividends Paid | -1,016 | -953 | -862 | -762 | -679 | -527 | Upgrade |
Other Financing Activities | - | -292 | -15 | -474 | -90 | -98 | Upgrade |
Financing Cash Flow | -1,672 | -2,006 | 321 | -2,207 | 4,189 | 79 | Upgrade |
Foreign Exchange Rate Adjustments | 54 | 59 | -1 | 22 | -4 | -8 | Upgrade |
Net Cash Flow | 653 | -174 | 161 | -1,266 | 1,359 | -19 | Upgrade |
Free Cash Flow | 4,065 | 2,958 | 1,388 | 3,254 | 2,819 | 2,189 | Upgrade |
Free Cash Flow Growth | 80.67% | 113.11% | -57.34% | 15.43% | 28.78% | 86.62% | Upgrade |
Free Cash Flow Margin | 15.92% | 11.97% | 6.00% | 10.79% | 15.76% | 17.53% | Upgrade |
Free Cash Flow Per Share | 22.77 | 16.56 | 7.88 | 18.53 | 17.36 | 15.31 | Upgrade |
Cash Interest Paid | 228 | 225 | 228 | 176 | 191 | 115 | Upgrade |
Cash Income Tax Paid | 741 | 745 | 153 | 408 | 783 | - | Upgrade |
Levered Free Cash Flow | 4,341 | 5,747 | 4,127 | -9,867 | 21,267 | 1,190 | Upgrade |
Unlevered Free Cash Flow | 4,481 | 5,886 | 4,270 | -9,756 | 21,362 | 1,262 | Upgrade |
Change in Working Capital | 1,030 | 960 | -250 | 298 | 1,170 | 1,086 | Upgrade |
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.