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Intact Financial Corporation (IFCZF)
OTCMKTS · Delayed Price · Currency is USD
187.51
-2.65 (-1.39%)
Mar 4, 2026, 11:47 AM EST

Revenue by Geography

Millions CAD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015FY 2014FY 2013FY 2012
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16 Dec '15 Dec '14 Dec '13 Dec '12
Canada Revenue
16.99B15.76B
Canada Revenue Growth
7.82%7.99%
UK&I Revenue
4.34B4.20B
UK&I Revenue Growth
3.36%1.35%
US Revenue
2.43B2.31B
US Revenue Growth
5.60%6.17%
Corporate Revenue
1.64B1.57B
Corporate Revenue Growth
4.01%14.24%
Revenue (Other)
2.69B3.48B
Revenue (Total)
28.09B27.31B
Revenue (Total) Growth
2.85%3.11%

EBT by Geography

Millions CAD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015FY 2014FY 2013FY 2012
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16 Dec '15 Dec '14 Dec '13 Dec '12
Canada Operating Income Before Tax
2.66B1.59B
Canada Operating Income Before Tax Growth
66.88%32.14%
UK&I Operating Income Before Tax
224.00M301.00M
UK&I Operating Income Before Tax Growth
-25.58%99.34%
US Operating Income Before Tax
382.00M310.00M
US Operating Income Before Tax Growth
23.23%18.32%
Corporate Operating Income Before Tax
1.21B1.16B
Corporate Operating Income Before Tax Growth
5.02%17.12%

Gross Premiums Written by Geography

Millions CAD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015FY 2014FY 2013FY 2012
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16 Dec '15 Dec '14 Dec '13 Dec '12
Canada Operating Direct Premiums Written (DPW)
17.22B16.06B
Canada Operating Direct Premiums Written (DPW) Growth
7.19%7.85%
UK&I Operating Direct Premiums Written (DPW)
4.82B4.78B
UK&I Operating Direct Premiums Written (DPW) Growth
0.94%1.47%
US Operating Direct Premiums Written (DPW)
3.03B2.89B
US Operating Direct Premiums Written (DPW) Growth
4.84%4.29%

Net Premiums Written by Geography

Millions CAD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015FY 2014FY 2013FY 2012
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16 Dec '15 Dec '14 Dec '13 Dec '12
Canada Operating Net Premiums Written (NPW)
16.81B15.64B
Canada Operating Net Premiums Written (NPW) Growth
7.49%7.96%
UK&I Operating Net Premiums Written (NPW)
4.22B4.14B
UK&I Operating Net Premiums Written (NPW) Growth
2.08%-0.70%
US Operating Net Premiums Written (NPW)
2.48B2.28B
US Operating Net Premiums Written (NPW) Growth
8.78%3.08%

Net Premiums Earned by Geography

Millions CAD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015FY 2014FY 2013FY 2012
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16 Dec '15 Dec '14 Dec '13 Dec '12
Canada Operating Net Earned Premiums (NEP)
16.32B15.18B
Canada Operating Net Earned Premiums (NEP) Growth
7.49%7.80%
UK&I Operating Net Earned Premiums (NEP)
4.34B4.20B
UK&I Operating Net Earned Premiums (NEP) Growth
3.36%1.35%
US Operating Net Earned Premiums (NEP)
2.40B2.27B
US Operating Net Earned Premiums (NEP) Growth
5.72%7.47%
Corporate Operating Net Earned Premiums (NEP)
-7.00M3.00M
Corporate Operating Net Earned Premiums (NEP) Growth
--86.36%

Key Performance Indicators

Millions CAD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016FY 2015FY 2014FY 2013FY 2012
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16 Dec '15 Dec '14 Dec '13 Dec '12
Claims Ratio
54.20%58.50%
Expense Ratio
34.00%33.70%
Combined Ratio (Undiscounted)
88.20%92.20%
Combined Ratio (Discounted)
84.60%87.90%
Updated Dec 31, 2025. Data Source: Fiscal.ai.