Intact Financial Corporation (IFCZF)

Intact Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 4, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	33,096	37,180	34,164	26,603	24,998	21,187
Market Cap Growth	-9.03%	8.83%	28.42%	6.42%	17.99%	34.31%
Enterprise Value	37,212	38,473	35,348	27,997	26,174	22,859
PE Ratio	13.86	-	21.18	29.16	14.30	13.26
Forward PE	14.65	16.63	15.86	14.84	15.58	15.20
PEG Ratio	-	1.33	1.33	1.33	1.33	1.33
PS Ratio	1.74	1.81	1.71	1.37	1.32	1.62
PB Ratio	2.18	1.66	1.67	2.25	2.16	1.85
P/TBV Ratio	-	-	1.68	2.22	2.16	1.70
P/FCF Ratio	11.54	11.58	13.78	19.69	9.32	9.20
P/OCF Ratio	10.34	11.58	13.78	19.69	9.32	9.20
EV/Sales Ratio	1.96	1.87	1.77	1.44	1.38	1.75
EV/EBITDA Ratio	9.08	7.51	9.27	9.57	10.47	12.85
EV/EBIT Ratio	10.58	8.48	10.77	11.25	12.53	12.85
EV/FCF Ratio	12.98	11.98	14.26	20.72	9.76	9.93
Asset Turnover	0.46	0.46	0.47	0.48	0.43	0.35
Return on Equity (ROE)	12.33%	17.26%	13.34%	8.16%	14.89%	15.84%
Return on Assets (ROA)	7.92%	7.92%	6.23%	4.57%	3.87%	3.89%
Return on Invested Capital (ROIC)	7.92%	7.92%	6.23%	4.57%	3.87%	3.89%
Return on Capital Employed (ROCE)	10.13%	10.13%	7.77%	6.20%	4.75%	4.79%
Earnings Yield	7.22%	0.00%	4.72%	3.43%	6.99%	7.54%
FCF Yield	8.66%	8.64%	7.26%	5.08%	10.73%	10.87%
Dividend Yield	2.04%	0.00%	2.04%	2.40%	2.23%	2.54%
Payout Ratio	30.82%	30.82%	41.49%	65.50%	31.05%	32.85%
Buyback Yield / Dilution	0.78%	0.78%	0.41%	-1.16%	0.77%	-14.44%
Total Shareholder Return	2.82%	0.78%	2.46%	1.24%	2.99%	-11.90%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.