Intact Financial Corporation (IFCZF)

Intact Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	May 9, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	38,732	32,445	27,527	25,239	22,878	16,917
Market Cap Growth	25.84%	17.87%	9.06%	10.32%	35.23%	9.26%
Enterprise Value	42,864	36,609	31,807	29,462	27,070	19,483
PE Ratio	25.19	21.15	29.51	14.27	14.38	20.93
PS Ratio	1.91	1.61	1.27	1.13	1.62	1.73
PB Ratio	2.97	2.57	2.21	2.12	1.73	2.25
P/FCF Ratio	16.99	15.78	26.19	10.50	10.27	9.85
P/OCF Ratio	15.07	13.78	19.69	9.32	9.20	9.16
EV/Sales Ratio	2.04	1.82	1.47	1.32	1.92	1.99
EV/EBITDA Ratio	16.51	15.00	15.03	10.88	10.63	13.72
EV/EBIT Ratio	18.90	17.19	17.61	12.25	11.84	15.91
EV/FCF Ratio	18.81	17.81	30.26	12.25	12.15	11.34
Debt / Equity Ratio	0.29	0.30	0.35	0.32	0.35	0.36
Debt / EBITDA Ratio	1.52	1.56	2.06	1.41	1.83	1.93
Debt / FCF Ratio	1.67	1.85	4.14	1.59	2.09	1.59
Quick Ratio	0.11	0.12	0.13	0.15	0.27	0.41
Current Ratio	0.32	0.33	0.38	0.43	0.44	0.61
Asset Turnover	0.50	0.50	0.52	0.50	0.35	0.37
Return on Equity (ROE)	12.92%	13.34%	8.16%	14.89%	15.84%	11.81%
Return on Assets (ROA)	3.37%	3.32%	2.72%	3.39%	3.56%	2.89%
Return on Capital (ROIC)	8.41%	8.35%	6.85%	9.26%	10.12%	7.91%
Earnings Yield	3.97%	4.92%	3.62%	7.18%	7.14%	5.02%
Earnings Yield	3.97%	4.92%	3.62%	7.18%	7.14%	5.02%
FCF Yield	5.88%	6.34%	3.82%	9.53%	9.74%	10.15%
Dividend Yield	1.63%	1.85%	2.24%	2.12%	2.21%	2.40%
Payout Ratio	42.35%	41.49%	65.50%	31.05%	32.85%	48.71%
Buyback Yield / Dilution	-0.99%	-1.36%	-0.34%	-8.13%	-13.57%	-2.51%
Total Shareholder Return	0.64%	0.49%	1.89%	-6.01%	-11.35%	-0.11%

Updated Feb 12, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.