Permanent TSB Group Holdings plc (ILPMF)

ILPMF Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	106	162	68	223	-20	-162
Depreciation & Amortization	28	29	27	21	21	21
Other Amortization	67	62	40	31	26	15
Gain (Loss) on Sale of Investments	-3	-	-	-	4	-1
Total Asset Writedown	-	-	-	-1	-	1
Provision for Credit Losses	-16	-32	45	-1	-20	181
Change in Trading Asset Securities	-15	-13	-15	1	4	-
Change in Other Net Operating Assets	-1,106	150	568	435	-712	1,354
Other Operating Activities	232	230	156	-242	36	101
Operating Cash Flow	-707	588	889	467	-661	1,510
Operating Cash Flow Growth	-	-33.86%	90.36%	-	-	22.66%
Capital Expenditures	-10	-15	-24	-31	-13	-10
Sale of Property, Plant and Equipment	4	-	-	-	-	-
Cash Acquisitions	-	-	-41	-4,816	-	-
Investment in Securities	-955	-1,045	-76	-732	47	-632
Divestitures	-	-	-	-	3	-
Purchase / Sale of Intangibles	-26	-26	-37	-30	-11	-44
Other Investing Activities	-	-	-1,595	-	-	47
Investing Cash Flow	-987	-1,086	-1,773	-5,609	26	-639
Long-Term Debt Issued	-	-	-	-	252	-
Long-Term Debt Repaid	-	-7	-7	-6	-3	-8
Net Debt Issued (Repaid)	-6	-7	-7	-6	249	-8
Issuance of Common Stock	-	-	-	245	-	123
Repurchase of Common Stock	-2	-2	-	-	-125	-
Common Dividends Paid	-43	-43	-43	-10	-21	-11
Net Increase (Decrease) in Deposit Accounts	873	694	884	2,891	1,380	841
Other Financing Activities	-8	-9	-9	-8	-	-
Financing Cash Flow	814	633	825	3,112	1,483	945
Net Cash Flow	-880	135	-59	-2,030	848	1,816
Free Cash Flow	-717	573	865	436	-674	1,500
Free Cash Flow Growth	-	-33.76%	98.39%	-	-	23.15%
Free Cash Flow Margin	-106.38%	81.62%	141.34%	107.39%	-186.19%	681.82%
Free Cash Flow Per Share	-0.16	0.13	1.56	0.93	-1.48	3.30
Cash Interest Paid	8	9	9	8	0	0
Cash Income Tax Paid	1	4	7	1	1	1

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.