Infinity Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	20.03	19.38	15.6	10.92	9.16	6.11
Interest Income on Investments	3.26	3.45	4.23	2.59	0.3	0.28
Total Interest Income	23.29	22.83	19.83	13.51	9.47	6.39
Interest Paid on Deposits	4.63	5.02	3.7	0.92	0.49	0.55
Interest Paid on Borrowings	0.56	0.99	0.29	0.19	0.04	0
Total Interest Expense	5.19	6.01	3.99	1.11	0.53	0.56
Net Interest Income	18.1	16.82	15.84	12.4	8.94	5.83
Net Interest Income Growth (YoY)	15.76%	6.23%	27.73%	38.71%	53.22%	-
Gain (Loss) on Sale of Investments	-	-	-	-	-	0.01
Other Non-Interest Income	0.47	0.39	0.39	0.15	0.15	0.11
Total Non-Interest Income	0.47	0.39	0.39	0.32	0.3	0.21
Non-Interest Income Growth (YoY)	20.15%	-1.27%	22.43%	6.29%	41.12%	-
Revenues Before Loan Losses	18.57	17.21	16.23	12.72	9.24	6.05
Provision for Loan Losses	1.03	1.59	1.76	0.79	0.69	0.66
Revenue	17.55	15.62	14.47	11.93	8.55	5.39
Revenue Growth (YoY)	26.98%	7.96%	21.29%	39.50%	58.66%	-
Salaries and Employee Benefits	7.87	7.28	6.35	5.09	4.41	3.58
Federal Deposit Insurance	-	-	-	0.29	0.21	0.14
Selling, General & Administrative	1.9	1.84	1.62	1.57	1.62	1.5
Other Non-Interest Expense	0.97	0.86	0.94	0.68	0.58	0.48
Total Non-Interest Expense	10.74	9.98	8.91	7.63	6.81	5.71
EBT Excluding Unusual Items	6.8	5.64	5.55	4.3	1.74	-0.32
Pretax Income	6.8	5.64	5.55	4.3	1.74	-0.32
Income Tax Expense	2.05	1.76	1.68	1.29	-1.43	0
Net Income	4.75	3.88	3.87	3	3.17	-0.32
Net Income to Common	4.75	3.88	3.87	3	3.17	-0.32
Net Income Growth	54.14%	0.15%	28.99%	-5.42%	-	-
Basic Shares Outstanding	3	3	3	3	3	3
Diluted Shares Outstanding	3	3	3	3	3	3
Shares Change (YoY)	0.66%	-4.06%	-2.09%	0.19%	0.19%	-
EPS (Basic)	1.52	1.24	1.19	0.90	0.96	-0.10
EPS (Diluted)	1.52	1.24	1.19	0.90	0.96	-0.10
EPS Growth	53.14%	4.39%	32.22%	-5.94%	-	-
Dividend Per Share	0.300	0.280	-	-	-	-
Effective Tax Rate	30.18%	31.26%	30.29%	30.13%	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.