Infinity Bancorp (INFT)

Infinity Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	19.5	19.38	15.6	10.92	9.16
Interest Income on Investments	3.81	3.45	4.23	2.59	0.3
Total Interest Income	23.31	22.83	19.83	13.51	9.47
Interest Paid on Deposits	4.12	5.02	3.7	0.92	0.49
Interest Paid on Borrowings	0.33	0.99	0.29	0.19	0.04
Total Interest Expense	4.45	6.01	3.99	1.11	0.53
Net Interest Income	18.86	16.82	15.84	12.4	8.94
Net Interest Income Growth (YoY)	12.11%	6.23%	27.73%	38.71%	53.22%
Other Non-Interest Income	0.53	0.39	0.39	0.15	0.15
Total Non-Interest Income	0.53	0.39	0.39	0.32	0.3
Non-Interest Income Growth (YoY)	37.63%	-1.27%	22.43%	6.29%	41.12%
Revenues Before Loan Losses	19.4	17.21	16.23	12.72	9.24
Provision for Loan Losses	0.5	1.59	1.76	0.79	0.69
Revenue	18.9	15.62	14.47	11.93	8.55
Revenue Growth (YoY)	21.02%	7.96%	21.29%	39.50%	58.66%
Salaries and Employee Benefits	8.3	7.28	6.35	5.09	4.41
Federal Deposit Insurance	-	-	-	0.29	0.21
Selling, General & Administrative	1.89	1.84	1.62	1.57	1.62
Other Non-Interest Expense	1.21	0.86	0.94	0.68	0.58
Total Non-Interest Expense	11.4	9.98	8.91	7.63	6.81
EBT Excluding Unusual Items	7.5	5.64	5.55	4.3	1.74
Pretax Income	7.5	5.64	5.55	4.3	1.74
Income Tax Expense	2.14	1.76	1.68	1.29	-1.43
Net Income	5.36	3.88	3.87	3	3.17
Net Income to Common	5.36	3.88	3.87	3	3.17
Net Income Growth	38.35%	0.15%	28.99%	-5.42%	-
Basic Shares Outstanding	3	3	3	3	3
Diluted Shares Outstanding	3	3	3	3	3
Shares Change (YoY)	4.80%	-4.06%	-2.09%	0.19%	0.19%
EPS (Basic)	1.71	1.24	1.19	0.90	0.96
EPS (Diluted)	1.64	1.24	1.19	0.90	0.96
EPS Growth	32.02%	4.39%	32.22%	-5.94%	-
Dividend Per Share	0.340	0.280	-	-	-
Dividend Growth	21.43%	-	-	-	-
Effective Tax Rate	28.50%	31.26%	30.29%	30.13%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.