Israel Discount Bank Balance Sheet

Financials in millions ILS. Fiscal year is January - December.

Millions ILS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	65,536	57,070	40,217	64,368	59,035	42,112
Investment Securities	54,866	54,825	52,438	37,313	37,857	36,892
Trading Asset Securities	22,891	20,818	18,846	13,742	6,554	7,537
Mortgage-Backed Securities	8,471	7,671	7,628	6,963	7,010	6,849
Total Investments	86,228	83,314	78,912	58,018	51,421	51,278
Gross Loans	292,333	288,264	267,765	246,887	218,860	195,952
Allowance for Loan Losses	-3,763	-4,168	-4,214	-3,209	-3,040	-3,761
Net Loans	288,570	284,096	263,551	243,678	215,820	192,191
Property, Plant & Equipment	4,075	4,466	4,158	3,853	2,973	2,578
Goodwill	18	160	161	162	163	164
Other Intangible Assets	-	1,589	1,507	1,256	1,201	1,202
Accrued Interest Receivable	-	209	222	166	136	287
Other Receivables	-	866	1,139	627	678	460
Restricted Cash	-	946	1,931	884	242	153
Other Current Assets	22,698	773	755	546	728	737
Long-Term Deferred Tax Assets	-	2,069	2,209	2,261	1,787	2,146
Other Long-Term Assets	5,301	918	903	886	852	632
Total Assets	472,426	436,540	395,724	376,754	335,088	293,969
Accrued Expenses	156	1,519	1,504	1,288	1,474	1,329
Interest Bearing Deposits	287,207	263,609	233,756	217,926	196,937	177,789
Non-Interest Bearing Deposits	72,984	75,818	75,124	89,726	76,691	61,523
Total Deposits	360,191	339,427	308,880	307,652	273,628	239,312
Short-Term Borrowings	27,500	23,076	23,111	13,087	6,323	7,526
Current Portion of Leases	-	122	72	141	120	109
Current Income Taxes Payable	-	310	180	134	83	16
Other Current Liabilities	19,788	12,712	10,656	10,610	9,926	9,486
Long-Term Debt	22,405	20,035	15,491	12,308	15,071	10,201
Long-Term Leases	-	1,309	1,136	1,120	651	671
Long-Term Unearned Revenue	-	328	313	275	251	222
Pension & Post-Retirement Benefits	1,579	1,843	2,082	2,136	2,634	2,891
Long-Term Deferred Tax Liabilities	-	61	36	24	22	15
Other Long-Term Liabilities	5,741	2,713	3,025	2,501	2,757	2,464
Total Liabilities	437,360	403,455	366,486	351,276	312,940	274,242
Common Stock	682	683	683	683	676	676
Additional Paid-In Capital	5,163	5,469	5,565	5,565	4,174	4,174
Retained Earnings	28,852	26,640	23,512	20,388	17,649	15,020
Comprehensive Income & Other	-1,153	-1,223	-1,286	-1,756	-1,016	-688
Total Common Equity	33,544	31,569	28,474	24,880	21,483	19,182
Minority Interest	1,522	1,516	764	598	665	545
Shareholders' Equity	35,066	33,085	29,238	25,478	22,148	19,727
Total Liabilities & Equity	472,426	436,540	395,724	376,754	335,088	293,969
Total Debt	49,905	44,542	39,810	26,656	22,165	18,507
Net Cash (Debt)	39,462	38,914	27,320	52,772	44,992	32,887
Net Cash Growth	7.27%	42.44%	-48.23%	17.29%	36.81%	116.63%
Net Cash Per Share	29.01	28.54	22.09	43.28	38.65	28.25
Filing Date Shares Outstanding	1,232	1,236	1,237	1,219	1,164	1,164
Total Common Shares Outstanding	1,232	1,236	1,237	1,219	1,164	1,164
Book Value Per Share	27.22	25.54	23.02	20.11	18.46	16.48
Tangible Book Value	33,526	29,820	26,806	23,462	20,119	17,816
Tangible Book Value Per Share	27.21	24.13	21.67	18.96	17.28	15.31

Source: S&P Global Market Intelligence. Banks template. Financial Sources.