JAPAN POST BANK Co., Ltd. (JPSTF)

JAPAN POST BANK Income Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Interest Income on Loans	41,952	6,119	7,855	6,676	7,034	7,188
Interest Income on Investments	1,498,356	1,391,030	1,235,830	1,363,059	1,191,357	1,310,644
Total Interest Income	1,540,308	1,397,149	1,243,685	1,369,735	1,198,391	1,317,832
Interest Paid on Deposits	39,931	10,490	12,965	20,985	38,325	55,099
Interest Paid on Borrowings	687,849	687,849	445,200	205,667	202,829	291,535
Total Interest Expense	727,780	698,339	458,165	226,652	241,154	346,634
Net Interest Income	812,528	698,810	785,520	1,143,083	957,237	971,198
Net Interest Income Growth (YoY)	17.12%	-11.04%	-31.28%	19.41%	-1.44%	-3.90%
Trust Income	803,842	1,007,703	246,912	287,550	277,072	75,239
Gain (Loss) on Sale of Assets	-1,477	-1,787	-318	5,698	-560	-532
Gain (Loss) on Sale of Investments	-219,289	-287,995	75,356	-124,839	-188,481	23,131
Other Non-Interest Income	238,051	201,093	487,620	273,750	462,611	383,342
Total Non-Interest Income	821,127	919,014	809,570	442,159	550,642	481,180
Non-Interest Income Growth (YoY)	-14.92%	13.52%	83.09%	-19.70%	14.44%	-0.60%
Revenues Before Loan Losses	1,633,655	1,617,824	1,595,090	1,585,242	1,507,879	1,452,378
Provision for Loan Losses	42	42	-	126	-	116
Revenue	1,633,613	1,617,782	1,595,090	1,585,116	1,507,879	1,452,262
Revenue Growth (YoY)	-1.52%	1.42%	0.63%	5.12%	3.83%	-2.84%
Selling, General & Administrative	924,563	927,804	924,791	981,401	1,009,358	1,019,570
Other Non-Interest Expense	146,862	195,707	215,050	107,125	104,861	54,088
Total Non-Interest Expense	1,071,425	1,123,511	1,139,841	1,088,526	1,114,219	1,073,658
EBT Excluding Unusual Items	562,188	494,271	455,249	496,590	393,660	378,604
Asset Writedown	-208	-210	-875	-15	-1,006	-
Other Unusual Items	-1	-1	-1	-1	-	26
Pretax Income	561,979	494,060	454,373	496,574	392,654	378,630
Income Tax Expense	160,633	138,932	122,698	142,348	113,124	105,680
Earnings From Continuing Operations	401,346	355,128	331,675	354,226	279,530	272,950
Minority Interest in Earnings	-4,568	1,005	-6,605	844	600	485
Net Income	396,778	356,133	325,070	355,070	280,130	273,435
Net Income to Common	396,778	356,133	325,070	355,070	280,130	273,435
Net Income Growth	13.82%	9.56%	-8.45%	26.75%	2.45%	2.72%
Basic Shares Outstanding	3,616	3,618	3,743	3,749	3,749	3,749
Diluted Shares Outstanding	3,616	3,618	3,743	3,749	3,749	3,749
Shares Change (YoY)	-1.70%	-3.34%	-0.15%	0.00%	-0.00%	-0.00%
EPS (Basic)	109.72	98.43	86.85	94.72	74.73	72.94
EPS (Diluted)	109.72	98.43	86.85	94.72	74.73	72.94
EPS Growth	15.79%	13.34%	-8.31%	26.75%	2.45%	2.72%
Dividend Per Share	51.000	51.000	50.000	50.000	50.000	50.000
Dividend Growth	2.00%	2.00%	0%	0%	0%	0%
Effective Tax Rate	28.58%	28.12%	27.00%	28.67%	28.81%	27.91%

Source: S&P Capital IQ. Banks template. Financial Sources.