Killbuck Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2015	FY 2014	FY 2013	FY 2011	FY 2010
Period Ending	Dec '15 Dec 31, 2015	Dec '14 Dec 31, 2014	Dec '13 Dec 31, 2013	Dec '11 Dec 31, 2011	Dec '10 Dec 31, 2010
Interest Income on Loans	12.62	11.58	11.36	11	11.43
Interest Income on Investments	3.22	3.37	3.25	3.57	3.48
Total Interest Income	15.84	14.95	14.61	14.57	14.91
Interest Paid on Deposits	1.54	1.96	2.32	3.77	4
Interest Paid on Borrowings	0	0.01	0.01	0.04	0.07
Total Interest Expense	1.54	1.97	2.34	3.81	4.07
Net Interest Income	14.3	12.99	12.27	10.76	10.84
Net Interest Income Growth (YoY)	10.12%	5.80%	14.08%	-0.78%	-4.78%
Gain (Loss) on Sale of Assets	-	-	-	0.25	-
Gain (Loss) on Sale of Investments	-	-	-	-	-0.46
Other Non-Interest Income	0.77	0.55	0.5	0.4	0.65
Total Non-Interest Income	2.02	1.75	1.73	1.77	1.59
Non-Interest Income Growth (YoY)	15.53%	0.99%	-2.05%	11.44%	-5.07%
Revenues Before Loan Losses	16.32	14.74	14.01	12.53	12.43
Provision for Loan Losses	0.35	0.24	0.15	-	0.22
Revenue	15.98	14.5	13.86	12.53	12.22
Revenue Growth (YoY)	10.22%	4.61%	10.61%	2.56%	-6.45%
Salaries and Employee Benefits	5.74	5.32	5.23	5.23	4.9
Occupancy Expenses	1.32	1.16	1.1	0.97	0.96
Other Non-Interest Expense	2.83	2.67	2.91	2.84	2.86
Total Non-Interest Expense	9.89	9.14	9.24	9.05	8.72
EBT Excluding Unusual Items	6.09	5.35	4.62	3.48	3.49
Pretax Income	6.09	5.35	4.62	3.48	3.49
Income Tax Expense	1.52	1.26	1.04	0.6	0.51
Net Income	4.57	4.09	3.58	2.87	2.98
Net Income to Common	4.57	4.09	3.58	2.87	2.98
Net Income Growth	11.79%	14.40%	24.41%	-3.52%	-4.96%
Basic Shares Outstanding	1	1	1	1	1
Diluted Shares Outstanding	1	1	1	1	1
Shares Change (YoY)	-0.54%	-0.53%	-0.94%	-0.26%	-0.30%
EPS (Basic)	7.59	6.75	5.87	4.67	4.83
EPS (Diluted)	7.59	6.75	5.87	4.67	4.83
EPS Growth	12.40%	15.02%	25.59%	-3.27%	-4.68%
Dividend Per Share	3.150	3.100	3.050	3.050	3.050
Dividend Growth	1.61%	1.64%	-	-	1.67%
Effective Tax Rate	24.91%	23.58%	22.58%	17.38%	14.69%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.