Killbuck Bancshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2015	FY 2014	FY 2013	FY 2011	FY 2010
Period Ending	Dec '15 Dec 31, 2015	Dec '14 Dec 31, 2014	Dec '13 Dec 31, 2013	Dec '11 Dec 31, 2011	Dec '10 Dec 31, 2010
Net Income	4.57	4.09	3.58	2.87	2.98
Depreciation & Amortization	0.83	0.65	0.83	0.44	0.41
Gain (Loss) on Sale of Assets	-	-	-	-0.25	-
Gain (Loss) on Sale of Investments	-	-	-	-	0.46
Provision for Credit Losses	0.35	0.24	0.15	-	0.22
Net Decrease (Increase) in Loans Originated / Sold - Operating	0.48	-0.38	0.78	0.41	0.23
Accrued Interest Receivable	-0.32	0.03	0.24	0.54	0.53
Change in Other Net Operating Assets	0.05	-0.05	0.13	-0.09	0.05
Other Operating Activities	-0.35	-0.34	-0.25	-0.22	-0.47
Operating Cash Flow	5.45	4.13	5.32	3.62	4.12
Operating Cash Flow Growth	31.96%	-22.37%	47.09%	-12.16%	93.05%
Capital Expenditures	-1.08	-0.7	-0.09	-0.09	-0.11
Sale of Property, Plant and Equipment	-	-	-	0.33	-
Investment in Securities	6.95	7.61	-17.05	-22.72	-16.09
Net Decrease (Increase) in Loans Originated / Sold - Investing	-24.54	-17.6	-5.48	-19.26	2.13
Other Investing Activities	-	-3	-	-1.5	0.39
Investing Cash Flow	-18.67	-13.7	-22.62	-43.24	-13.5
Short-Term Debt Repaid	-	-	-0.56	-2.64	-2.08
Long-Term Debt Repaid	-0.06	-0.07	-0.09	-0.23	-0.57
Total Debt Repaid	-0.06	-0.07	-0.65	-2.87	-2.64
Net Debt Issued (Repaid)	-0.06	-0.07	-0.65	-2.87	-2.64
Repurchase of Common Stock	-0.78	-0.34	-0.28	-0.24	-0.08
Common Dividends Paid	-1.89	-1.88	-1.86	-1.88	-1.88
Net Increase (Decrease) in Deposit Accounts	10.22	15.25	2.33	32.87	34.89
Financing Cash Flow	7.48	12.97	-0.46	27.89	30.29
Net Cash Flow	-5.74	3.4	-17.75	-11.73	20.91
Free Cash Flow	4.37	3.43	5.24	3.53	4.01
Free Cash Flow Growth	27.41%	-34.50%	48.43%	-12.02%	95.80%
Free Cash Flow Margin	27.35%	23.66%	37.78%	28.16%	32.82%
Free Cash Flow Per Share	7.25	5.66	8.59	5.74	6.50
Cash Interest Paid	1.6	2	2.4	3.8	4.1
Cash Income Tax Paid	1.63	1.26	1.04	0.42	0.74

Source: S&P Global Market Intelligence. Banks template. Financial Sources.