KS Bancorp, Inc. (KSBI)

KS Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2021	FY 2020
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	43.82	39.67	32.27	25.58	18.03	17.5
Interest Income on Investments	4.28	3.68	3.88	3.82	1.77	1.5
Total Interest Income	48.1	43.36	36.15	29.4	19.81	19
Interest Paid on Deposits	16.45	14.44	13.1	8.39	1.02	2.23
Interest Paid on Borrowings	0.72	0.76	0.85	0.76	1.12	1.36
Total Interest Expense	17.16	15.2	13.95	9.15	2.14	3.59
Net Interest Income	30.94	28.16	22.2	20.26	17.66	15.41
Net Interest Income Growth	24.38%	26.83%	9.61%	14.69%	14.62%	19.07%
Mortgage Banking Activities	1.78	1.62	1.39	1.22	0.06	0.17
Gain (Loss) on Sale of Investments	-	-	-	-	-	0
Other Non-Interest Income	0.77	0.89	0.75	0.69	1.68	1.39
Total Non-Interest Income	4.07	3.95	3.49	3.22	2.88	2.95
Non-Interest Income Growth	7.99%	13.27%	8.36%	11.93%	-2.44%	-6.12%
Revenues Before Loan Losses	35.01	32.11	25.69	23.47	20.54	18.36
Provision for Loan Losses	1.16	1.03	0.5	0.29	0.37	0.56
Revenue	33.85	31.08	25.19	23.18	20.17	17.8
Revenue Growth	21.37%	23.40%	8.65%	14.95%	13.33%	10.84%
Salaries and Employee Benefits	12.45	11.72	10.07	9.48	7.68	7.36
Occupancy Expenses	2.92	2.72	2.54	2.16	1.54	1.44
Federal Deposit Insurance	-	-	-	-	-	0.3
Selling, General & Administrative	1.56	1.44	1.22	1.11	1.03	1.05
Other Non-Interest Expense	3.52	3.15	3.25	2.59	2.22	2.06
Total Non-Interest Expense	20.44	19.02	17.06	15.35	12.46	12.21
EBT Excluding Unusual Items	13.41	12.06	8.13	7.84	7.71	5.59
Pretax Income	13.41	12.06	8.13	7.84	7.71	5.59
Income Tax Expense	2.93	2.7	1.97	1.63	1.62	1.22
Net Income	10.48	9.36	6.16	6.21	6.09	4.37
Net Income to Common	10.48	9.36	6.16	6.21	6.09	4.37
Net Income Growth	41.09%	51.99%	-0.84%	1.89%	39.42%	20.02%
Basic Shares Outstanding	1	1	1	1	1	1
Diluted Shares Outstanding	1	1	1	1	1	1
Shares Change	-0.07%	0.13%	-0.12%	0.07%	0.13%	-0.04%
EPS (Basic)	9.46	8.44	5.56	5.60	5.50	3.95
EPS (Diluted)	9.46	8.44	5.56	5.60	5.50	3.95
EPS Growth	41.19%	51.80%	-0.71%	1.82%	39.24%	20.06%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2021	FY 2020
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2021	Dec 31, 2020
Dividend Per Share	0.390	0.300	1.050	-	0.600	0.420
Dividend Growth	-63.89%	-71.43%	-	-	42.86%	13.51%
Effective Tax Rate	21.82%	22.41%	24.22%	20.78%	20.98%	21.77%

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 4, 2026

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