Katahdin Bankshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	51.71	50.29	47.51	42.09	32.58	32.69
Interest Income on Investments	5.95	5.95	5.18	4.38	3.58	2.05
Total Interest Income	57.66	56.24	52.69	46.47	36.16	34.74
Interest Paid on Deposits	15.58	15.93	16.45	10.77	3.07	2.69
Interest Paid on Borrowings	1.71	1.72	2.33	1.28	1.1	1.38
Total Interest Expense	17.3	17.65	18.78	12.04	4.17	4.07
Net Interest Income	40.36	38.59	33.91	34.43	31.99	30.67
Net Interest Income Growth	12.01%	13.82%	-1.51%	7.61%	4.32%	2.47%
Gain (Loss) on Sale of Investments	-0.01	-0.01	-0.19	-0.25	-0.24	-0.12
Other Non-Interest Income	5.59	5.79	5.19	4.76	4.79	4.98
Total Non-Interest Income	5.58	5.78	5	4.51	4.55	4.86
Non-Interest Income Growth	6.00%	15.59%	10.80%	-0.90%	-6.44%	4.20%
Revenues Before Loan Losses	45.94	44.37	38.9	38.94	36.54	35.53
Provision for Loan Losses	1.45	0.05	0.55	0.11	-0.5	0.14
Revenue	44.49	44.32	38.35	38.83	37.04	35.4
Revenue Growth	8.63%	15.55%	-1.23%	4.82%	4.65%	6.18%
Salaries and Employee Benefits	18.57	18.57	17.09	15.71	14.97	14.55
Occupancy Expenses	2.97	2.97	2.87	2.68	2.62	2.53
Federal Deposit Insurance	0.56	0.56	0.53	0.52	0.31	0.31
Selling, General & Administrative	9.04	9.04	8.12	7.85	7.34	6.47
Total Non-Interest Expense	31.37	31.14	28.61	26.76	25.23	23.86
EBT Excluding Unusual Items	13.12	13.18	9.74	12.07	11.81	11.54
Pretax Income	13.12	13.18	9.74	12.07	11.81	11.54
Income Tax Expense	2.42	2.48	1.68	2.17	2.09	2.07
Net Income	10.7	10.7	8.06	9.91	9.72	9.47
Net Income to Common	10.7	10.7	8.06	9.91	9.72	9.47
Net Income Growth	19.90%	32.66%	-18.60%	1.88%	2.65%	-0.48%
Basic Shares Outstanding	3	3	3	3	3	3
Diluted Shares Outstanding	3	3	3	3	3	3
Shares Change	-0.08%	-0.28%	-1.12%	-1.81%	-0.42%	-0.28%
EPS (Basic)	3.37	3.37	2.53	3.08	2.97	2.88
EPS (Diluted)	3.37	3.37	2.53	3.08	2.97	2.88
EPS Growth	20.13%	33.20%	-17.83%	3.76%	3.09%	-0.05%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.405	0.810	0.699	0.608	0.552	0.500
Dividend Growth	-46.36%	15.88%	14.97%	10.14%	10.40%	5.49%
Effective Tax Rate	18.44%	18.82%	17.24%	17.94%	17.67%	17.92%