Katahdin Bankshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	53.06	50.29	47.51	42.09	32.58	32.69
Interest Income on Investments	5.95	5.95	5.18	4.38	3.58	2.05
Total Interest Income	59	56.24	52.69	46.47	36.16	34.74
Interest Paid on Deposits	16.03	15.93	16.45	10.77	3.07	2.69
Interest Paid on Borrowings	1.68	1.72	2.33	1.28	1.1	1.38
Total Interest Expense	17.71	17.65	18.78	12.04	4.17	4.07
Net Interest Income	41.3	38.59	33.91	34.43	31.99	30.67
Net Interest Income Growth	10.40%	13.82%	-1.51%	7.61%	4.32%	2.47%
Gain (Loss) on Sale of Investments	-0.01	-0.01	-0.19	-0.25	-0.24	-0.12
Other Non-Interest Income	5.62	5.79	5.19	4.76	4.79	4.98
Total Non-Interest Income	5.61	5.78	5	4.51	4.55	4.86
Non-Interest Income Growth	5.45%	15.59%	10.80%	-0.90%	-6.44%	4.20%
Revenues Before Loan Losses	46.91	44.37	38.9	38.94	36.54	35.53
Provision for Loan Losses	1.13	0.05	0.55	0.11	-0.5	0.14
Revenue	45.78	44.32	38.35	38.83	37.04	35.4
Revenue Growth	9.12%	15.55%	-1.23%	4.82%	4.65%	6.18%
Salaries and Employee Benefits	18.57	18.57	17.09	15.71	14.97	14.55
Occupancy Expenses	2.97	2.97	2.87	2.68	2.62	2.53
Federal Deposit Insurance	0.56	0.56	0.53	0.52	0.31	0.31
Selling, General & Administrative	9.04	9.04	8.12	7.85	7.34	6.47
Total Non-Interest Expense	31.87	31.14	28.61	26.76	25.23	23.86
EBT Excluding Unusual Items	13.91	13.18	9.74	12.07	11.81	11.54
Pretax Income	13.91	13.18	9.74	12.07	11.81	11.54
Income Tax Expense	2.59	2.48	1.68	2.17	2.09	2.07
Net Income	11.32	10.7	8.06	9.91	9.72	9.47
Net Income to Common	11.32	10.7	8.06	9.91	9.72	9.47
Net Income Growth	21.45%	32.66%	-18.60%	1.88%	2.65%	-0.48%
Basic Shares Outstanding	3	3	3	3	3	3
Diluted Shares Outstanding	3	3	3	3	3	3
Shares Change	-0.28%	-0.28%	-1.12%	-1.81%	-0.42%	-0.28%
EPS (Basic)	3.57	3.37	2.53	3.08	2.97	2.88
EPS (Diluted)	3.57	3.37	2.53	3.08	2.97	2.88
EPS Growth	21.92%	33.20%	-17.83%	3.76%	3.09%	-0.05%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.810	0.810	0.699	0.608	0.552	0.500
Dividend Growth	15.88%	15.88%	14.97%	10.14%	10.40%	5.49%
Effective Tax Rate	18.63%	18.82%	17.24%	17.94%	17.67%	17.92%