Laurentian Bank of Canada Balance Sheet

Financials in millions CAD. Fiscal year is November - October.

Millions CAD. Fiscal year is Nov - Oct.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '25 Oct 31, 2025	Oct '24 Oct 31, 2024	Oct '23 Oct 31, 2023	Oct '22 Oct 31, 2022	Oct '21 Oct 31, 2021
Cash & Equivalents	57.77	53.32	69.44	79.7	69
Investment Securities	8,661	7,970	8,383	8,730	6,811
Trading Asset Securities	4,670	3,385	3,296	3,306	3,314
Total Investments	13,331	11,355	11,679	12,036	10,125
Gross Loans	36,182	35,422	37,212	37,611	33,744
Allowance for Loan Losses	-176.33	-189.38	-205.96	-193.48	-195.06
Other Adjustments to Gross Loans	-168.25	-163.8	-152.74	-129.71	-99.64
Net Loans	35,838	35,069	36,853	37,288	33,450
Property, Plant & Equipment	91.57	85.43	119.68	134.39	106.28
Goodwill	-	-	84.76	83.71	78.43
Other Intangible Assets	182.06	181.28	282.83	294.44	278.3
Accrued Interest Receivable	170.39	166.95	193.62	148.12	77.25
Other Receivables	58.75	70.97	141.07	55.96	391.59
Restricted Cash	-	-	39.05	60.03	38.59
Other Current Assets	202.04	215.01	230.78	317.42	231.19
Long-Term Deferred Tax Assets	149.66	157.84	119.09	71.53	58.49
Other Real Estate Owned & Foreclosed	-	-	-	-	5.6
Other Long-Term Assets	66.72	45.87	80.4	147.71	168
Total Assets	50,148	47,401	49,893	50,717	45,077
Accounts Payable	498.93	461.2	558.4	560.81	955.69
Interest Bearing Deposits	22,490	21,521	24,383	25,665	21,575
Non-Interest Bearing Deposits	1,007	1,135	1,096	1,467	1,413
Total Deposits	23,497	22,656	25,479	27,132	22,988
Short-Term Borrowings	282.18	333.66	738.04	808.96	153.07
Current Portion of Long-Term Debt	6,776	6,193	4,727	4,319	4,584
Current Portion of Leases	20.23	-	-	-	-
Current Income Taxes Payable	17.11	18.62	8.38	-	-
Accrued Interest Payable	680.14	609.87	514.88	385.84	363.53
Other Current Liabilities	200.98	263.45	311.34	1,080	911.75
Long-Term Debt	11,978	11,800	12,131	11,134	9,793
Long-Term Leases	85.58	113.92	123.03	130.39	120.14
Pension & Post-Retirement Benefits	14.4	14.76	16.95	17.46	20.63
Long-Term Deferred Tax Liabilities	66.95	61.46	72.34	54.26	48.24
Other Long-Term Liabilities	3,148	2,047	2,355	2,312	2,498
Total Liabilities	47,266	44,573	47,035	47,936	42,436
Preferred Stock, Convertible	122.07	122.07	122.07	122.07	122.07
Total Preferred Equity	122.07	122.07	122.07	122.07	122.07
Common Stock	1,206	1,187	1,178	1,168	1,173
Retained Earnings	1,352	1,308	1,406	1,322	1,195
Comprehensive Income & Other	201.73	211.56	152.41	169.1	150.81
Total Common Equity	2,760	2,706	2,736	2,659	2,519
Shareholders' Equity	2,882	2,828	2,858	2,781	2,641
Total Liabilities & Equity	50,148	47,401	49,893	50,717	45,077
Total Debt	19,142	18,441	17,719	16,393	14,650
Net Cash (Debt)	-9,149	-9,990	-9,017	-7,468	-7,905
Net Cash Per Share	-206.69	-227.95	-207.37	-172.03	-181.79
Filing Date Shares Outstanding	44.58	44.01	43.65	43.33	43.59
Total Common Shares Outstanding	44.58	44.01	43.65	43.33	43.59
Book Value Per Share	61.90	61.50	62.69	61.36	57.79
Tangible Book Value	2,578	2,525	2,368	2,281	2,162
Tangible Book Value Per Share	57.82	57.38	54.26	52.63	49.60

Updated Oct 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.