Lyons Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	-	21.25	20.6	22.05	15.62
Investment Securities	-	294.4	302.76	275.02	305.23
Mortgage-Backed Securities	-	68.94	74.08	90.93	113.12
Total Investments	-	363.35	376.84	365.95	418.35
Gross Loans	-	1,468	1,379	1,300	1,137
Allowance for Loan Losses	-	-20.88	-19.49	-21.5	-18.34
Net Loans	-	1,447	1,359	1,278	1,119
Property, Plant & Equipment	-	24.03	24.8	25.89	26.7
Accrued Interest Receivable	-	37.43	38.07	34.41	20.67
Other Long-Term Assets	-	24.03	23.84	23.68	23.02
Total Assets	-	1,925	1,849	1,754	1,626
Interest Bearing Deposits	-	1,123	1,024	1,073	951.34
Institutional Deposits	-	160.8	140.5	75.8	67.6
Non-Interest Bearing Deposits	-	480.84	462.23	474.1	451.93
Total Deposits	-	1,765	1,627	1,623	1,471
Short-Term Borrowings	-	-	71	-	-
Current Portion of Leases	-	0.24	-	-	-
Accrued Interest Payable	-	1.79	0.75	0.59	0.11
Long-Term Debt	-	15.79	15.77	15.76	15.75
Long-Term Leases	-	3.52	4.14	4.37	4.28
Trust Preferred Securities	-	5.16	5.16	5.16	5.16
Pension & Post-Retirement Benefits	-	8.39	10.19	8.52	12.61
Other Long-Term Liabilities	-	9.54	10.74	8.86	7.75
Total Liabilities	-	1,809	1,745	1,666	1,517
Preferred Stock, Convertible	-	0	0	0	0
Common Stock	-	1.72	1.72	1.72	1.72
Additional Paid-In Capital	-	28.49	28.48	28.39	28.34
Retained Earnings	-	123.67	113.67	99.84	87.57
Treasury Stock	-	-1.52	-0.52	-0.74	-0.62
Comprehensive Income & Other	-	-36.58	-39.75	-41.9	-7.42
Total Common Equity	-	115.78	103.6	87.3	109.59
Minority Interest	-	0.06	0.06	0.06	0.06
Shareholders' Equity	-	115.84	103.66	87.36	109.65
Total Liabilities & Equity	-	1,925	1,849	1,754	1,626
Total Debt	-	24.7	96.07	25.29	25.18
Net Cash (Debt)	-	42.99	-38.8	15.65	21.74
Net Cash Growth	-	-	-	-28.03%	-39.36%
Net Cash Per Share	-	12.18	-10.95	4.42	6.47
Filing Date Shares Outstanding	3.4	3.4	3.43	3.42	3.42
Total Common Shares Outstanding	3.4	3.4	3.43	3.42	3.42
Book Value Per Share	-	34.02	30.24	25.54	32.05
Tangible Book Value	-	115.78	103.6	87.3	109.59
Tangible Book Value Per Share	-	34.02	30.24	25.54	32.05

Source: S&P Global Market Intelligence. Banks template. Financial Sources.