Mandatum Oyj Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan '26 Jan 9, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	4,132	2,332	2,257	-	-	-
Market Cap Growth	67.93%	3.28%	-	-	-	-
Enterprise Value	4,081	2,050	1,845	-	-	-
PE Ratio	22.23	13.66	12.71	-	-	-
PS Ratio	7.04	3.79	3.24	-	-	-
PB Ratio	2.52	1.41	1.28	-	-	-
P/FCF Ratio	34.91	32.27	7.44	-	-	-
P/OCF Ratio	33.86	31.24	7.29	-	-	-
EV/Sales Ratio	6.88	3.33	2.65	-	-	-
EV/EBITDA Ratio	14.56	6.52	5.29	-	-	-
EV/EBIT Ratio	14.87	6.56	5.34	-	-	-
EV/FCF Ratio	34.47	28.37	6.08	-	-	-
Debt / Equity Ratio	0.42	0.39	0.23	0.22	0.01	0.02
Debt / EBITDA Ratio	2.49	2.04	1.18	0.53	0.08	0.14
Debt / FCF Ratio	5.84	8.94	1.36	-	0.06	-
Net Debt / Equity Ratio	-0.03	-0.17	-0.23	-0.21	-0.51	-0.42
Net Debt / EBITDA Ratio	-0.18	-0.88	-1.15	-0.50	-3.36	-3.80
Net Debt / FCF Ratio	-0.43	-3.81	-1.33	17.68	-2.25	2.31
Quick Ratio	3313.75	49.50	71.61	13.92	3.65	37.85
Current Ratio	3318.75	50.87	73.55	16.29	4.43	40.44
Asset Turnover	0.03	0.04	0.04	0.07	0.21	-
Return on Equity (ROE)	10.68%	10.30%	9.75%	31.63%	11.82%	-
Return on Assets (ROA)	0.80%	1.10%	1.25%	2.77%	1.05%	-
Return on Invested Capital (ROIC)	9.96%	11.68%	11.80%	28.85%	12.27%	7.93%
Earnings Yield	4.50%	7.32%	7.87%	-	-	-
FCF Yield	2.86%	3.10%	13.45%	-	-	-
Dividend Yield	-	7.59%	8.29%	-	-	-
Payout Ratio	209.47%	100.42%	93.34%	27.64%	101.89%	-
Buyback Yield / Dilution	4.23%	-0.05%	-	-	-	-
Total Shareholder Return	4.23%	7.54%	8.29%	-	-	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.