MBT Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	22.5	12.23	18.26	37.58	187.67
Investment Securities	79.96	89.96	95.76	121.43	60.77
Mortgage-Backed Securities	32.35	38.25	46.06	54.97	56.04
Total Investments	112.3	128.21	141.82	176.4	116.8
Gross Loans	497.18	450.43	408.92	351.41	291.97
Allowance for Loan Losses	-4.87	-4.55	-4.21	-3.83	-3.7
Other Adjustments to Gross Loans	-0.23	-0.16	-0.09	-0	-
Net Loans	492.08	445.71	404.61	347.57	288.26
Property, Plant & Equipment	16.33	14.76	12.6	12.62	12.29
Loans Held for Sale	-	-	-	-	0.43
Accrued Interest Receivable	2.3	2.38	2.24	2.24	1.87
Long-Term Deferred Tax Assets	1.62	2.6	2.73	3.46	0.11
Other Long-Term Assets	4.65	4.56	7.26	9.65	3.68
Total Assets	652.37	612.28	591.22	590.58	612.16
Interest Bearing Deposits	375.57	340.47	330.94	356.19	342.55
Institutional Deposits	63.4	51.5	20.1	7.08	7.83
Non-Interest Bearing Deposits	136.23	137.18	142.47	172.01	195.29
Total Deposits	575.2	529.15	493.51	535.28	545.67
Short-Term Borrowings	-	15	34.5	-	-
Current Portion of Leases	0.31	-	-	-	-
Accrued Interest Payable	0.42	0.38	0.39	0.09	0.04
Long-Term Debt	17.93	17.85	17.77	17.7	17.62
Long-Term Leases	2.02	2.65	2.53	2.85	3.18
Other Long-Term Liabilities	3.08	2.83	3.02	1.21	1.2
Total Liabilities	598.96	567.85	551.72	557.12	567.71
Common Stock	2.04	2.04	2.04	2.04	2.04
Additional Paid-In Capital	9.96	9.96	9.96	9.96	9.96
Retained Earnings	46.99	42.24	38.35	35.24	33.78
Comprehensive Income & Other	-5.58	-9.82	-10.84	-13.77	-1.33
Shareholders' Equity	53.41	44.42	39.51	33.46	44.45
Total Liabilities & Equity	652.37	612.28	591.22	590.58	612.16
Total Debt	20.26	35.5	54.8	20.55	20.8
Net Cash (Debt)	3.29	-22.25	-35.28	18.28	168.36
Net Cash Growth	-	-	-	-89.14%	128.29%
Net Cash Per Share	1.61	-10.90	-17.29	8.94	82.50
Filing Date Shares Outstanding	2.04	2.04	2.04	2.04	2.04
Total Common Shares Outstanding	2.04	2.04	2.04	2.04	2.04
Book Value Per Share	26.13	21.74	19.33	16.38	21.75
Tangible Book Value	53.41	44.42	39.51	33.46	44.45
Tangible Book Value Per Share	26.13	21.74	19.33	16.38	21.75

Source: S&P Global Market Intelligence. Banks template. Financial Sources.