MBT Bancshares Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 29, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	59	53	41	41	47	51
Market Cap Growth	34.82%	30.00%	-0.05%	-12.81%	-8.57%	19.22%
Last Close Price	29.00	25.51	18.76	17.85	19.44	20.40
PE Ratio	8.73	7.82	6.88	7.77	13.41	10.98
PS Ratio	2.21	1.98	1.65	1.76	2.28	2.42
PB Ratio	1.11	1.00	0.92	1.03	1.40	1.15
P/FCF Ratio	10.08	9.03	7.64	3.52	-	8.34
P/OCF Ratio	6.90	6.18	4.73	3.26	137.94	6.87
Debt / Equity Ratio	0.38	0.38	0.80	1.39	0.61	0.47
Debt / FCF Ratio	3.44	3.44	6.64	4.71	-	3.38
Net Debt / Equity Ratio	-0.06	-0.06	0.50	0.89	-0.55	-3.79
Net Debt / FCF Ratio	-0.56	-0.56	4.16	3.03	18.46	-27.38
Return on Equity (ROE)	13.89%	13.89%	14.16%	14.43%	8.98%	10.70%
Return on Assets (ROA)	1.07%	1.07%	0.99%	0.89%	0.58%	0.85%
Earnings Yield	11.46%	12.78%	14.53%	12.88%	7.46%	9.11%
FCF Yield	9.93%	11.07%	13.09%	28.44%	-2.11%	11.99%
Dividend Yield	3.45%	3.92%	5.33%	5.60%	5.14%	4.90%
Payout Ratio	30.09%	30.09%	34.41%	38.82%	58.43%	43.74%
Buyback Yield / Dilution	-0.27%	-0.24%	-0.03%	0.24%	-0.24%	0.14%
Total Shareholder Return	3.18%	3.68%	5.31%	5.84%	4.90%	5.04%