MBT Bancshares Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 5, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	53	41	41	47	51	43
Market Cap Growth	23.71%	-0.05%	-12.81%	-8.57%	19.22%	-10.00%
Last Close Price	25.80	19.12	18.19	19.82	20.80	17.18
PE Ratio	8.87	6.88	7.77	13.41	10.98	12.08
PS Ratio	2.12	1.65	1.76	2.28	2.42	2.27
PB Ratio	1.19	0.92	1.03	1.40	1.15	1.00
P/FCF Ratio	9.85	7.64	3.52	-	8.34	13.41
P/OCF Ratio	6.10	4.73	3.26	137.94	6.87	12.37
Debt / Equity Ratio	0.80	0.80	1.39	0.61	0.47	0.06
Debt / FCF Ratio	6.64	6.64	4.71	-	3.38	0.80
Net Debt / Equity Ratio	0.50	0.50	0.89	-0.55	-3.79	-1.72
Net Debt / FCF Ratio	4.16	4.16	3.03	18.46	-27.38	-22.99
Return on Equity (ROE)	14.16%	14.16%	14.43%	8.98%	10.70%	8.50%
Return on Assets (ROA)	0.99%	0.99%	0.89%	0.58%	0.85%	0.81%
Earnings Yield	11.27%	14.53%	12.88%	7.46%	9.11%	8.28%
FCF Yield	10.15%	13.09%	28.44%	-2.11%	11.99%	7.46%
Dividend Yield	3.88%	5.23%	5.50%	5.05%	4.81%	5.82%
Payout Ratio	34.41%	34.41%	38.82%	58.43%	43.74%	57.36%
Buyback Yield / Dilution	0.11%	-0.03%	0.24%	-0.24%	0.14%	-
Total Shareholder Return	3.99%	5.20%	5.74%	4.80%	4.95%	5.82%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.