MCHT Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	45.39	36.24	60.3	30	4.24
Investment Securities	176.44	195.81	205.95	198.71	254.38
Trading Asset Securities	0.01	0.25	1.05	1.08	0.24
Mortgage-Backed Securities	100.99	87.98	80.59	84.19	112.77
Total Investments	277.44	284.04	287.6	283.98	367.39
Gross Loans	286.95	271.46	262.9	255.23	229.73
Allowance for Loan Losses	-4.25	-3.1	-3.85	-3.41	-3.7
Net Loans	282.7	268.37	259.05	251.82	226.03
Property, Plant & Equipment	7.52	7.6	7.43	8.29	8.63
Accrued Interest Receivable	3.05	3.06	3.02	2.99	2.62
Other Current Assets	2.19	1.37	16.1	18.94	1.22
Long-Term Deferred Tax Assets	14.37	16.66	-	-	-
Other Long-Term Assets	15.05	14.56	9.67	10.22	10.32
Total Assets	649.11	633.56	646.52	610.11	623.86
Interest Bearing Deposits	511.72	500.14	459.03	428.75	397.6
Institutional Deposits	20.97	21.68	27.37	16.06	12.54
Non-Interest Bearing Deposits	84.87	81.52	81.92	85.24	80.89
Total Deposits	617.56	603.34	568.32	530.05	491.03
Short-Term Borrowings	1.6	3.47	3.8	4.07	20.05
Current Portion of Long-Term Debt	24.5	-	-	-	-
Current Portion of Leases	0.14	-	-	-	-
Accrued Interest Payable	0.35	0.37	0.54	0.49	0.14
Federal Home Loan Bank Debt, Long-Term	-	30.5	72.32	85.52	60
Long-Term Leases	0.07	0.22	0.34	0.58	0.58
Pension & Post-Retirement Benefits	0.1	0.12	0.13	0.15	0.16
Long-Term Deferred Tax Liabilities	-	-	-	-	0.09
Other Long-Term Liabilities	2.47	2.85	3.63	2.71	2.95
Total Liabilities	646.78	640.87	649.08	623.57	575
Common Stock	8.5	8.5	8.5	8.5	8.5
Retained Earnings	46.78	46.08	45.07	43.07	39.18
Treasury Stock	-0.57	-0.67	-0.72	-0.72	-0.62
Comprehensive Income & Other	-52.38	-61.23	-55.4	-64.3	1.8
Shareholders' Equity	2.34	-7.31	-2.56	-13.46	48.85
Total Liabilities & Equity	649.11	633.56	646.52	610.11	623.86
Total Debt	26.3	34.19	76.46	90.17	80.63
Net Cash (Debt)	19.1	2.3	-15.11	-59.09	-76.15
Net Cash Growth	730.30%	-	-	-	-
Net Cash Per Share	5.71	0.69	-4.53	-17.71	-22.76
Filing Date Shares Outstanding	3.35	3.34	3.34	3.34	3.34
Total Common Shares Outstanding	3.35	3.34	3.34	3.34	3.34
Book Value Per Share	0.70	-2.19	-0.77	-4.03	14.61
Tangible Book Value	2.34	-7.31	-2.56	-13.46	48.85
Tangible Book Value Per Share	0.70	-2.19	-0.77	-4.03	14.61

Source: S&P Global Market Intelligence. Banks template. Financial Sources.