Middlebury National Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018
Period Ending	Feb '26 Feb 12, 2026	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018
Market Capitalization	43	28	40	34	33	32
Market Cap Growth	67.67%	-30.20%	16.64%	3.86%	2.72%	-6.60%
Last Close Price	50.30	28.74	39.89	33.10	30.57	28.81
PE Ratio	13.74	8.79	11.29	8.49	9.17	9.84
PS Ratio	2.41	1.54	2.27	1.99	2.10	2.15
PB Ratio	1.69	1.08	0.94	0.81	0.87	0.93
Debt / Equity Ratio	0.14	0.14	0.63	0.58	0.33	0.40
Net Debt / Equity Ratio	-0.16	-0.16	0.43	0.40	0.11	0.09
Return on Equity (ROE)	9.29%	9.29%	8.36%	10.08%	9.93%	9.70%
Return on Assets (ROA)	0.58%	0.58%	0.68%	0.91%	0.94%	0.88%
Earnings Yield	7.27%	11.38%	8.86%	11.79%	10.91%	10.17%
Dividend Yield	2.39%	3.90%	2.81%	-	-	-
Buyback Yield / Dilution	2.20%	0.04%	0.28%	0.12%	1.77%	0.76%
Total Shareholder Return	4.59%	3.94%	3.08%	0.12%	1.77%	0.76%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.