Monroe Federal Bancorp, Inc. (MFBI)

Monroe Federal Bancorp Income Statement

Financials in millions USD. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023
Interest Income on Loans	5.41	5.24	4.99	4.11
Interest Income on Investments	0.59	0.66	0.7	0.67
Total Interest Income	6	5.9	5.69	4.79
Interest Paid on Deposits	1.9	1.86	1.58	0.65
Interest Paid on Borrowings	0.42	0.37	0.39	0.26
Total Interest Expense	2.32	2.23	1.97	0.92
Net Interest Income	3.68	3.67	3.72	3.87
Net Interest Income Growth (YoY)	0.66%	-1.20%	-3.90%	-
Other Non-Interest Income	0.24	0.18	0.17	0.18
Total Non-Interest Income	0.41	0.35	0.34	0.33
Non-Interest Income Growth (YoY)	19.98%	2.83%	5.25%	-
Revenues Before Loan Losses	4.09	4.03	4.06	4.2
Provision for Loan Losses	0.09	0.02	-0.14	0.06
Revenue	4	4.01	4.2	4.14
Revenue Growth (YoY)	-2.81%	-4.60%	1.68%	-
Salaries and Employee Benefits	2.1	2.13	2.08	1.9
Occupancy Expenses	0.56	0.56	0.56	0.38
Federal Deposit Insurance	0.07	0.08	0.11	0.07
Selling, General & Administrative	1.16	1.14	0.93	0.84
Other Non-Interest Expense	0.61	0.55	0.52	0.52
Total Non-Interest Expense	4.51	4.47	4.19	3.71
EBT Excluding Unusual Items	-0.5	-0.46	0.01	0.43
Pretax Income	-0.5	-0.46	0.01	0.43
Income Tax Expense	-0.15	-0.13	-0.05	0.04
Net Income	-0.35	-0.33	0.06	0.39
Net Income to Common	-0.35	-0.33	0.06	0.39
Net Income Growth	-	-	-84.60%	-
Basic Shares Outstanding	0	0	-	-
Diluted Shares Outstanding	0	0	-	-
EPS (Basic)	-0.75	-0.67	-	-
EPS (Diluted)	-0.75	-0.67	-	-
Effective Tax Rate	-	-	-	9.15%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.