Monroe Federal Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is April - March.

Millions USD. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023
Net Income	-0.51	-0.33	0.06	0.39
Depreciation & Amortization	0.25	0.26	0.25	0.15
Gain (Loss) on Sale of Investments	0.39	0.15	0.18	0.2
Provision for Credit Losses	-0.06	0.02	-0.14	0.06
Accrued Interest Receivable	-0.01	0.01	-0.03	-0.07
Change in Other Net Operating Assets	0.07	-0.2	-0.07	-0.04
Other Operating Activities	-0.41	-0.25	-0.22	-0.11
Operating Cash Flow	-0.32	-0.2	-0.38	0.49
Capital Expenditures	-0.15	-0.05	-0.12	-2.38
Investment in Securities	5.32	2.28	2.73	2.9
Net Decrease (Increase) in Loans Originated / Sold - Investing	-3.41	0.93	0.71	-16.05
Other Investing Activities	0.11	-0.32	0.29	0.2
Investing Cash Flow	1.87	2.84	3.61	-15.32
Short-Term Debt Issued	-	-	-	0.87
Long-Term Debt Issued	40.74	56.83	19.15	40.3
Total Debt Issued	40.74	56.83	19.15	41.17
Short-Term Debt Repaid	-	-	-0.87	-
Long-Term Debt Repaid	-46.88	-49.86	-28.65	-35.55
Total Debt Repaid	-46.88	-49.86	-29.52	-35.55
Net Debt Issued (Repaid)	-6.14	6.97	-10.37	5.62
Issuance of Common Stock	-	5.27	-	-
Repurchase of Common Stock	-	-0.58	-	-
Net Increase (Decrease) in Deposit Accounts	3.89	-21.43	14.8	9.31
Other Financing Activities	0.07	-1.41	0.02	-0.01
Financing Cash Flow	-2.18	-11.18	4.45	14.92
Net Cash Flow	-0.62	-8.54	7.69	0.09
Free Cash Flow	-0.47	-0.25	-0.49	-1.89
Free Cash Flow Margin	-11.82%	-6.26%	-11.71%	-45.65%
Free Cash Flow Per Share	-0.95	-0.51	-	-
Cash Interest Paid	2.45	2.22	2	0.87
Cash Income Tax Paid	-	-0.02	-0.01	0.05