Monroe Federal Bancorp, Inc. (MFBI)

Monroe Federal Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Dec 31, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023
Net Income	-0.22	-0.33	0.06	0.39
Depreciation & Amortization	0.25	0.26	0.25	0.15
Gain (Loss) on Sale of Investments	0.13	0.15	0.18	0.2
Provision for Credit Losses	-0.05	0.02	-0.14	0.06
Accrued Interest Receivable	-0.05	0.01	-0.03	-0.07
Change in Other Net Operating Assets	-0.16	-0.2	-0.07	-0.04
Other Operating Activities	-0.27	-0.25	-0.22	-0.11
Operating Cash Flow	-0.51	-0.2	-0.38	0.49
Capital Expenditures	-0.15	-0.05	-0.12	-2.38
Investment in Securities	1.39	2.28	2.73	2.9
Net Decrease (Increase) in Loans Originated / Sold - Investing	-4.01	0.93	0.71	-16.05
Other Investing Activities	0.03	-0.32	0.29	0.2
Investing Cash Flow	-2.75	2.84	3.61	-15.32
Short-Term Debt Issued	-	-	-	0.87
Long-Term Debt Issued	-	56.83	19.15	40.3
Total Debt Issued	47.65	56.83	19.15	41.17
Short-Term Debt Repaid	-	-	-0.87	-
Long-Term Debt Repaid	-	-49.86	-28.65	-35.55
Total Debt Repaid	-43.98	-49.86	-29.52	-35.55
Net Debt Issued (Repaid)	3.67	6.97	-10.37	5.62
Issuance of Common Stock	-	5.27	-	-
Repurchase of Common Stock	-	-0.58	-	-
Net Increase (Decrease) in Deposit Accounts	-1.36	-21.43	14.8	9.31
Other Financing Activities	0.06	-1.41	0.02	-0.01
Financing Cash Flow	2.37	-11.18	4.45	14.92
Net Cash Flow	-0.89	-8.54	7.69	0.09
Free Cash Flow	-0.67	-0.25	-0.49	-1.89
Free Cash Flow Margin	-15.89%	-6.26%	-11.71%	-45.65%
Free Cash Flow Per Share	-1.35	-0.51	-	-
Cash Interest Paid	2.35	2.22	2	0.87
Cash Income Tax Paid	-	-0.02	-0.01	0.05

Source: S&P Global Market Intelligence. Banks template. Financial Sources.