Mountain Pacific Bancorp, Inc. (MPCB)

Mountain Pacific Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	50.79	41.77	33.43	24.41	23.08
Interest Income on Investments	4.51	4.46	2.94	1.47	0.35
Total Interest Income	55.3	46.23	36.37	25.88	23.43
Interest Paid on Deposits	17.01	16.09	8.75	2.21	2.37
Interest Paid on Borrowings	3.87	3.46	2.72	0.87	1.17
Total Interest Expense	20.88	19.54	11.47	3.08	3.54
Net Interest Income	34.42	26.68	24.9	22.79	19.89
Net Interest Income Growth (YoY)	29.00%	7.16%	9.23%	14.60%	31.93%
Other Non-Interest Income	3.61	2.96	2.56	2.32	2.12
Total Non-Interest Income	5.98	4.96	4.95	3.63	5.01
Non-Interest Income Growth (YoY)	20.38%	0.31%	36.51%	-27.65%	37.45%
Revenues Before Loan Losses	40.39	31.65	29.85	26.42	24.9
Provision for Loan Losses	1.7	2.04	1	1.75	2.4
Revenue	38.7	29.61	28.85	24.67	22.5
Revenue Growth (YoY)	30.69%	2.65%	16.93%	9.64%	35.98%
Salaries and Employee Benefits	13.96	11.62	10.1	8.51	7.11
Occupancy Expenses	1.6	1.06	0.93	0.76	0.82
Selling, General & Administrative	3.33	3.71	2.94	2.64	2.88
Other Non-Interest Expense	3.23	3.32	3.55	3.11	2.65
Total Non-Interest Expense	22.11	19.66	17.58	15.03	13.51
EBT Excluding Unusual Items	16.58	9.95	11.27	9.64	8.99
Pretax Income	16.58	9.95	11.27	9.64	8.99
Income Tax Expense	3.47	2.1	2.3	2.02	1.92
Net Income	13.11	7.85	8.97	7.62	7.08
Net Income to Common	13.11	7.85	8.97	7.62	7.08
Net Income Growth	67.05%	-12.46%	17.73%	7.63%	59.46%
Basic Shares Outstanding	-	7	7	7	7
Diluted Shares Outstanding	-	7	7	7	7
Shares Change (YoY)	-	2.64%	0.18%	0.14%	5.29%
EPS (Basic)	-	1.15	1.33	1.14	1.08
EPS (Diluted)	-	1.07	1.26	1.07	1.00
EPS Growth	-	-15.08%	17.76%	7.00%	51.52%
Effective Tax Rate	20.94%	21.11%	20.42%	20.96%	21.30%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.