Mountain Pacific Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	13.11	7.85	8.97	7.62	7.08
Depreciation & Amortization	0.78	0.81	0.69	0.64	0.61
Gain (Loss) on Sale of Assets	-	-0.01	-	-	-0.19
Gain (Loss) on Sale of Investments	0.1	0.11	0.12	0.11	0.08
Provision for Credit Losses	1.7	2.04	1	1.75	2.4
Net Decrease (Increase) in Loans Originated / Sold - Operating	1.04	1.99	6.71	-3.01	4.14
Accrued Interest Receivable	0.16	-0.73	-1.04	-0.24	0.38
Change in Other Net Operating Assets	0.84	-0.52	1.07	0.21	0.35
Other Operating Activities	0.04	-0.58	-0.62	-0.57	-0.74
Operating Cash Flow	15.42	10.52	16.33	6.05	11.6
Operating Cash Flow Growth	46.57%	-35.58%	169.86%	-47.82%	63.40%
Capital Expenditures	-2.05	-6.66	-0.55	-0.18	-0.12
Investment in Securities	1.67	1.97	-6.45	7.03	-8.02
Net Decrease (Increase) in Loans Originated / Sold - Investing	-71.1	-83.94	-95.72	-0.6	-37.44
Other Investing Activities	-0.08	-1.19	-2.08	0.86	-0.17
Investing Cash Flow	-71.55	-89.08	-104.62	7.11	-44.51
Short-Term Debt Issued	-	10	-	-	-
Long-Term Debt Issued	15.33	22.5	55	-	-
Total Debt Issued	15.33	32.5	55	-	-
Short-Term Debt Repaid	-10	-	-	-	-
Long-Term Debt Repaid	-5	-7.5	-	-24.5	-20.38
Total Debt Repaid	-15	-7.5	-	-24.5	-20.38
Net Debt Issued (Repaid)	0.33	25	55	-24.5	-20.38
Issuance of Common Stock	0.79	0.28	0.16	0.31	0.12
Repurchase of Common Stock	-0.71	-	-	-	-
Net Increase (Decrease) in Deposit Accounts	5.28	97.38	44.68	-35.25	118.4
Financing Cash Flow	5.68	122.66	99.85	-59.44	98.14
Net Cash Flow	-50.45	44.1	11.56	-46.28	65.22
Free Cash Flow	13.38	3.87	15.78	5.87	11.48
Free Cash Flow Growth	245.86%	-75.50%	168.76%	-48.86%	63.84%
Free Cash Flow Margin	34.57%	13.06%	54.72%	23.81%	51.04%
Free Cash Flow Per Share	1.78	0.53	2.21	0.82	1.62
Cash Interest Paid	21.67	18.77	9.44	2.26	3.22
Cash Income Tax Paid	3.39	2.84	2.16	2.69	2.01

Source: S&P Global Market Intelligence. Banks template. Financial Sources.