Mountain Pacific Bancorp, Inc. (MPCB)

Mountain Pacific Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	7.85	8.97	7.62	7.08
Depreciation & Amortization	0.81	0.69	0.64	0.61
Gain (Loss) on Sale of Assets	-0.01	-	-	-0.19
Gain (Loss) on Sale of Investments	0.11	0.12	0.11	0.08
Provision for Credit Losses	2.04	1	1.75	2.4
Net Decrease (Increase) in Loans Originated / Sold - Operating	1.99	6.71	-3.01	4.14
Accrued Interest Receivable	-0.73	-1.04	-0.24	0.38
Change in Other Net Operating Assets	-0.12	1.07	0.21	0.35
Other Operating Activities	-0.98	-0.62	-0.57	-0.74
Operating Cash Flow	10.52	16.33	6.05	11.6
Operating Cash Flow Growth	-35.58%	169.86%	-47.82%	63.40%
Capital Expenditures	-6.65	-0.55	-0.18	-0.12
Investment in Securities	1.97	-6.45	7.03	-8.02
Net Decrease (Increase) in Loans Originated / Sold - Investing	-83.94	-95.72	-0.6	-37.44
Other Investing Activities	-1.19	-2.08	0.86	-0.17
Investing Cash Flow	-89.08	-104.62	7.11	-44.51
Short-Term Debt Issued	10	-	-	-
Long-Term Debt Issued	15	55	-	-
Total Debt Issued	25	55	-	-
Long-Term Debt Repaid	-	-	-24.5	-20.38
Net Debt Issued (Repaid)	25	55	-24.5	-20.38
Issuance of Common Stock	0.28	0.16	0.31	0.12
Net Increase (Decrease) in Deposit Accounts	97.38	44.68	-35.25	118.4
Financing Cash Flow	122.66	99.85	-59.44	98.14
Net Cash Flow	44.1	11.56	-46.28	65.22
Free Cash Flow	3.87	15.78	5.87	11.48
Free Cash Flow Growth	-75.50%	168.76%	-48.86%	63.84%
Free Cash Flow Margin	13.06%	54.72%	23.81%	51.04%
Free Cash Flow Per Share	0.53	2.21	0.82	1.62
Cash Interest Paid	18.77	9.44	2.26	3.22
Cash Income Tax Paid	2.84	2.16	2.69	2.01

Source: S&P Global Market Intelligence. Banks template. Financial Sources.