Mid-Southern Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	83.33	74.63	13.68	5.68	16.38	9.59
Investment Securities	4.32	4.43	71.48	74.97	71.66	66.45
Mortgage-Backed Securities	3.03	3.04	26.91	30.4	35.65	38.04
Total Investments	7.34	7.47	98.39	105.37	107.31	104.49
Gross Loans	129.7	135.14	146.95	146.21	124.21	114.91
Allowance for Loan Losses	-1.85	-1.93	-2.18	-1.69	-1.52	-1.59
Other Adjustments to Gross Loans	-0.16	-0.16	-0.18	-0.14	-0.12	-0.06
Net Loans	127.7	133.05	144.59	144.38	122.57	113.26
Property, Plant & Equipment	1.85	1.9	2.08	2.15	1.95	1.9
Accrued Interest Receivable	0.49	0.6	1.28	1.32	1	0.9
Restricted Cash	-	-	-	-	-	0.07
Other Current Assets	-	-	-	-	0.1	0.1
Long-Term Deferred Tax Assets	-	3.46	3.61	4.07	-	-
Other Long-Term Assets	7.92	4.66	4.62	4.47	4.17	4.28
Total Assets	228.89	226.03	268.99	269.22	254.26	235.36
Accrued Expenses	0.27	0.4	0.7	0.73	0.54	1.07
Interest Bearing Deposits	164.3	145.33	158.74	164.33	163.98	144.87
Institutional Deposits	-	19.1	17.6	13.5	4.3	3.3
Non-Interest Bearing Deposits	26.58	24.04	26.57	28.23	28.6	25.94
Total Deposits	190.88	188.46	202.91	206.06	196.88	174.11
Short-Term Borrowings	-	-	-	-	-	1
Accrued Interest Payable	0.26	0.27	1.13	0.01	0.01	0.01
Federal Home Loan Bank Debt, Long-Term	-	-	28.2	29	10	10
Long-Term Deferred Tax Liabilities	-	-	-	-	0.17	-
Other Long-Term Liabilities	-	0.02	0.06	0.1	0.13	0.16
Total Liabilities	191.41	189.15	233	235.9	207.73	186.36
Common Stock	0.04	0.04	0.04	0.04	0.04	0.04
Additional Paid-In Capital	30.94	30.92	30.85	30.78	30.69	30.56
Retained Earnings	18.01	17.45	25.24	24.92	23.53	22.3
Treasury Stock	-9.59	-9.59	-9.59	-9.59	-7.7	-4.91
Comprehensive Income & Other	-1.91	-1.94	-10.54	-12.81	-0.03	1.02
Shareholders' Equity	37.48	36.88	35.99	33.32	46.53	49
Total Liabilities & Equity	228.89	226.03	268.99	269.22	254.26	235.36
Total Debt	-	-	28.2	29	10	11
Net Cash (Debt)	83.33	74.63	-14.52	-23.32	6.38	-1.41
Net Cash Growth	1545.44%	-	-	-	-	-
Net Cash Per Share	30.42	27.30	-5.36	-8.54	2.19	-0.44
Filing Date Shares Outstanding	2.89	2.76	2.75	2.73	2.84	3
Total Common Shares Outstanding	2.89	2.76	2.75	2.73	2.85	3
Book Value Per Share	12.99	13.37	13.11	12.19	16.32	16.36
Tangible Book Value	37.48	36.88	35.99	33.32	46.53	49
Tangible Book Value Per Share	12.99	13.37	13.11	12.19	16.32	16.36

Updated Mar 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.