Metro Bank Holdings Balance Sheet

Financials in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	2,340	2,811	3,891	1,956	3,568	2,993
Investment Securities	4,046	3,614	3,925	4,781	3,849	1,739
Trading Asset Securities	24	16	36	24	4	30
Mortgage-Backed Securities	-	876	954	1,133	1,725	1,674
Total Investments	4,070	4,506	4,915	5,938	5,578	3,443
Gross Loans	8,882	9,204	12,496	13,289	12,459	14,812
Allowance for Loan Losses	-167	-191	-199	-187	-169	-154
Net Loans	8,715	9,013	12,297	13,102	12,290	14,658
Property, Plant & Equipment	713	707	719	744	759	800
Goodwill	-	10	10	10	10	10
Other Intangible Assets	130	116	183	206	233	244
Investments in Real Estate	-	4	4	4	6	6
Accrued Interest Receivable	-	56	75	52	38	46
Other Receivables	-	2	1	1	2	1
Restricted Cash	-	53	50	39	36	36
Other Current Assets	82	36	42	33	28	325
Long-Term Deferred Tax Assets	231	240	-	-	-	-
Other Long-Term Assets	147	28	58	34	40	17
Total Assets	16,428	17,582	22,245	22,119	22,588	22,579
Accounts Payable	-	1	1	1	4	4
Accrued Expenses	-	107	146	99	76	101
Interest Bearing Deposits	8,081	9,067	12,977	11,926	12,930	13,662
Non-Interest Bearing Deposits	5,682	5,791	5,696	7,888	7,318	6,218
Total Deposits	13,763	14,858	18,673	19,814	20,248	19,880
Short-Term Borrowings	131	392	1,191	264	180	204
Current Portion of Leases	-	19	22	23	25	29
Current Income Taxes Payable	-	8	8	9	11	9
Other Current Liabilities	-	1	3	1	9	10
Long-Term Debt	685	675	694	571	588	600
Long-Term Leases	189	186	212	225	244	298
Long-Term Unearned Revenue	11	37	53	74	56	35
Long-Term Deferred Tax Liabilities	-	-	13	12	12	12
Other Long-Term Liabilities	191	115	95	70	100	108
Total Liabilities	14,970	16,399	21,111	21,163	21,553	21,290
Additional Paid-In Capital	144	144	144	1,964	1,964	1,964
Retained Earnings	1,052	1,022	978	-1,015	-942	-694
Comprehensive Income & Other	262	17	12	7	13	19
Shareholders' Equity	1,458	1,183	1,134	956	1,035	1,289
Total Liabilities & Equity	16,428	17,582	22,245	22,119	22,588	22,579
Total Debt	1,005	1,272	2,119	1,083	1,037	1,131
Net Cash (Debt)	1,359	1,555	1,808	897	2,535	1,892
Net Cash Growth	-52.38%	-13.99%	101.56%	-64.61%	33.98%	5.17%
Net Cash Per Share	2.00	2.30	8.19	5.20	14.70	10.97
Filing Date Shares Outstanding	673.1	672.98	672.68	172.54	172.42	172.42
Total Common Shares Outstanding	673.1	672.98	672.68	172.54	172.42	172.42
Book Value Per Share	1.81	1.76	1.69	5.54	6.00	7.48
Tangible Book Value	1,328	1,057	941	740	792	1,035
Tangible Book Value Per Share	1.61	1.57	1.40	4.29	4.59	6.00

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.