NASB Financial, Inc. (NASB)

NASB Financial Income Statement

Financials in millions USD. Fiscal year is October - September.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021	Sep 30, 2020
Interest Income on Loans	132.16	130.03	119.76	-	108.73	121.46
Interest Income on Investments	33.99	32.45	21.42	-	4.68	6.62
Total Interest Income	166.15	162.48	141.18	-	113.41	128.08
Interest Paid on Deposits	63.64	61.44	42.63	-	8.23	24.18
Interest Paid on Borrowings	23.89	23.1	15.08	-	7.34	9.67
Total Interest Expense	87.52	84.54	57.71	-	15.56	33.85
Net Interest Income	78.63	77.94	83.47	89.17	97.85	94.23
Net Interest Income Growth (YoY)	-2.05%	-6.63%	-6.39%	-8.87%	3.84%	13.98%
Mortgage Banking Activities	2.52	-0.68	1.28	-	134.64	167.47
Gain (Loss) on Sale of Investments	-0	1.36	-	-	-1	0.32
Other Non-Interest Income	7.11	7.18	7.43	63.19	12.32	6.65
Total Non-Interest Income	8.1	6.1	8.16	63.19	145.61	174.35
Non-Interest Income Growth (YoY)	-0.52%	-25.24%	-87.08%	-56.61%	-16.48%	209.76%
Revenues Before Loan Losses	86.73	84.04	91.63	152.36	243.46	268.58
Provision for Loan Losses	-	-1.53	-	0.75	-	10.15
Revenue	86.73	85.58	91.63	151.61	243.46	258.43
Revenue Growth (YoY)	-3.51%	-6.61%	-39.56%	-37.73%	-5.79%	88.35%
Salaries and Employee Benefits	30.3	29.99	32.39	-	56.17	44.26
Occupancy Expenses	7.25	7.29	8.13	-	8.81	7.12
Federal Deposit Insurance	1.38	1.33	1.05	-	0.59	0.79
Selling, General & Administrative	11.15	11.42	13.03	-	26.55	21.47
Other Non-Interest Expense	-	-	-	109.98	56.93	45.7
Total Non-Interest Expense	50.08	50.02	54.6	109.98	149.05	119.33
EBT Excluding Unusual Items	36.65	35.56	37.04	41.63	94.42	139.1
Asset Writedown	-	-	-	-	-	0.2
Pretax Income	36.65	35.56	37.04	41.63	94.42	139.29
Income Tax Expense	8.08	7.3	9.11	9.54	20.71	35.79
Earnings From Continuing Operations	28.57	28.26	27.93	32.09	73.71	103.51
Earnings From Discontinued Operations	-	-	-6.28	-	-	-
Net Income	28.57	28.26	21.65	32.09	73.71	103.51
Net Income to Common	28.57	28.26	21.65	32.09	73.71	103.51
Net Income Growth	16.19%	30.54%	-32.54%	-56.46%	-28.79%	139.78%
Basic Shares Outstanding	7	7	7	7	7	7
Diluted Shares Outstanding	7	7	7	7	7	7
Shares Change (YoY)	-0.90%	-0.48%	0.05%	-0.06%	0.35%	0.03%
EPS (Basic)	3.89	3.83	2.92	4.33	9.96	14.02
EPS (Diluted)	3.89	3.83	2.92	4.33	9.94	14.01
EPS Growth	17.24%	31.08%	-32.55%	-56.42%	-29.05%	139.65%
Dividend Per Share	1.000	1.000	-	3.200	2.600	-
Dividend Growth	-37.50%	-	-	23.08%	-	-
Effective Tax Rate	22.04%	20.53%	24.60%	22.92%	21.93%	25.69%

Source: S&P Capital IQ. Banks template. Financial Sources.