NASB Financial, Inc. (NASB)

NASB Financial Income Statement

Financials in millions USD. Fiscal year is October - September.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021	Sep 30, 2020
Interest Income on Loans	132.9	130.03	119.76	-	108.73	121.46
Interest Income on Investments	35.54	32.45	21.42	-	4.68	6.62
Total Interest Income	168.44	162.48	141.18	-	113.41	128.08
Interest Paid on Deposits	65.04	61.44	42.63	-	8.23	24.18
Interest Paid on Borrowings	24.58	23.1	15.08	-	7.34	9.67
Total Interest Expense	89.61	84.54	57.71	-	15.56	33.85
Net Interest Income	78.83	77.94	83.47	89.17	97.85	94.23
Net Interest Income Growth (YoY)	0.91%	-6.63%	-6.39%	-8.87%	3.84%	13.98%
Mortgage Banking Activities	0.71	-0.68	1.28	-	134.64	167.47
Gain (Loss) on Sale of Investments	-0	1.36	-	-	-1	0.32
Other Non-Interest Income	6.95	7.18	7.43	63.19	12.32	6.65
Total Non-Interest Income	5.69	6.1	8.16	63.19	145.61	174.35
Non-Interest Income Growth (YoY)	-42.64%	-25.24%	-87.08%	-56.61%	-16.48%	209.76%
Revenues Before Loan Losses	84.52	84.04	91.63	152.36	243.46	268.58
Provision for Loan Losses	0.12	-1.53	-	0.75	-	10.15
Revenue	84.4	85.58	91.63	151.61	243.46	258.43
Revenue Growth (YoY)	-5.69%	-6.61%	-39.56%	-37.73%	-5.79%	88.35%
Salaries and Employee Benefits	30.35	29.99	32.39	-	56.17	44.26
Occupancy Expenses	7.29	7.29	8.13	-	8.81	7.12
Federal Deposit Insurance	1.37	1.33	1.05	-	0.59	0.79
Selling, General & Administrative	10.78	11.42	13.03	-	26.55	21.47
Other Non-Interest Expense	-	-	-	109.98	56.93	45.7
Total Non-Interest Expense	49.78	50.02	54.6	109.98	149.05	119.33
EBT Excluding Unusual Items	34.62	35.56	37.04	41.63	94.42	139.1
Asset Writedown	-	-	-	-	-	0.2
Pretax Income	34.62	35.56	37.04	41.63	94.42	139.29
Income Tax Expense	7.93	7.3	9.11	9.54	20.71	35.79
Earnings From Continuing Operations	26.69	28.26	27.93	32.09	73.71	103.51
Earnings From Discontinued Operations	-	-	-6.28	-	-	-
Net Income	26.69	28.26	21.65	32.09	73.71	103.51
Net Income to Common	26.69	28.26	21.65	32.09	73.71	103.51
Net Income Growth	-12.16%	30.54%	-32.54%	-56.46%	-28.79%	139.78%
Basic Shares Outstanding	7	7	7	7	7	7
Diluted Shares Outstanding	7	7	7	7	7	7
Shares Change (YoY)	-1.39%	-0.48%	0.05%	-0.06%	0.36%	0.03%
EPS (Basic)	3.66	3.83	2.92	4.33	9.96	14.02
EPS (Diluted)	3.66	3.83	2.92	4.33	9.94	14.01
EPS Growth	-10.93%	31.08%	-32.55%	-56.42%	-29.05%	139.65%
Dividend Per Share	0.500	1.000	-	3.200	2.600	-
Dividend Growth	-50.00%	-	-	23.08%	-	-
Effective Tax Rate	22.90%	20.53%	24.60%	22.92%	21.93%	25.69%

Updated Feb 6, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.