NASB Financial, Inc. (NASB)

NASB Financial Income Statement

Financials in millions USD. Fiscal year is October - September.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Interest Income on Loans	135.82	133.84	130.03	119.76	-	108.73
Interest Income on Investments	35.98	36.07	32.45	21.42	-	4.68
Total Interest Income	171.81	169.91	162.48	141.18	-	113.41
Interest Paid on Deposits	62.41	64.45	61.44	42.63	-	8.23
Interest Paid on Borrowings	25.57	25.21	23.1	15.08	-	7.34
Total Interest Expense	87.98	89.66	84.54	57.71	-	15.56
Net Interest Income	83.83	80.24	77.94	83.47	89.17	97.85
Net Interest Income Growth (YoY)	6.34%	2.96%	-6.63%	-6.39%	-8.87%	3.84%
Mortgage Banking Activities	2.08	1.78	-0.68	1.28	-	134.64
Gain (Loss) on Sale of Investments	-	-0	1.36	-	-	-1
Other Non-Interest Income	6.52	6.71	7.18	7.43	63.19	12.32
Total Non-Interest Income	8.9	8.11	6.1	8.16	63.19	145.61
Non-Interest Income Growth (YoY)	56.43%	32.84%	-25.24%	-87.08%	-56.61%	-16.48%
Revenues Before Loan Losses	92.72	88.35	84.04	91.63	152.36	243.46
Provision for Loan Losses	0.47	0.57	-1.53	-	0.75	-
Revenue	92.25	87.78	85.58	91.63	151.61	243.46
Revenue Growth (YoY)	9.31%	2.57%	-6.61%	-39.56%	-37.73%	-5.79%
Salaries and Employee Benefits	28.9	29.92	29.99	32.39	-	56.17
Occupancy Expenses	8.38	8.08	7.29	8.13	-	8.81
Federal Deposit Insurance	1.33	1.36	1.33	1.05	-	0.59
Selling, General & Administrative	10.32	10.32	11.42	13.03	-	26.55
Other Non-Interest Expense	-	-	-	-	109.98	56.93
Total Non-Interest Expense	48.93	49.69	50.02	54.6	109.98	149.05
EBT Excluding Unusual Items	43.33	38.09	35.56	37.04	41.63	94.42
Pretax Income	43.33	38.09	35.56	37.04	41.63	94.42
Income Tax Expense	10.66	9.37	7.3	9.11	9.54	20.71
Earnings From Continuing Operations	32.67	28.72	28.26	27.93	32.09	73.71
Earnings From Discontinued Operations	-	-	-	-6.28	-	-
Net Income	32.67	28.72	28.26	21.65	32.09	73.71
Net Income to Common	32.67	28.72	28.26	21.65	32.09	73.71
Net Income Growth	22.41%	1.65%	30.54%	-32.54%	-56.46%	-28.79%
Basic Shares Outstanding	7	7	7	7	7	7
Diluted Shares Outstanding	7	7	7	7	7	7
Shares Change (YoY)	-1.03%	-2.04%	-0.48%	0.05%	-0.06%	0.36%
EPS (Basic)	4.52	3.97	3.83	2.92	4.33	9.96
EPS (Diluted)	4.52	3.97	3.83	2.92	4.33	9.94
EPS Growth	23.57%	3.65%	31.08%	-32.55%	-56.42%	-29.05%
Dividend Per Share	0.600	1.100	1.000	1.600	3.200	2.600
Dividend Growth	-40.00%	10.00%	-37.50%	-50.00%	23.08%	-
Effective Tax Rate	24.60%	24.60%	20.53%	24.60%	22.92%	21.93%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.